- Overview
- Description
- Property Details
- Location
- HOA Management
- Facts & Features
- Getting Around
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$549,000
Monthly Est:$2,733
4 Beds
- 5 Baths
4 full baths + 1 half bath
2,855sqft
4138 Cobalt Cir #RO12, Panama City Beach, FL 32408
$549,000
$2,733/moEst:
Get Pre-Approved
Townhouse
Built in 2007
$1,277.67/mo HOA
-- sqft lot
$192/sq.ft
Description
Welcome to Waterhaven, where beautiful Southern coastal architecture, inviting spaces and a relaxed waterfront lifestyle come together.
This spacious three story residence offers 2,855 square feet, 4 bedrooms, 4.5 baths, a two car garage and separate guest Carriage House providing plenty of room to spread out while still feeling warm and welcoming.
From the moment you step inside, you'll notice the details that give this home its character. Hardwood floors, tray ceilings, crown molding, beautiful millwork and substantial 12 inch baseboards create a timeless feel, while the spacious living and dining areas offer comfortable places to gather, entertain or simply enjoy being at home.
At the heart of the home is a generous kitchen with a large island, six burner Viking gas range, Sub Zero refrigerator, Bosch dishwasher, wine cooler and ice maker. This amazing floorplan includes a kitchen pantry along with two storage closets.
Whether you're enjoying a quiet morning at the island or cooking dinner with friends, the open layout keeps everyone connected.
With four bedrooms and four full baths & a half bath, this home offers an unusual amount of open space and storage.
The second floor primary suite provides a comfortable retreat with its own balcony and walk in closet. The primary bath features a double vanity, separate shower and soaking tub, creating a relaxing space to begin and end the day.
The two additional bedrooms are ensuite as well, giving your guests space and privacy of their own.
Adding even more versatility, the Carriage House includes it's own kitchen , full bath, living area with a separate garage entrance.
It's an inviting setup for overnight guests, extended stays, a home office or simply having additional space when you need it.
Step outside to the private courtyard patio, a charming extension of the living space that's just right for morning coffee, grilling dinner, gathering with friends or relaxing at the end of the day.
And then there's Waterhaven itself. Enjoy the waterfront pool or fishing on the private pier. The clubhouse offers a fitness center , theater beautiful meeting room. Enjoy the grilling areas and beautiful gathering spaces, all within this gated, non-rental community.
With room for guests, spaces to gather and plenty of places to relax, this is a home designed to be lived in and to enjoy your best, beach life.
- Houzeo last checked: 4 minutes ago
- Listing updated: September 24, 2026 at 7:47 pm
- Listing Provided by: Tina L Gates (850) 238-2366 | Anchor Realty Florida (850) 899-7999
- Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 795308

Property Details
Status
Active
Type
Townhouse
No. of Stories
3
County
City
Neighborhood
--
Year Built
2007
HOA Fees
$1277.67/mo
Finished Area
2,855 sqft
Lot Size
-- sqft lot
Basement Area
- sqft
MLS Name
Bay/Panama City/Central Panhandle MLS
MLS Number
795308
MLS Status
Active
Days on Market
53
Cumulative Days on Market
13

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Location
HOA Management
N/A
HOA Fees
$3,833/ Quarterly
Amenities
Amenities and services may be covered by one or multiple associations and service providers.
Sewer
Insurance
Security Gate
Water
Trash Pickup
Club House
Beach
Pools
PestControl
FitnessFacility
AssociationManagement
Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.
Facts & Features
Rooms
Bedrooms & bathrooms
Bedrooms: 4
Bathrooms: 5
InLawSuite
Level: Second
Area: 200.00 Square Feet
Dimensions: 20 x 10
Bedroom
Level: Third
Area: 192.00 Square Feet
Dimensions: 16 x 12
Bedroom
Level: Second
Area: 165.00 Square Feet
Dimensions: 15 x 11
PrimaryBedroom
Level: Second
Area: 221.00 Square Feet
Dimensions: 17 x 13
DiningRoom
Level: First
Area: 192.00 Square Feet
Dimensions: 16 x 12
Kitchen
Level: First
Area: 192.00 Square Feet
Dimensions: 16 x 12
LivingRoom
Level: First
Area: 441.00 Square Feet
Dimensions: 21 x 21
Interior
Appliances
Gas Range, Ice Maker, Wine Cooler
Sewer
Public Sewer
Cooling
Central Air, Ceiling Fans
Interior Features
Balcony, Double Vanity, Interior Steps, Jetted Tub, Separate Shower, Upper Level Primary, Walk In Closets, Home Theater
Heating
Central, Electric
Exterior Features
Covered Patio
Construction
Year Built
Year Built: 2007
Home type
Townhouse
Construction Materials
Hardiplank Type
Roof
Metal
Utilities & Energy
Pool Features
Gunite, Gas Heat, In Ground, Community
Utilities
Electricity Available, Natural Gas Available
Association Amenities
Beach Rights, Gated
Parking Features
Gated
Security Features
Fire Sprinkler System, Gated Community, Fire Alarm, Security Gate, Smoke Detectors
Other Features
Community Features
Barbecue, Beach, Clubhouse, Fitness Center, Fishing, Media Room, Pool, Community Pool, Gated
Patio And Porch Features
Balcony, Deck
Subdivision Name
Waterhaven
Price History
| Date | Event | Price |
|---|---|---|
09/11/2026 Source: | Listed for Sale | $549,000 $192/sqft |
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Based on information from Central Panhandle Association of REALTORS® MLS through Nov 04, 2026, 11:30PM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®
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