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Single family home for sale at 4296 Banks Rd, Middleburg, FL 32068 | MLS# 2156690 | Listing updated on 2026-08-26
Photo 1 of Single family home for sale at 4296 Banks Rd, Middleburg, FL 32068 | MLS# 2156690 | Listing updated on 2026-08-26
Photo 2 of Single family home for sale at 4296 Banks Rd, Middleburg, FL 32068 | MLS# 2156690 | Listing updated on 2026-08-26
Photo 3 of Single family home for sale at 4296 Banks Rd, Middleburg, FL 32068 | MLS# 2156690 | Listing updated on 2026-08-26
Photo 4 of Single family home for sale at 4296 Banks Rd, Middleburg, FL 32068 | MLS# 2156690 | Listing updated on 2026-08-26
40+
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$474,500

Monthly Est:$2,362

  • Beds Icon3 Beds
  • Beds Icon
    2 Baths
  • Beds Icon1,160sqft

4296 Banks Rd, Middleburg, FL 32068

$2,362/moEst:

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  • Single Family Residence

  • Built in 1996

  • $-- HOA

  • 1.11 acres lot

  • $409/sq.ft

Description

RARE OPPORTUNITY to own this secluded WATERFRONT OASIS along BLACK CREEK in Middleburg! Nestled on 1.11 acres with an impressive 365 feet of direct water frontage, this property offers extreme privacy in a serene nature setting that is truly a peaceful escape. The elevated main living space is located entirely upstairs, perfectly framing stunning nature views from every direction. Inside, you will find a bright, open floor plan that connects the main living areas, which feature durable luxury vinyl plank flooring and carpet in the bedrooms. This level hosts 3 bedrooms and 2 full bathrooms, including a primary suite complete with a private bath, walk-in shower, walk-in closet, and French doors leading to spacious, covered porch that overlooks Black Creek, providing the perfect vantage point for morning coffee or evening relaxation. The ground level opens up to a massive recreational hub heated and cooled by the upstairs thermostat. This completely open space offers endless room to entertain and features a convenient second kitchen, a half bathroom, a laundry room, dedicated storage spaces, and a pool table that stays with the home. From here, you can step directly onto a large 730 SF concrete patio to enjoy the outdoors. For water enthusiasts, you can head straight down to the private dock to cast a line, launch your vessel into Black Creek, or simply take in the serene views. As aerial photos demonstrate, most of the expansive lot has already been cleared, offering plenty of room for animals, a garden, or even building a second dwelling. Hobbyists and mechanics will fall in love with the massive 1,150 SF two-car garage, which includes a generous workspace outfitted with custom cabinetry for all your tools. This unique estate is sure to bring its next owner endless peace and joy, so schedule your private tour today before it is gone! Roof 2023-HVAC 2023-Water Heater 2024

  • Houzeo last checked: 3 minutes ago
  • Listing updated: August 26, 2026 at 1:14 pm
  • Listing Provided by: MICHELLE SHERRILL (904) 234-9696 | FLORIDA HOMES REALTY & MTG LLC (904) 996-9115
  • Source: Northeast Florida (realMLS) MLS-FL | MLS#: 2156690 Northeast Florida (realMLS) MLS-FL

Property Details

  • Status

    Active

  • Type

    Single Family Residence

  • No. of Stories

    2

  • County

    Clay County

  • City

    Middleburg

  • Neighborhood

    --

  • Year Built

    1996

  • HOA Fees

    -

  • Finished Area

    1,160 sqft

  • Lot Size

    1.11 acres lot

  • Basement Area

    - sqft

  • MLS Name

    Northeast Florida (realMLS) MLS

  • MLS Number

    2156690

  • MLS Status

    Active

  • Days on Market

    108

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Location

Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedrooms: 3

    Bathrooms: 2

Interior

  • Cooling

    Central Air

  • Flooring

    Carpet

  • Interior Features

    Breakfast Bar, Ceiling Fan(s), Kitchen Island, Open Floorplan, Primary Bathroom Shower No Tub, Walk In Closet(s)

  • Appliances

    Dishwasher, Disposal, Electric Oven, Electric Water Heater, Microwave, Refrigerator

  • Exterior Features

    Balcony

  • Heating

    Central

Construction

  • Year Built

    Year Built: 1996

  • Home type

    Single Family Residence

  • Roof

    Shingle

Utilities & Energy

  • Parking Features

    Additional Parking, Garage

  • Utilities

    Electricity Connected, Water Available

  • Water Source

    Well

  • Laundry Features

    Electric Dryer Hookup, Washer Hookup

Other Features

  • Patio And Porch Features

    Covered, Patio

  • Subdivision Name

    **verifying Subd**

Price History

DateEventPrice

07/23/2026

Source: mls_logoNortheast Florida (realMLS) MLS-FL #2156690

Price Decreased

$474,500 -4.14%

$409/sqft

07/23/2026

Source: mls_logoNortheast Florida (realMLS) MLS-FL #2156690

Listed for Sale

$495,000

$427/sqft

Nearby Homes

Based on information from Houzeo, which participates in the Northeast Florida Multiple Listing Service, Inc. data exchange program, allowing us to display other brokers’ listings on our site. through Nov 08, 2026, 04:45AM. Information deemed reliable but not guaranteed. The broker providing this data believes them to be correct, but advises interested parties to confirm them before relying on them in a purchase or lease decision. The listing broker has attempted to offer accurate data, but buyers/lessees are advised to confirm all information. IDX information is provided exclusively for consumers’ personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and The data is deemed reliable but is not guaranteed accurate by NEFMLS. NEFMLS may, at its discretion, require the use of other disclaimers as necessary to protect Participants and/or NEFMLS from liability. © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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