- Overview
- Description
- Property Details
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- Facts & Features
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$474,500
Monthly Est:$2,362
3 Beds
- 2 Baths
2 full baths
1,160sqft
4296 Banks Rd, Middleburg, FL 32068
$474,500
$2,362/moEst:
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Single Family Residence
Built in 1996
$-- HOA
1.11 acres lot
$409/sq.ft
Description
RARE OPPORTUNITY to own this secluded WATERFRONT OASIS along BLACK CREEK in Middleburg! Nestled on 1.11 acres with an impressive 365 feet of direct water frontage, this property offers extreme privacy in a serene nature setting that is truly a peaceful escape. The elevated main living space is located entirely upstairs, perfectly framing stunning nature views from every direction. Inside, you will find a bright, open floor plan that connects the main living areas, which feature durable luxury vinyl plank flooring and carpet in the bedrooms. This level hosts 3 bedrooms and 2 full bathrooms, including a primary suite complete with a private bath, walk-in shower, walk-in closet, and French doors leading to spacious, covered porch that overlooks Black Creek, providing the perfect vantage point for morning coffee or evening relaxation. The ground level opens up to a massive recreational hub heated and cooled by the upstairs thermostat. This completely open space offers endless room to entertain and features a convenient second kitchen, a half bathroom, a laundry room, dedicated storage spaces, and a pool table that stays with the home. From here, you can step directly onto a large 730 SF concrete patio to enjoy the outdoors. For water enthusiasts, you can head straight down to the private dock to cast a line, launch your vessel into Black Creek, or simply take in the serene views. As aerial photos demonstrate, most of the expansive lot has already been cleared, offering plenty of room for animals, a garden, or even building a second dwelling. Hobbyists and mechanics will fall in love with the massive 1,150 SF two-car garage, which includes a generous workspace outfitted with custom cabinetry for all your tools. This unique estate is sure to bring its next owner endless peace and joy, so schedule your private tour today before it is gone! Roof 2023-HVAC 2023-Water Heater 2024
- Houzeo last checked: 3 minutes ago
- Listing updated: August 26, 2026 at 1:14 pm
- Listing Provided by: MICHELLE SHERRILL (904) 234-9696 | FLORIDA HOMES REALTY & MTG LLC (904) 996-9115
- Source: Northeast Florida (realMLS) MLS-FL | MLS#: 2156690

Property Details
Status
Active
Type
Single Family Residence
No. of Stories
2
County
City
Neighborhood
--
Year Built
1996
HOA Fees
-
Finished Area
1,160 sqft
Lot Size
1.11 acres lot
Basement Area
- sqft
MLS Name
Northeast Florida (realMLS) MLS
MLS Number
2156690
MLS Status
Active
Days on Market
108

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Location
Facts & Features
Rooms
Bedrooms & bathrooms
Bedrooms: 3
Bathrooms: 2
Interior
Cooling
Central Air
Flooring
Carpet
Interior Features
Breakfast Bar, Ceiling Fan(s), Kitchen Island, Open Floorplan, Primary Bathroom Shower No Tub, Walk In Closet(s)
Appliances
Dishwasher, Disposal, Electric Oven, Electric Water Heater, Microwave, Refrigerator
Exterior Features
Balcony
Heating
Central
Construction
Year Built
Year Built: 1996
Home type
Single Family Residence
Roof
Shingle
Utilities & Energy
Parking Features
Additional Parking, Garage
Utilities
Electricity Connected, Water Available
Water Source
Well
Laundry Features
Electric Dryer Hookup, Washer Hookup
Other Features
Patio And Porch Features
Covered, Patio
Subdivision Name
**verifying Subd**
Price History
| Date | Event | Price |
|---|---|---|
07/23/2026 Source: | Price Decreased | $474,500 -4.14% $409/sqft |
07/23/2026 Source: | Listed for Sale | $495,000 $427/sqft |
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