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$324,999
Monthly Est:$1,618
4 Beds
- 2 Baths
2 full baths
1,712sqft
4317 NW 40th Terrace, Cape Coral, FL 33993
$324,999
$1,618/moEst:
Get Pre-Approved
Single Family Residence
Built in 2007
$-- HOA
10,019 sqft lot
$190/sq.ft
Description
Skip the new-construction wait and the assessment bill.
4 bed, 2 bath, 1,712 sq ft, 2-car garage in NW Cape Coral. No HOA. No CDD. Fully fenced 0.23-acre lot. Pet-friendly. Pool-ready. Never flooded. You move in now.
This is the cost difference most listings skip: well and septic with a water softener already in place. No city water or sewer assessment today. Next review is not scheduled until 2045 or later. Buyers in other northern Cape sections are already paying $25,000–$35,000+ assessments plus higher monthly utilities. This owner keeps nearly 20 years of lower carrying costs.
The work is done. New roof 2022. New A/C 2022. New water heater 2024. Hurricane-rated front door 2024. Updated kitchen and both baths. Tile throughout. Open concept, split bedrooms, cathedral ceilings. Expanded screened lanai, covered deck, gazebo, and irrigation. Room for a pool.
One-year home warranty included. Seller relocating. Compare the payment on a finished, fenced home with no assessment to a new build that still needs time, yard, and a utility bill.
- Houzeo last checked: 12 hours ago
- Listing updated: October 9, 2026 at 8:34 pm
- Listing Provided by: Liz Wiggins (941) 666-3964 | TREND REALTY (941) 928-3449
- Source: Stellar MLS-FL | MLS#: A4691858

Property Details
Status
Active
Type
Single Family Residence
No. of Stories
1
County
City
Neighborhood
--
Year Built
2007
HOA Fees
-
Finished Area
1,712 sqft
Lot Size
10,019 sqft lot
Basement Area
- sqft
MLS Name
Stellar MLS
MLS Number
A4691858
MLS Status
Active
Days on Market
162
Cumulative Days on Market
162

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Location
Facts & Features
Rooms
Bedrooms & bathrooms
Bedrooms: 4
Bathrooms: 2
Primary Bedroom
Level: First
Primary Bathroom
Level: First
Bedroom 2
Level: First
Bedroom 3
Level: First
Bedroom 4
Level: First
Living Room
Level: First
Kitchen
Level: First
Interior
Cooling
Central Air
Appliances
Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
Interior Features
Cathedral Ceiling(s), Ceiling Fans(s), Kitchen/family Room Combo, Primary Bedroom Main Floor, Solid Wood Cabinets, Split Bedroom, Stone Counters, Walk In Closet(s), Window Treatments
Flooring
Tile
Exterior Features
Private Yard, Rain Gutters, Storage
Sewer
Septic Tank
Heating
Central, Electric
Construction
Year Built
Year Built: 2007
Home type
Single Family Residence
Property Condition
Completed
Foundation Details
Slab
Construction Materials
Block
Roof
Shingle
Utilities & Energy
Laundry Features
Inside
Utilities
Electricity Connected
Water Source
Well
Other Features
Patio And Porch Features
Screened
Subdivision Name
Cape Coral
Price History
| Date | Event | Price |
|---|---|---|
09/21/2026 Source: | Price Decreased | $324,999 -3.68% $190/sqft |
08/20/2026 Source: | Price Decreased | $337,400 -3.60% $197/sqft |
08/10/2026 Source: | Price Decreased | $349,999 -2.75% $204/sqft |
07/28/2026 Source: | Price Increased | $359,900 +22.00% $210/sqft |
07/14/2026 Source: | Price Decreased | $295,000 -20.25% $172/sqft |
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Based on information from Stellar MLS® through Oct 09, 2026, 02:30PM as submitted to and distributed by MLS GRID. All data is obtained from various sources and may not have been verified by the broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers’ personal non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. The use of the MLS GRID Data may be subject to an end-user license agreement prescribed by the Member Participant’s applicable MLS, if any, and as amended from time to time. © 2026 Stellar MLS. All Rights Reserved.
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