For Sale
3D Tour3D Tour
Single family home for sale at 445 Elk Lake Resort Rd #105-106, Owenton, KY 40359 | MLS# 636447 | Listing updated on 2026-09-17
Photo 1 of Single family home for sale at 445 Elk Lake Resort Rd #105-106, Owenton, KY 40359 | MLS# 636447 | Listing updated on 2026-09-17
Photo 2 of Single family home for sale at 445 Elk Lake Resort Rd #105-106, Owenton, KY 40359 | MLS# 636447 | Listing updated on 2026-09-17
Photo 3 of Single family home for sale at 445 Elk Lake Resort Rd #105-106, Owenton, KY 40359 | MLS# 636447 | Listing updated on 2026-09-17
Photo 4 of Single family home for sale at 445 Elk Lake Resort Rd #105-106, Owenton, KY 40359 | MLS# 636447 | Listing updated on 2026-09-17
35+
Beds Icon

Virtual Tour

Beds Icon

Street View

$200,000

Monthly Est:$995

  • Beds Icon2 Beds
  • Beds Icon
    1 Bath
  • Beds Icon--sqft

445 Elk Lake Resort Rd #105-106, Owenton, KY 40359

$995/moEst:

Get Pre-Approved

  • Single Family Residence

  • Built in 1963

  • $208.33/mo HOA

  • -- sqft lot

  • --/sqft

Description

Great opportunity to enjoy lake life at an affordable price! This 2-bedroom, 1-bath cottage is situated on two dry lots, offering extra space and plenty of storage. The open-concept design makes the home feel spacious and welcoming, while the large covered front porch is perfect for relaxing with friends and family! Recent updates include metal roof 22', new kitchen cabinets, newer flooring on first floor, kitchen sink and faucets, a new hot water heater and a new side rear porch deck. The property also features two oversized metal sheds with concrete floors totaling 600 sq. ft.--ideal for storing lake toys, tools, or creating a workshop. From the cottage, enjoy a view of the lake cove, covered pavilion approx. 350 sq. ft. under roof, and take advantage of the convenient location near the front gate and the marina boat launch. Whether you're looking for a weekend getaway or a year-round retreat, this home is a wonderful way to become part of a private lake community. Elk Lake information: 8 farms comprising of 1,100 acres were purchased, and Elk Lake was dammed to produce a body of water approximately 255 acres with 14 miles of shoreline, 1300 lots that are serviced by 17 miles of gravel road. In 1961, the non-profit Elk Lake Property Owners' Association (ELPOA) was established!

  • Houzeo last checked: 8 minutes ago
  • Listing updated: September 17, 2026 at 12:55 pm
  • Listing Provided by: Patrick Tenoever (513) 615-3002 DRE #251387 | Sibcy Cline, REALTORS-Florence (859) 525-8888
  • Source: Northern Kentucky Multiple Listing Service | MLS#: 636447 Northern Kentucky Multiple Listing Service

Property Details

  • Status

    Active

  • Type

    Single Family Residence

  • No. of Stories

    -

  • County

    Owen County

  • City

    Owenton

  • Neighborhood

    --

  • Year Built

    1963

  • HOA Fees

    $208.33/mo

  • Finished Area

    - sqft

  • Lot Size

    -- sqft lot

  • Basement Area

    - sqft

  • MLS Name

    Northern Kentucky Multiple Listing Service

  • MLS Number

    636447

  • MLS Status

    Active

  • Days on Market

    408

  • Cumulative Days on Market

    363

Continue Your Journey in App

Find your dream home, receive real-time updates, and many more!

Location

HOA Management

N/A

HOA Fees

$2,500/ Annually

Amenities

Amenities and services may be covered by one or multiple associations and service providers.

Club House Club House

Park Playground Park Playground

Maintenance Maintenance

Bike Trails Bike Trails

Association Fees Association Fees

Lake Seasonal Lake Seasonal

Management Management

Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.

Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedrooms: 2

    Bathroom: 1

Interior

  • Appliances

    See Remarks, Electric Cooktop, Dryer, Refrigerator, Washer

  • Sewer

    Public Sewer

  • Exterior Features

    Private Yard

  • Heating

    Baseboard

  • Cooling

    Window Unit(s)

  • Interior Features

    Open Floorplan, Eat In Kitchen, Ceiling Fan(s)

  • Window Features

    Double Hung

Construction

  • Year Built

    Year Built: 1963

  • Home type

    Single Family Residence

  • Architectural Style

    Cottage

  • Roof

    Metal

  • Property Condition

    Existing Structure

  • Construction Materials

    Block, Vinyl Siding

  • Foundation Details

    Block

Utilities & Energy

  • Water Source

    Public

  • Laundry Features

    Main Level

  • Fireplace Features

    Wood Burning

  • Basement

    Storage Space, Unfinished

  • Utilities

    Cable Available

  • Association Amenities

    Lake Seasonal, Playground, Clubhouse, Trail(s), Management

  • Parking Features

    Driveway, Off Street

Other Features

  • Subdivision Name

    Elk Lake

  • Lot Features

    Cleared, Sloped, Wooded

  • Patio And Porch Features

    Covered, Deck, Porch

Price History

DateEventPrice

09/17/2026

Source: mls_logoNorthern Kentucky Multiple Listing Service #636447

Price Decreased

$200,000 -6.98%

$0/sqft

07/21/2026

Source: mls_logoNorthern Kentucky Multiple Listing Service #636447

Price Decreased

$215,000 -8.51%

$0/sqft

04/27/2026

Source: mls_logoNorthern Kentucky Multiple Listing Service #636447

Price Decreased

$235,000 -6.00%

$0/sqft

09/19/2025

Source: mls_logoNorthern Kentucky Multiple Listing Service #636447

Price Increased

$250,000 +16.28%

$0/sqft

09/19/2025

Source: mls_logoNorthern Kentucky Multiple Listing Service #636447

Listed for Sale

$215,000

$0/sqft

Nearby Homes

Based on information from the Northern Kentucky Multiple Listing Service, Inc. through Nov 01, 2026, 10:15PM. Information is provided exclusively for consumers’ personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties that consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed accurate by the MLS. This website may not include listings or property addresses of sellers who have directed their listing brokers to withhold their listing or their property address from display on the Internet. © 2026 Northern Kentucky Multiple Listing Service, Inc. All Rights Reserved.

Advertising Broker: Donna Mink | Mink Realty

Skip to Main Content