- Overview
- Description
- Property Details
- Location
- HOA Management
- Facts & Features
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$200,000
Monthly Est:$995
2 Beds
- 1 Bath
1 full bath
--sqft
445 Elk Lake Resort Rd #105-106, Owenton, KY 40359
$200,000
$995/moEst:
Get Pre-Approved
Single Family Residence
Built in 1963
$208.33/mo HOA
-- sqft lot
--/sqft
Description
Great opportunity to enjoy lake life at an affordable price! This 2-bedroom, 1-bath cottage is situated on two dry lots, offering extra space and plenty of storage. The open-concept design makes the home feel spacious and welcoming, while the large covered front porch is perfect for relaxing with friends and family! Recent updates include metal roof 22', new kitchen cabinets, newer flooring on first floor, kitchen sink and faucets, a new hot water heater and a new side rear porch deck. The property also features two oversized metal sheds with concrete floors totaling 600 sq. ft.--ideal for storing lake toys, tools, or creating a workshop. From the cottage, enjoy a view of the lake cove, covered pavilion approx. 350 sq. ft. under roof, and take advantage of the convenient location near the front gate and the marina boat launch. Whether you're looking for a weekend getaway or a year-round retreat, this home is a wonderful way to become part of a private lake community. Elk Lake information: 8 farms comprising of 1,100 acres were purchased, and Elk Lake was dammed to produce a body of water approximately 255 acres with 14 miles of shoreline, 1300 lots that are serviced by 17 miles of gravel road. In 1961, the non-profit Elk Lake Property Owners' Association (ELPOA) was established!
- Houzeo last checked: 8 minutes ago
- Listing updated: September 17, 2026 at 12:55 pm
- Listing Provided by: Patrick Tenoever (513) 615-3002 DRE #251387 | Sibcy Cline, REALTORS-Florence (859) 525-8888
- Source: Northern Kentucky Multiple Listing Service | MLS#: 636447

Property Details
Status
Active
Type
Single Family Residence
No. of Stories
-
County
City
Neighborhood
--
Year Built
1963
HOA Fees
$208.33/mo
Finished Area
- sqft
Lot Size
-- sqft lot
Basement Area
- sqft
MLS Name
Northern Kentucky Multiple Listing Service
MLS Number
636447
MLS Status
Active
Days on Market
408
Cumulative Days on Market
363

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Location
HOA Management
N/A
HOA Fees
$2,500/ Annually
Amenities
Amenities and services may be covered by one or multiple associations and service providers.
Club House
Park Playground
Maintenance
Bike Trails
Association Fees
Lake Seasonal
Management
Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.
Facts & Features
Rooms
Bedrooms & bathrooms
Bedrooms: 2
Bathroom: 1
Interior
Appliances
See Remarks, Electric Cooktop, Dryer, Refrigerator, Washer
Sewer
Public Sewer
Exterior Features
Private Yard
Heating
Baseboard
Cooling
Window Unit(s)
Interior Features
Open Floorplan, Eat In Kitchen, Ceiling Fan(s)
Window Features
Double Hung
Construction
Year Built
Year Built: 1963
Home type
Single Family Residence
Architectural Style
Cottage
Roof
Metal
Property Condition
Existing Structure
Construction Materials
Block, Vinyl Siding
Foundation Details
Block
Utilities & Energy
Water Source
Public
Laundry Features
Main Level
Fireplace Features
Wood Burning
Basement
Storage Space, Unfinished
Utilities
Cable Available
Association Amenities
Lake Seasonal, Playground, Clubhouse, Trail(s), Management
Parking Features
Driveway, Off Street
Other Features
Subdivision Name
Elk Lake
Lot Features
Cleared, Sloped, Wooded
Patio And Porch Features
Covered, Deck, Porch
Price History
| Date | Event | Price |
|---|---|---|
09/17/2026 Source: | Price Decreased | $200,000 -6.98% $0/sqft |
07/21/2026 Source: | Price Decreased | $215,000 -8.51% $0/sqft |
04/27/2026 Source: | Price Decreased | $235,000 -6.00% $0/sqft |
09/19/2025 Source: | Price Increased | $250,000 +16.28% $0/sqft |
09/19/2025 Source: | Listed for Sale | $215,000 $0/sqft |
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Based on information from the Northern Kentucky Multiple Listing Service, Inc. through Nov 01, 2026, 10:15PM. Information is provided exclusively for consumers’ personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties that consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed accurate by the MLS. This website may not include listings or property addresses of sellers who have directed their listing brokers to withhold their listing or their property address from display on the Internet. © 2026 Northern Kentucky Multiple Listing Service, Inc. All Rights Reserved.
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