For Sale
Single family home for sale at 445 Elk Lake Resort Rd #1157-1158 + 1181, Owenton, KY 40359 | MLS# 646995 | Listing updated on 2026-09-30
Photo 1 of Single family home for sale at 445 Elk Lake Resort Rd #1157-1158 + 1181, Owenton, KY 40359 | MLS# 646995 | Listing updated on 2026-09-30
Photo 2 of Single family home for sale at 445 Elk Lake Resort Rd #1157-1158 + 1181, Owenton, KY 40359 | MLS# 646995 | Listing updated on 2026-09-30
Photo 3 of Single family home for sale at 445 Elk Lake Resort Rd #1157-1158 + 1181, Owenton, KY 40359 | MLS# 646995 | Listing updated on 2026-09-30
Photo 4 of Single family home for sale at 445 Elk Lake Resort Rd #1157-1158 + 1181, Owenton, KY 40359 | MLS# 646995 | Listing updated on 2026-09-30
45+
Beds Icon

Street View

$495,000

Monthly Est:$2,464

  • Beds Icon4 Beds
  • Beds Icon
    2 Baths
  • Beds Icon1,250sqft

445 Elk Lake Resort Rd #1157-1158 + 1181, Owenton, KY 40359

$2,464/moEst:

Get Pre-Approved

  • Single Family Residence

  • Built in 1973

  • $208.33/mo HOA

  • -- sqft lot

  • $396/sq.ft

Description

LAKE LIFE AT ITS BEST! Welcome to this charming 4-bedroom, 2-full-bath ranch nestled in the peaceful setting of Elk Lake Shores Resort. Situated on two water lots plus one dry lot, this property offers privacy, beautiful lake views, and plenty of space to enjoy the outdoors. Tucked away at the end of a quiet cove, the home is surrounded by nature and offers a wonderfully private setting. A covered front porch welcomes you into the inviting open-concept main level, where the kitchen, dining, and living spaces are designed for gathering and enjoying the views. The huge kitchen island provides the perfect gathering spot for family and friends, while the dining room and living room both overlook the property and lake. The rear of the home features picture windows across the back, bringing the beauty of the surrounding landscape indoors and creating a bright, welcoming atmosphere. The first-floor primary bedroom adds convenience, while a side sitting deck provides another peaceful place to relax and take in the natural surroundings. The walkout lower level adds even more living and entertaining space, featuring a family room with beautiful lake views, direct access to a covered patio, and two additional bedrooms. Whether you're hosting guests, enjoying family weekends, or simply escaping to the lake, there is room for everyone. Outside, the lake lifestyle continues with a dock featuring a deck and shed, providing convenient space for waterfront activities and storage. With three lots, a private cove location, multiple outdoor living areas, and beautiful views, this property offers the space and setting you've been looking for. Most of the furniture and contents are included, making this an exceptional opportunity to step into lake living with much of what you need already in place. Come enjoy the peace, privacy, and natural beauty of Elk Lake Shores Resort--where every day can feel like a getaway!

  • Houzeo last checked: 2 hours ago
  • Listing updated: September 30, 2026 at 4:10 pm
  • Listing Provided by: Patrick Tenoever (513) 615-3002 DRE #251387 | Sibcy Cline, REALTORS-Florence (859) 525-8888
  • Source: Northern Kentucky Multiple Listing Service | MLS#: 646995 Northern Kentucky Multiple Listing Service

Property Details

  • Status

    Active

  • Type

    Single Family Residence

  • No. of Stories

    -

  • County

    Owen County

  • City

    Owenton

  • Neighborhood

    --

  • Year Built

    1973

  • HOA Fees

    $208.33/mo

  • Finished Area

    1,250 sqft

  • Lot Size

    -- sqft lot

  • Basement Area

    - sqft

  • MLS Name

    Northern Kentucky Multiple Listing Service

  • MLS Number

    646995

  • MLS Status

    Active

  • Days on Market

    14

  • Cumulative Days on Market

    5

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Location

HOA Management

N/A

HOA Fees

$2,500/ Annually

N/A

HOA Fees

$3,500/

Amenities

Amenities and services may be covered by one or multiple associations and service providers.

Club House Club House

Maintenance Maintenance

Bike Trails Bike Trails

Trash Pickup Trash Pickup

Snow Removal Snow Removal

Park Playground Park Playground

Security Guard Security Guard

Management Management

Lake Seasonal Lake Seasonal

Lake Year Round Lake Year Round

Association Fees Association Fees

Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.

Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedrooms: 4

    Bathrooms: 2

Interior

  • Sewer

    Septic Tank

  • Interior Features

    See Remarks, Kitchen Island, Open Floorplan, Eat In Kitchen, Chandelier, Breakfast Bar, Ceiling Fan(s), Multi Panel Doors, Vaulted Ceiling(s)

  • Appliances

    Wine Cooler, Washer/dryer Stacked, Electric Range, Dishwasher, Microwave, Refrigerator

  • Window Features

    Insulated Windows, Double Hung, Vinyl Frames

  • Exterior Features

    Private Yard, Fire Pit, Dock

  • Cooling

    Central Air

  • Heating

    Heat Pump, Electric

Construction

  • Year Built

    Year Built: 1973

  • Home type

    Single Family Residence

  • Property Condition

    Existing Structure

  • Foundation Details

    Block

  • Architectural Style

    Ranch

  • Roof

    Asphalt, Composition

  • Construction Materials

    Block, Vinyl Siding

Utilities & Energy

  • Water Source

    Public

  • Laundry Features

    Electric Dryer Hookup, Lower Level

  • Fireplace Features

    See Remarks

  • Utilities

    Cable Available, Natural Gas Available

  • Association Amenities

    Lake Year Round, Lake Seasonal, Playground, Clubhouse, Trail(s), Management

  • Basement

    Full Finished Bath, Finished, Walk Out Access

  • Parking Features

    Driveway, Off Street

Other Features

  • Patio And Porch Features

    Deck, Porch

  • Lot Features

    Cleared, Sloped, Waterfront, Wooded

  • Subdivision Name

    Elk Lake

  • Vegetation

    Oak Trees, Partially Wooded

Price History

DateEventPrice

09/25/2026

Source: mls_logoNorthern Kentucky Multiple Listing Service #646995

Listed for Sale

$495,000 +126.54%

$396/sqft

09/10/2025

Source: mls_logoNorthern Kentucky Multiple Listing Service #630088

Sold

$218,500 -12.60%

$175/sqft

08/09/2025

Source: mls_logoNorthern Kentucky Multiple Listing Service #630088

Pending

$250,000

$200/sqft

02/24/2025

Source: mls_logoNorthern Kentucky Multiple Listing Service #630088

Listed for Sale

$250,000 +401.00%

$200/sqft

12/01/2024

Source: mls_logoNorthern Kentucky Multiple Listing Service #621141

Price Increased

$49,900 +78.21%

$40/sqft

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Based on information from the Northern Kentucky Multiple Listing Service, Inc. through Oct 09, 2026, 02:30PM. Information is provided exclusively for consumers’ personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties that consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed accurate by the MLS. This website may not include listings or property addresses of sellers who have directed their listing brokers to withhold their listing or their property address from display on the Internet. © 2026 Northern Kentucky Multiple Listing Service, Inc. All Rights Reserved.

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