- Overview
- Description
- Property Details
- Location
- HOA Management
- Facts & Features
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Street View
$495,000
Monthly Est:$2,464
4 Beds
- 2 Baths
2 full baths
1,250sqft
445 Elk Lake Resort Rd #1157-1158 + 1181, Owenton, KY 40359
$495,000
$2,464/moEst:
Get Pre-Approved
Single Family Residence
Built in 1973
$208.33/mo HOA
-- sqft lot
$396/sq.ft
Description
LAKE LIFE AT ITS BEST! Welcome to this charming 4-bedroom, 2-full-bath ranch nestled in the peaceful setting of Elk Lake Shores Resort. Situated on two water lots plus one dry lot, this property offers privacy, beautiful lake views, and plenty of space to enjoy the outdoors. Tucked away at the end of a quiet cove, the home is surrounded by nature and offers a wonderfully private setting. A covered front porch welcomes you into the inviting open-concept main level, where the kitchen, dining, and living spaces are designed for gathering and enjoying the views. The huge kitchen island provides the perfect gathering spot for family and friends, while the dining room and living room both overlook the property and lake. The rear of the home features picture windows across the back, bringing the beauty of the surrounding landscape indoors and creating a bright, welcoming atmosphere. The first-floor primary bedroom adds convenience, while a side sitting deck provides another peaceful place to relax and take in the natural surroundings. The walkout lower level adds even more living and entertaining space, featuring a family room with beautiful lake views, direct access to a covered patio, and two additional bedrooms. Whether you're hosting guests, enjoying family weekends, or simply escaping to the lake, there is room for everyone. Outside, the lake lifestyle continues with a dock featuring a deck and shed, providing convenient space for waterfront activities and storage. With three lots, a private cove location, multiple outdoor living areas, and beautiful views, this property offers the space and setting you've been looking for. Most of the furniture and contents are included, making this an exceptional opportunity to step into lake living with much of what you need already in place. Come enjoy the peace, privacy, and natural beauty of Elk Lake Shores Resort--where every day can feel like a getaway!
- Houzeo last checked: 2 hours ago
- Listing updated: September 30, 2026 at 4:10 pm
- Listing Provided by: Patrick Tenoever (513) 615-3002 DRE #251387 | Sibcy Cline, REALTORS-Florence (859) 525-8888
- Source: Northern Kentucky Multiple Listing Service | MLS#: 646995

Property Details
Status
Active
Type
Single Family Residence
No. of Stories
-
County
City
Neighborhood
--
Year Built
1973
HOA Fees
$208.33/mo
Finished Area
1,250 sqft
Lot Size
-- sqft lot
Basement Area
- sqft
MLS Name
Northern Kentucky Multiple Listing Service
MLS Number
646995
MLS Status
Active
Days on Market
14
Cumulative Days on Market
5

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Location
HOA Management
N/A
HOA Fees
$2,500/ Annually
N/A
HOA Fees
$3,500/
Amenities
Amenities and services may be covered by one or multiple associations and service providers.
Club House
Maintenance
Bike Trails
Trash Pickup
Snow Removal
Park Playground
Security Guard
Management
Lake Seasonal
Lake Year Round
Association Fees
Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.
Facts & Features
Rooms
Bedrooms & bathrooms
Bedrooms: 4
Bathrooms: 2
Interior
Sewer
Septic Tank
Interior Features
See Remarks, Kitchen Island, Open Floorplan, Eat In Kitchen, Chandelier, Breakfast Bar, Ceiling Fan(s), Multi Panel Doors, Vaulted Ceiling(s)
Appliances
Wine Cooler, Washer/dryer Stacked, Electric Range, Dishwasher, Microwave, Refrigerator
Window Features
Insulated Windows, Double Hung, Vinyl Frames
Exterior Features
Private Yard, Fire Pit, Dock
Cooling
Central Air
Heating
Heat Pump, Electric
Construction
Year Built
Year Built: 1973
Home type
Single Family Residence
Property Condition
Existing Structure
Foundation Details
Block
Architectural Style
Ranch
Roof
Asphalt, Composition
Construction Materials
Block, Vinyl Siding
Utilities & Energy
Water Source
Public
Laundry Features
Electric Dryer Hookup, Lower Level
Fireplace Features
See Remarks
Utilities
Cable Available, Natural Gas Available
Association Amenities
Lake Year Round, Lake Seasonal, Playground, Clubhouse, Trail(s), Management
Basement
Full Finished Bath, Finished, Walk Out Access
Parking Features
Driveway, Off Street
Other Features
Patio And Porch Features
Deck, Porch
Lot Features
Cleared, Sloped, Waterfront, Wooded
Subdivision Name
Elk Lake
Vegetation
Oak Trees, Partially Wooded
Price History
| Date | Event | Price |
|---|---|---|
09/25/2026 Source: | Listed for Sale | $495,000 +126.54% $396/sqft |
09/10/2025 Source: | Sold | $218,500 -12.60% $175/sqft |
08/09/2025 Source: | Pending | $250,000 $200/sqft |
02/24/2025 Source: | Listed for Sale | $250,000 +401.00% $200/sqft |
12/01/2024 Source: | Price Increased | $49,900 +78.21% $40/sqft |
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Based on information from the Northern Kentucky Multiple Listing Service, Inc. through Oct 09, 2026, 02:30PM. Information is provided exclusively for consumers’ personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties that consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed accurate by the MLS. This website may not include listings or property addresses of sellers who have directed their listing brokers to withhold their listing or their property address from display on the Internet. © 2026 Northern Kentucky Multiple Listing Service, Inc. All Rights Reserved.
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