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Condo for sale at 45 Cortez Ave, Saint Augustine, FL 32080 | MLS# 2095644 | Listing updated on 2026-05-29
Photo 1 of Condo for sale at 45 Cortez Ave, Saint Augustine, FL 32080 | MLS# 2095644 | Listing updated on 2026-05-29
Photo 2 of Condo for sale at 45 Cortez Ave, Saint Augustine, FL 32080 | MLS# 2095644 | Listing updated on 2026-05-29
Photo 3 of Condo for sale at 45 Cortez Ave, Saint Augustine, FL 32080 | MLS# 2095644 | Listing updated on 2026-05-29
Photo 4 of Condo for sale at 45 Cortez Ave, Saint Augustine, FL 32080 | MLS# 2095644 | Listing updated on 2026-05-29
67+
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Street View

$2,300,000

Monthly Est:$11,448

  • Beds Icon4 Beds
  • Beds Icon
    4 Baths
  • Beds Icon2,872sqft

45 Cortez Ave, Saint Augustine, FL 32080

$11,448/moEst:

Get Pre-Approved

  • Condominium

  • Built in 2024

  • $1,278/mo HOA

  • -- sqft lot

  • $801/sq.ft

Description

*Private rooftop terraces redefine the living experience at Cortez on the Water, creating a seamless indoor-outdoor lifestyle with breathtaking panoramic views, private elevator access to the rooftop level, and the option for a builder upgrade to add an interior stairway connection*

Welcome to 45 Cortez within Cortez on the Water-a limited collection of 30 luxury waterfront residences along the Intracoastal Waterway, offering premier views of the Intracoastal, Salt Run, the iconic St. Augustine Lighthouse, and the city skyline of historic downtown. Ideally located just minutes from Anastasia State Park, top-rated restaurants, and entertainment, this refined Swordfish f
loor plan offers elevated design, modern coastal elegance, and low-maintenance luxury living.

This 2,872 sq ft three-story plus rooftop living residence features a private in-unit elevator, deeded boat slip with deep water access, and an oversized two-car garage. A grand, wide-plank staircase with a flared entry design creates a striking while the paverstone driveway adds timeless curb appeal in harmony with the coastal architectural style.

The first floor features a private guest suite or flex/entertainment room pre-plumbed for a wet bar with full bath, a dedicated laundry room,and direct access to a covered patio with marina and water views.

On the second floor, the spacious primary suite is its own retreat and offers a spa-style oversized bath, large walk-in closet, and a private covered balcony with tranquil water views. Two additional bedrooms and a full bath complete this level.

The third floor showcases a bright, fully open floor plan thoughtfully designed for effortless entertaining and everyday living. The gourmet kitchen includes a waterfall-edge quartz island with wainscoting and ample storage, high-end stainless steel appliances, and designer cabinetry. A casual dining nook off the kitchen opens to a private balcony with expansive views of the Intracoastal Waterway, the heated pool, and the surrounding community. The open dining area flows seamlessly into the spacious living room, which extends onto a second covered balcony overlooking the marina and Intracoastal. From the front windows, enjoy an incredible view of the historic St. Augustine Lighthouse.

Additional features include wide-plank wood flooring throughout, a tankless water heater, and pre-plumbing for a water softener in the garage. Stylish details and modern finishes enhance the residence's refined coastal character.

Enjoy resort-style amenities including a waterfront pool, hot tub, private marina access, and a covered poolside lanai featuring ample counter space for serving and an island with bar seating perfect for effortless outdoor entertaining. Cortez on the Water offers timeless design, exceptional craftsmanship, and the best of coastal St. Augustine living.

**Select builder upgrades still available.

  • Houzeo last checked: 3 minutes ago
  • Listing updated: May 29, 2026 at 12:24 am
  • Listing Provided by: HILARIE DURRETT (904) 463-2208 , WILLIAM H SHARP | HOUSE & HAVEN (904) 774-2836
  • Source: Northeast Florida (realMLS) MLS-FL | MLS#: 2095644 Northeast Florida (realMLS) MLS-FL

This condo is in:

Property Details

  • Status

    Active

  • Type

    Condominium

  • No. of Stories

    3

  • County

    St. Johns County

  • City

    Saint Augustine

  • Neighborhood

    --

  • Year Built

    2024

  • HOA Fees

    $1278/mo

  • Finished Area

    2,872 sqft

  • Lot Size

    -- sqft lot

  • Basement Area

    - sqft

  • MLS Name

    Northeast Florida (realMLS) MLS

  • MLS Number

    2095644

  • MLS Status

    Active

  • Days on Market

    492

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Location

HOA Management

The CAM Team

HOA Fees

$3,834.1/ Quarterly

Amenities

Amenities and services may be covered by one or multiple associations and service providers.

Spa Spa

Pool Pool

Insurance Insurance

Maintenance Maintenance

deck deck

boat boat

Other Other

Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.

Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedrooms: 4

    Bathrooms: 4

Interior

  • Appliances

    Other, Dishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Tankless Water Heater

  • Heating

    Central, Electric

  • Flooring

    Wood

  • Cooling

    Central Air, Electric

  • Interior Features

    Ceiling Fan(s), Eat In Kitchen, Elevator, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom Shower No Tub, Walk In Closet(s)

  • Exterior Features

    Balcony, Boat Slip, Impact Windows

Construction

  • Year Built

    Year Built: 2024

  • Home type

    Condominium

  • Construction Materials

    Concrete, Fiber Cement, Frame

  • Architectural Style

    Contemporary, Other

Utilities & Energy

  • Parking Features

    Attached, Garage

  • Laundry Features

    Electric Dryer Hookup, Lower Level, Washer Hookup

  • Water Source

    Public

  • Association Amenities

    Pool, Other, Boat Dock, Marina, Spa/hot Tub

  • Utilities

    Electricity Connected, Sewer Connected, Water Connected

Other Features

  • Subdivision Name

    Cortez On The Water

  • Patio And Porch Features

    Covered, Patio

Price History

DateEventPrice

05/22/2026

Source: mls_logoNortheast Florida (realMLS) MLS-FL #2095644

Price Increased

$2,300,000 +27.85%

$801/sqft

02/18/2026

Source: mls_logoNortheast Florida (realMLS) MLS-FL #2095644

Price Decreased

$1,799,000 -9.82%

$626/sqft

11/08/2025

Source: mls_logoNortheast Florida (realMLS) MLS-FL #2095644

Price Decreased

$1,995,000 -2.68%

$695/sqft

06/27/2025

Source: mls_logoNortheast Florida (realMLS) MLS-FL #2095644

Price Decreased

$2,050,000 -10.87%

$714/sqft

06/27/2025

Source: mls_logoNortheast Florida (realMLS) MLS-FL #2095644

Listed for Sale

$2,300,000

$801/sqft

Nearby Homes

Based on information from Houzeo, which participates in the Northeast Florida Multiple Listing Service, Inc. data exchange program, allowing us to display other brokers’ listings on our site. through Nov 01, 2026, 07:15PM. Information deemed reliable but not guaranteed. The broker providing this data believes them to be correct, but advises interested parties to confirm them before relying on them in a purchase or lease decision. The listing broker has attempted to offer accurate data, but buyers/lessees are advised to confirm all information. IDX information is provided exclusively for consumers’ personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and The data is deemed reliable but is not guaranteed accurate by NEFMLS. NEFMLS may, at its discretion, require the use of other disclaimers as necessary to protect Participants and/or NEFMLS from liability. © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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