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Street View
$2,300,000
Monthly Est:$11,448
4 Beds
- 4 Baths
3 full baths + 1 half bath
2,872sqft
45 Cortez Ave, Saint Augustine, FL 32080
$2,300,000
$11,448/moEst:
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Condominium
Built in 2024
$1,278/mo HOA
-- sqft lot
$801/sq.ft
Description
*Private rooftop terraces redefine the living experience at Cortez on the Water, creating a seamless indoor-outdoor lifestyle with breathtaking panoramic views, private elevator access to the rooftop level, and the option for a builder upgrade to add an interior stairway connection*
Welcome to 45 Cortez within Cortez on the Water-a limited collection of 30 luxury waterfront residences along the Intracoastal Waterway, offering premier views of the Intracoastal, Salt Run, the iconic St. Augustine Lighthouse, and the city skyline of historic downtown. Ideally located just minutes from Anastasia State Park, top-rated restaurants, and entertainment, this refined Swordfish floor plan offers elevated design, modern coastal elegance, and low-maintenance luxury living.
This 2,872 sq ft three-story plus rooftop living residence features a private in-unit elevator, deeded boat slip with deep water access, and an oversized two-car garage. A grand, wide-plank staircase with a flared entry design creates a striking while the paverstone driveway adds timeless curb appeal in harmony with the coastal architectural style.
The first floor features a private guest suite or flex/entertainment room pre-plumbed for a wet bar with full bath, a dedicated laundry room,and direct access to a covered patio with marina and water views.
On the second floor, the spacious primary suite is its own retreat and offers a spa-style oversized bath, large walk-in closet, and a private covered balcony with tranquil water views. Two additional bedrooms and a full bath complete this level.
The third floor showcases a bright, fully open floor plan thoughtfully designed for effortless entertaining and everyday living. The gourmet kitchen includes a waterfall-edge quartz island with wainscoting and ample storage, high-end stainless steel appliances, and designer cabinetry. A casual dining nook off the kitchen opens to a private balcony with expansive views of the Intracoastal Waterway, the heated pool, and the surrounding community. The open dining area flows seamlessly into the spacious living room, which extends onto a second covered balcony overlooking the marina and Intracoastal. From the front windows, enjoy an incredible view of the historic St. Augustine Lighthouse.
Additional features include wide-plank wood flooring throughout, a tankless water heater, and pre-plumbing for a water softener in the garage. Stylish details and modern finishes enhance the residence's refined coastal character.
Enjoy resort-style amenities including a waterfront pool, hot tub, private marina access, and a covered poolside lanai featuring ample counter space for serving and an island with bar seating perfect for effortless outdoor entertaining. Cortez on the Water offers timeless design, exceptional craftsmanship, and the best of coastal St. Augustine living.
**Select builder upgrades still available.
- Houzeo last checked: 3 minutes ago
- Listing updated: May 29, 2026 at 12:24 am
- Listing Provided by: HILARIE DURRETT (904) 463-2208 , WILLIAM H SHARP | HOUSE & HAVEN (904) 774-2836
- Source: Northeast Florida (realMLS) MLS-FL | MLS#: 2095644

This condo is in:
Property Details
Status
Active
Type
Condominium
No. of Stories
3
County
City
Neighborhood
--
Year Built
2024
HOA Fees
$1278/mo
Finished Area
2,872 sqft
Lot Size
-- sqft lot
Basement Area
- sqft
MLS Name
Northeast Florida (realMLS) MLS
MLS Number
2095644
MLS Status
Active
Days on Market
492

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Location
HOA Management
The CAM Team
HOA Fees
$3,834.1/ Quarterly
Amenities
Amenities and services may be covered by one or multiple associations and service providers.
Spa
Pool
Insurance
Maintenance
deck
boat
Other
Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.
Facts & Features
Rooms
Bedrooms & bathrooms
Bedrooms: 4
Bathrooms: 4
Interior
Appliances
Other, Dishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Tankless Water Heater
Heating
Central, Electric
Flooring
Wood
Cooling
Central Air, Electric
Interior Features
Ceiling Fan(s), Eat In Kitchen, Elevator, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom Shower No Tub, Walk In Closet(s)
Exterior Features
Balcony, Boat Slip, Impact Windows
Construction
Year Built
Year Built: 2024
Home type
Condominium
Construction Materials
Concrete, Fiber Cement, Frame
Architectural Style
Contemporary, Other
Utilities & Energy
Parking Features
Attached, Garage
Laundry Features
Electric Dryer Hookup, Lower Level, Washer Hookup
Water Source
Public
Association Amenities
Pool, Other, Boat Dock, Marina, Spa/hot Tub
Utilities
Electricity Connected, Sewer Connected, Water Connected
Other Features
Subdivision Name
Cortez On The Water
Patio And Porch Features
Covered, Patio
Price History
| Date | Event | Price |
|---|---|---|
05/22/2026 Source: | Price Increased | $2,300,000 +27.85% $801/sqft |
02/18/2026 Source: | Price Decreased | $1,799,000 -9.82% $626/sqft |
11/08/2025 Source: | Price Decreased | $1,995,000 -2.68% $695/sqft |
06/27/2025 Source: | Price Decreased | $2,050,000 -10.87% $714/sqft |
06/27/2025 Source: | Listed for Sale | $2,300,000 $801/sqft |
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Based on information from Houzeo, which participates in the Northeast Florida Multiple Listing Service, Inc. data exchange program, allowing us to display other brokers’ listings on our site. through Nov 01, 2026, 07:15PM. Information deemed reliable but not guaranteed. The broker providing this data believes them to be correct, but advises interested parties to confirm them before relying on them in a purchase or lease decision. The listing broker has attempted to offer accurate data, but buyers/lessees are advised to confirm all information. IDX information is provided exclusively for consumers’ personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and The data is deemed reliable but is not guaranteed accurate by NEFMLS. NEFMLS may, at its discretion, require the use of other disclaimers as necessary to protect Participants and/or NEFMLS from liability. © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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