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Street View
$579,900
Monthly Est:$2,886
3 Beds
- 4 Baths
3 full baths + 1 half bath
2,992sqft
450 White Oak Dr, Nancy, KY 42544
$579,900
$2,886/moEst:
Get Pre-Approved
Single Family Residence
Built in 2009
$-- HOA
3 acres lot
$194/sq.ft
Description
LAKEFRONT LIVING AT ITS FINEST! Whether you're searching for the ultimate retreat or a full-time residence, this stunning 3-bedroom, 3.5-bath custom waterfront home offers it all. Enjoy breathtaking, year-round lake views and approximately 400 feet of shoreline on beautiful Lake Cumberland—a true paradise for boating, fishing, and outdoor living. Set on 3± acres, this property presents incredible potential for expansion, investment, or even VRBO opportunities. Designed and built by a builder for his own use, every detail reflects quality craftsmanship and thoughtful design. The main level features an open-concept great room with soaring ceilings, a dramatic stone gas-log fireplace, and expansive windows perfectly positioned to capture serene lake and wooded views. The spacious dining area flows seamlessly into the living space, while the private primary suite offers a spa-like ensuite bath complete with a large ceramic-tiled shower, jetted tub, and walk-in closet. Also on the main level: a dedicated home office with custom wood cabinetry and a convenient laundry room. Rich hickory hardwood flooring runs throughout. The walk-out lower level is equally impressive, featuring a large family room with a second stone gas-log fireplace and custom built-in media wall. Two generously sized bedrooms each include private ensuite baths and oversized walk-in closets. Durable LVP flooring extends throughout the lower level, which opens to a covered concrete patio—perfect for relaxing or entertaining. Step outside to enjoy the expansive wraparound deck with two covered, vaulted wood-accented areas—ideal for taking in the peaceful surroundings and watching eagles soar overhead. The low-maintenance exterior features durable Hardie board siding. Additional highlights include an oversized concrete driveway, attached 2-car garage, and a separate 22x30 boathouse/workshop with electric. A short walk or ATV ride leads you directly to the water, and you're just minutes from White Oak Boat Ramp and Lees Ford Marina. Abundant wildlife, unmatched views, and endless possibilities—this waterfront gem is a rare find.
- Houzeo last checked: 5 minutes ago
- Listing updated: October 29, 2026 at 12:24 pm
- Listing Provided by: Millie King Weaver (606) 875-1333 , Casey King | Keller Williams Bluegrass Realty - Lake Cumberland (606) 875-1333
- Source: Lexington Bluegrass AOR (Imagine) MLS-KY | MLS#: 26010019

Property Details
Status
Active
Type
Single Family Residence
No. of Stories
-
County
City
Neighborhood
--
Year Built
2009
HOA Fees
-
Finished Area
2,992 sqft
Lot Size
3 acres lot
Basement Area
- sqft
MLS Name
Lexington Bluegrass AOR (Imagine) MLS
MLS Number
26010019
MLS Status
Active
Days on Market
1
Cumulative Days on Market
184

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Location
Facts & Features
Rooms
Bedrooms & bathrooms
Bedrooms: 3
Bathrooms: 4
Interior
Window Features
Blinds
Cooling
Heat Pump
Appliances
Dishwasher, Microwave, Range, Refrigerator
Heating
Forced Air
Sewer
Septic Tank
Flooring
Laminate, Tile, Wood
Construction
Year Built
Year Built: 2009
Home type
Single Family Residence
Foundation Details
Concrete Perimeter
Construction Materials
Hardi Plank Type
Utilities & Energy
Fireplace Features
Basement, Living Room
Parking Features
Attached Garage, Detached Garage
Laundry Features
Main Level
Water Source
Public
Other Features
Subdivision Name
Rural
Patio And Porch Features
Patio, Porch
Price History
| Date | Event | Price |
|---|---|---|
10/29/2026 Source: | Price Decreased | $579,900 -1.70% $194/sqft |
07/14/2026 Source: | Price Decreased | $589,900 -1.67% $197/sqft |
05/06/2026 Source: | Listed for Sale | $599,900 -7.71% $201/sqft |
08/02/2024 Source: | Price Decreased | $650,000 -7.13% $217/sqft |
08/02/2024 Source: | Sold | $699,900 $234/sqft |
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Based on information from the IMAGINE MLS® through Oct 29, 2026, 11:30PM. Copyrighted by the Imagine MLS®. IDX information is provided exclusively for consumers' personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data on this website is deemed reliable but is not guaranteed accurate by the MLS. © 2026 IMAGINE MLS®. All Rights Reserved.
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