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Land for sale at 4504 Tender Crk Cvs, Panama City, FL 32409 | MLS# 796362 | Listing updated on 2026-10-07
Photo 1 of Land for sale at 4504 Tender Crk Cvs, Panama City, FL 32409 | MLS# 796362 | Listing updated on 2026-10-07
Photo 2 of Land for sale at 4504 Tender Crk Cvs, Panama City, FL 32409 | MLS# 796362 | Listing updated on 2026-10-07
Photo 3 of Land for sale at 4504 Tender Crk Cvs, Panama City, FL 32409 | MLS# 796362 | Listing updated on 2026-10-07
Photo 4 of Land for sale at 4504 Tender Crk Cvs, Panama City, FL 32409 | MLS# 796362 | Listing updated on 2026-10-07
4+
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Street View

$120,000

Monthly Est:$597

  • Beds Icon-- Bed
  • Beds Icon
    -- Bath
  • Beds Icon0.94acre lot

4504 Tender Crk Cvs, Panama City, FL 32409

$597/moEst:

Get Pre-Approved

  • Unimproved Land

  • Built in -

  • $120/mo HOA

  • 0.94 acre lot

  • $127,660/acre

Description

Build the home you've always envisioned on this exceptional 0.94-acre home site in the sought-after Cedar Creek community on Deer Point Lake. Situated in Flood Zone X and offering a high and dry setting, this spacious lot provides the perfect foundation for creating your own private retreat.

With nearly an acre of land, you'll have plenty of room to design the lifestyle you've been dreaming of, whether that includes a custom home, expansive outdoor living spaces, a detached garage for boats, RVs, and recreational vehicles, or even a resort-style pool for year-round enjoyment.

Cedar Creek is a thoughtfully designed master-planned community that embraces the area's na
tural beauty while preserving its peaceful surroundings. Nestled along the shores of Deer Point Lake, residents enjoy access to some of the region's best freshwater fishing, with abundant populations of bream, shellcracker, and bass. The nearby Econfina Creek further enhances the area's outdoor recreation opportunities, while Panama City and its amenities remain just a short drive away.

Community amenities include a large resort-style swimming pool, playground, golf cart-friendly streets, abundant green space, and a welcoming clubhouse available to residents at no charge for gatherings, celebrations, and special events. Wildlife is plentiful throughout the community, adding to the serene, country-like atmosphere while maintaining the convenience of a desirable location.

Don't miss this rare opportunity to secure nearly an acre in one of the area's most desirable waterfront communities and bring your dream home to life.

  • Houzeo last checked: 48 minutes ago
  • Listing updated: October 7, 2026 at 4:40 pm
  • Listing Provided by: PC Coastal Group (850) 749-5603 , Robbie Hughes (850) 832-8990 DRE #3036117 | eXp Realty LLC (850) 749-5603
  • Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 796362 Bay/Panama City/Central Panhandle MLS-FL

Property Details

  • Status

    Active

  • Type

    Land

  • No. of Stories

    -

  • County

    Bay County

  • City

    Panama City

  • Neighborhood

    --

  • Year Built

    -

  • HOA Fees

    $120/mo

  • Finished Area

    - sqft

  • Lot Size

    0.94 acre lot

  • Basement Area

    - sqft

  • MLS Name

    Bay/Panama City/Central Panhandle MLS

  • MLS Number

    796362

  • MLS Status

    Active

  • Days on Market

    1

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Location

HOA Management

N/A

HOA Fees

$360/ Quarterly

Amenities

Amenities and services may be covered by one or multiple associations and service providers.

Security Gate Security Gate

Club House Club House

Dock Dock

PicnicArea PicnicArea

FishingRights FishingRights

Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.

Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedroom: --

    Bathroom: --

Interior

  • Sewer

    Septic Needed

Utilities & Energy

  • Association Amenities

    Dock, Gated, Picnic Area

Other Features

  • Subdivision Name

    Cedar Creek Ph Ii

  • Lot Features

    Paved

  • Community Features

    Pool

Price History

DateEventPrice

10/07/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #796362

Listed for Sale

$120,000 +50.00%

$0/sqft

05/12/2025

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #773334

Off Market

$80,000

$0/sqft

Nearby Homes

Based on information from Central Panhandle Association of REALTORS® MLS through Oct 09, 2026, 12:00PM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®

Advertising Broker: Moe Mossa (Savvy Avenue) | Savvy Avenue, LLC