- Overview
- Description
- Property Details
- Location
- HOA Management
- Facts & Features
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Street View
$659,900
Monthly Est:$3,285
4 Beds
- 3 Baths
3 full baths
2,912sqft
4509 Tender Crk Cvs, Panama City, FL 32409
$659,900
$3,285/moEst:
Get Pre-Approved
Single Family Residence
Built in 2018
$120/mo HOA
1.75 acres lot
$227/sq.ft
Description
Back on market due to no fault of the sellers. Welcome to this beautifully crafted custom home offering 2,912 square feet of thoughtfully designed living space on a private 1.74-acre lot in a desirable gated community. Built in 2018, this 4-bedroom, 3-bath residence combines modern comfort with timeless style, all just a short drive from Panama City Beach.
Step inside to an open-concept layout featuring 10-foot ceilings, abundant natural light, and high-end finishes throughout. The heart of the home is the spacious kitchen with an oversized 10-foot island, seamlessly flowing into the living and dining areas--perfect for both everyday living and entertaining. A cozy brick fireplace anchors the living room, while LVP flooring runs throughout the main areas for durability and style.
The oversized primary suite offers a private retreat with direct access to the screened-in back porch, creating a seamless indoor-outdoor living experience. The en-suite bath features a walk-in shower with bench and a 6-foot soaking tub, while secondary bathrooms include upgraded 5-foot soaking tubs. Additional spaces include a dedicated office and a fully equipped movie room, providing flexibility for work, relaxation, and entertainment.
Enjoy quiet mornings on the covered front porch, complete with a charming porch swing, or unwind in the spacious 18x10 screened-in back porch overlooking your private, wooded backyard. The outdoor space is truly one of a kind, featuring a custom tree fort and obstacle course tucked into the woods--perfect for adventure and creating lasting memories.
The home's exterior showcases a beautiful blend of stone and board-and-batten siding, enhancing its curb appeal. Located within a gated community offering a pool, clubhouse, playground, and private dock access to Deer Point Lake, residents enjoy both privacy and convenience.
Don't miss your chance to own a unique property that offers space, privacy, and lifestyle all in one.
New roof will be added by end of June.
- Houzeo last checked: 4 minutes ago
- Listing updated: October 1, 2026 at 5:35 pm
- Listing Provided by: Matt W Wright (850) 227-8276 DRE #sl3475720 | Think Real Estate (850) 270-4200
- Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 788526

Property Details
Status
Pending
Type
Single Family Residence
No. of Stories
-
County
City
Neighborhood
--
Year Built
2018
HOA Fees
$120/mo
Finished Area
2,912 sqft
Lot Size
1.75 acres lot
Basement Area
- sqft
MLS Name
Bay/Panama City/Central Panhandle MLS
MLS Number
788526
MLS Status
Pending
Days on Market
174
Cumulative Days on Market
46

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Location
HOA Management
N/A
HOA Fees
$360/ Quarterly
Amenities
Amenities and services may be covered by one or multiple associations and service providers.
Club House
Maintenance
Park Playground
Gazebo
Pools
Barbecue
LegalAccounting
PicnicArea
Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.
Facts & Features
Rooms
Bedrooms & bathrooms
Bedrooms: 4
Bathrooms: 3
Bedroom
Level: First
Area: 192.00 Square Feet
Dimensions: 16 x 12
Bedroom
Level: First
Area: 143.00 Square Feet
Dimensions: 11 x 13
Bedroom
Level: First
Area: 144.00 Square Feet
Dimensions: 12 x 12
Bedroom
Level: First
Area: 140.00 Square Feet
Dimensions: 10 x 14
Interior
Heating
Central
Cooling
Central Air
Construction
Year Built
Year Built: 2018
Home type
Single Family Residence
Architectural Style
Craftsman
Roof
Shake
Construction Materials
Hardiplank Type
Utilities & Energy
Pool Features
In Ground, Community
Security Features
Gated Community
Association Amenities
Gazebo, Barbecue, Picnic Area
Other Features
Community Features
Conference Meeting Room, Fishing, Playground, Park, Pool, Waterfront, Community Pool, Gated
Lot Features
Cul De Sac
Subdivision Name
Cedar Creek At Deerpoint Lake
Price History
| Date | Event | Price |
|---|---|---|
06/02/2026 Source: | Pending | $659,900 $227/sqft |
05/23/2026 Source: | Listed for Sale | $659,900 $227/sqft |
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Based on information from Central Panhandle Association of REALTORS® MLS through Oct 09, 2026, 10:00AM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®
Advertising Broker: Moe Mossa (Savvy Avenue) | Savvy Avenue, LLC







