Pending
Sale Pending at 4509 Tender Crk Cvs, Panama City, FL 32409 | MLS# 788526 | Listing updated on 2026-10-01
Photo 1 of Sale Pending at 4509 Tender Crk Cvs, Panama City, FL 32409 | MLS# 788526 | Listing updated on 2026-10-01
Photo 2 of Sale Pending at 4509 Tender Crk Cvs, Panama City, FL 32409 | MLS# 788526 | Listing updated on 2026-10-01
Photo 3 of Sale Pending at 4509 Tender Crk Cvs, Panama City, FL 32409 | MLS# 788526 | Listing updated on 2026-10-01
Photo 4 of Sale Pending at 4509 Tender Crk Cvs, Panama City, FL 32409 | MLS# 788526 | Listing updated on 2026-10-01
35+
Beds Icon

Street View

$659,900

Monthly Est:$3,285

  • Beds Icon4 Beds
  • Beds Icon
    3 Baths
  • Beds Icon2,912sqft

4509 Tender Crk Cvs, Panama City, FL 32409

$3,285/moEst:

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  • Single Family Residence

  • Built in 2018

  • $120/mo HOA

  • 1.75 acres lot

  • $227/sq.ft

Description

Back on market due to no fault of the sellers. Welcome to this beautifully crafted custom home offering 2,912 square feet of thoughtfully designed living space on a private 1.74-acre lot in a desirable gated community. Built in 2018, this 4-bedroom, 3-bath residence combines modern comfort with timeless style, all just a short drive from Panama City Beach.

Step inside to an open-concept layout featuring 10-foot ceilings, abundant natural light, and high-end finishes throughout. The heart of the home is the spacious kitchen with an oversized 10-foot island, seamlessly flowing into the living and dining areas--perfect for both everyday living and entertaining. A cozy bri
ck fireplace anchors the living room, while LVP flooring runs throughout the main areas for durability and style.

The oversized primary suite offers a private retreat with direct access to the screened-in back porch, creating a seamless indoor-outdoor living experience. The en-suite bath features a walk-in shower with bench and a 6-foot soaking tub, while secondary bathrooms include upgraded 5-foot soaking tubs. Additional spaces include a dedicated office and a fully equipped movie room, providing flexibility for work, relaxation, and entertainment.

Enjoy quiet mornings on the covered front porch, complete with a charming porch swing, or unwind in the spacious 18x10 screened-in back porch overlooking your private, wooded backyard. The outdoor space is truly one of a kind, featuring a custom tree fort and obstacle course tucked into the woods--perfect for adventure and creating lasting memories.

The home's exterior showcases a beautiful blend of stone and board-and-batten siding, enhancing its curb appeal. Located within a gated community offering a pool, clubhouse, playground, and private dock access to Deer Point Lake, residents enjoy both privacy and convenience.

Don't miss your chance to own a unique property that offers space, privacy, and lifestyle all in one.

New roof will be added by end of June.

  • Houzeo last checked: 4 minutes ago
  • Listing updated: October 1, 2026 at 5:35 pm
  • Listing Provided by: Matt W Wright (850) 227-8276 DRE #sl3475720 | Think Real Estate (850) 270-4200
  • Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 788526 Bay/Panama City/Central Panhandle MLS-FL

Property Details

  • Status

    Pending

  • Type

    Single Family Residence

  • No. of Stories

    -

  • County

    Bay County

  • City

    Panama City

  • Neighborhood

    --

  • Year Built

    2018

  • HOA Fees

    $120/mo

  • Finished Area

    2,912 sqft

  • Lot Size

    1.75 acres lot

  • Basement Area

    - sqft

  • MLS Name

    Bay/Panama City/Central Panhandle MLS

  • MLS Number

    788526

  • MLS Status

    Pending

  • Days on Market

    174

  • Cumulative Days on Market

    46

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Location

HOA Management

N/A

HOA Fees

$360/ Quarterly

Amenities

Amenities and services may be covered by one or multiple associations and service providers.

Club House Club House

Maintenance Maintenance

Park Playground Park Playground

Gazebo Gazebo

Pools Pools

Barbecue Barbecue

LegalAccounting LegalAccounting

PicnicArea PicnicArea

Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.

Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedrooms: 4

    Bathrooms: 3

  • Bedroom

    Level: First

    Area: 192.00 Square Feet

    Dimensions: 16 x 12

  • Bedroom

    Level: First

    Area: 143.00 Square Feet

    Dimensions: 11 x 13

  • Bedroom

    Level: First

    Area: 144.00 Square Feet

    Dimensions: 12 x 12

  • Bedroom

    Level: First

    Area: 140.00 Square Feet

    Dimensions: 10 x 14

Interior

  • Heating

    Central

  • Cooling

    Central Air

Construction

  • Year Built

    Year Built: 2018

  • Home type

    Single Family Residence

  • Architectural Style

    Craftsman

  • Roof

    Shake

  • Construction Materials

    Hardiplank Type

Utilities & Energy

  • Pool Features

    In Ground, Community

  • Security Features

    Gated Community

  • Association Amenities

    Gazebo, Barbecue, Picnic Area

Other Features

  • Community Features

    Conference Meeting Room, Fishing, Playground, Park, Pool, Waterfront, Community Pool, Gated

  • Lot Features

    Cul De Sac

  • Subdivision Name

    Cedar Creek At Deerpoint Lake

Price History

DateEventPrice

06/02/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #788526

Pending

$659,900

$227/sqft

05/23/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #788526

Listed for Sale

$659,900

$227/sqft

Nearby Homes

Based on information from Central Panhandle Association of REALTORS® MLS through Oct 09, 2026, 10:00AM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®

Advertising Broker: Moe Mossa (Savvy Avenue) | Savvy Avenue, LLC