- Overview
- Description
- Property Details
- Location
- HOA Management
- Facts & Features
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Street View
$489,000
Monthly Est:$2,434
-- Bed
- -- Bath
13,504sqft lot
5539 2nd Avenue Cir W, Palmetto, FL 34221
$489,000
$2,434/moEst:
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Land
Built in -
$500/mo HOA
13,504 sqft lot
$36/sq.ft
Description
READY-TO-BUILD! PRESENTING ALL OFFERS FOR SELLER CONSIDERATION!
Build your dream waterfront home in the exclusive gated community of Terra Ceia Bay Estates, one of the Gulf Coast’s best-kept secrets. With only ten residences in the neighborhood, this rare bayfront homesite offers the privacy, boating access, and location that waterfront buyers are searching for.
Featuring 118 feet of direct frontage on Terra Ceia Bay, the property includes a private dock and boat lift with no bridges to Tampa Bay or the Gulf of Mexico. Spend your weekends boating to waterfront restaurants, exploring nearby sandbars, fishing for snook and redfish, or simply enjoying panoramic sunset views from your dock while your custom home comes to life.
Unlike many waterfront opportunities in Florida, there are no costly demolition expenses, permitting delays tied to tearing down an older structure, or compromises with outdated floorplans. This blank canvas allows you to design a fully customized elevated coastal residence with the latest in luxury finishes, hurricane standards, smart home technology, and modern waterfront architecture.
A survey, environmental reports, and engineered home plans are already available, helping streamline the building process and saving valuable time. While construction progresses, you can still enjoy the boating lifestyle immediately by utilizing your private dock and lift from day one.
Residents of Terra Ceia Bay Estates enjoy maintenance-free living with lawn care, irrigation, and a community pool included through the HOA. Ideally positioned near US-19, I-275, and the Sunshine Skyway Bridge, the property offers convenient access to downtown St. Petersburg, Tampa, Sarasota, Anna Maria Island, and Gulf beaches, all within approximately 25 minutes.
Waterfront lots with direct bay access, private docks, no-bridge Gulf access, and this level of exclusivity rarely become available in Terra Ceia. This is an opportunity to create a legacy waterfront estate in one of the most unique coastal communities in the Tampa Bay area.
- Houzeo last checked: 12 hours ago
- Listing updated: September 29, 2026 at 10:59 am
- Listing Provided by: Jordan Chancey, PA (941) 545-8816 , Sarah Whisnant | MATTHEW GUTHRIE AND ASSOCIATES REALTY LLC (941) 737-1500
- Source: Stellar MLS-FL | MLS#: A4663830

Property Details
Status
Active
Type
Land
No. of Stories
-
County
City
Neighborhood
--
Year Built
-
HOA Fees
$500/mo
Finished Area
- sqft
Lot Size
13,504 sqft lot
Basement Area
- sqft
MLS Name
Stellar MLS
MLS Number
A4663830
MLS Status
Active
Days on Market
395
Cumulative Days on Market
652

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Location
HOA Management
Terra Ceia Bay Estates c/o Rob Munns
HOA Fees
$1,500/ Quarterly
Amenities
Amenities and services may be covered by one or multiple associations and service providers.
Maintenance
Pool
Other
Recreational Facilities
Private Road
Common Area Taxes
Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.
Facts & Features
Rooms
Bedrooms & bathrooms
Bedroom: --
Bathroom: --
Interior
Sewer
Public Sewer
Utilities & Energy
Association Amenities
Pool
Utilities
Cable Available, Electricity Available, Public, Sewer Available, Water Available
Security Features
Gated Community
Water Source
Public
Other Features
Lot Features
Cleared, In County, Paved
Community Features
Association Recreation Owned, Deed Restrictions, Gated Community No Guard, Golf Carts Ok, No Truck/rv/motorcycle Parking, Pool, Sidewalks, Street Lights
Subdivision Name
Terra Ceia Bay Estates
Price History
| Date | Event | Price |
|---|---|---|
09/10/2026 Source: #MFRA4663830 | Price Decreased | $495,000 -0.80% $0/sqft |
08/03/2026 Source: | Price Decreased | $499,000 -5.40% $0/sqft |
07/17/2026 Source: | Price Decreased | $527,500 -4.09% $0/sqft |
04/15/2026 Source: | Price Decreased | $549,999 -3.34% $0/sqft |
02/18/2026 Source: | Price Decreased | $569,000 -5.15% $0/sqft |
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Based on information from Stellar MLS® through Oct 09, 2026, 02:30PM as submitted to and distributed by MLS GRID. All data is obtained from various sources and may not have been verified by the broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers’ personal non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. The use of the MLS GRID Data may be subject to an end-user license agreement prescribed by the Member Participant’s applicable MLS, if any, and as amended from time to time. © 2026 Stellar MLS. All Rights Reserved.
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