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Single family home for sale at 640 Encarnacion St, Punta Gorda, FL 33983 | MLS# C7526039 | Listing updated on 2026-10-22
Photo 1 of Single family home for sale at 640 Encarnacion St, Punta Gorda, FL 33983 | MLS# C7526039 | Listing updated on 2026-10-22
Photo 2 of Single family home for sale at 640 Encarnacion St, Punta Gorda, FL 33983 | MLS# C7526039 | Listing updated on 2026-10-22
Photo 3 of Single family home for sale at 640 Encarnacion St, Punta Gorda, FL 33983 | MLS# C7526039 | Listing updated on 2026-10-22
Photo 4 of Single family home for sale at 640 Encarnacion St, Punta Gorda, FL 33983 | MLS# C7526039 | Listing updated on 2026-10-22
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$361,000

Monthly Est:$1,797

  • Beds Icon4 Beds
  • Beds Icon
    2 Baths
  • Beds Icon2,066sqft

640 Encarnacion St, Punta Gorda, FL 33983

$1,797/moEst:

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  • Single Family Residence

  • Built in 2021

  • $16.67/mo HOA

  • 11,025 sqft lot

  • $175/sq.ft

Description

One or more photo(s) has been virtually staged. Virtually staged *** BRAND NEW PRICE*** Privacy PLUS with this STUNNING 2021 BUILT 3 bedroom /2 Bath/ with large 3 CAR GARAGE featuring an additional versatile DEN/FLEX/4th bedroom! RELAX in STYLE...This incredible estate offers over 2,000 SQ. FT. of luxurious living space on a TRANQUIL OVERSIZED CORNER LOT plus a LOW HOMEOWNER's INSURANCE COST ( no Flood zone) for this awesome home in prestigious deed restricted community of Deep Creek backing up to a SERENE GREENBELT. EYE CATCHING STONE ACCENTED EXTERIOR, mature landscaping, luxurious gingerbread trim, spacious L SHAPED SCREENED front lanai ENTRYWAY, and elegant leaded glass front door create CURB APPEAL THAT TRULY STANDS OUT. Inside, enjoy an OPEN SUNLIT FLOOR PLAN with large tile flooring, CROWN MOLDING, designer lighting, and sliding glass doors leading to a GRAND SCREENED back LANAI overlooking peacefully serene wooded views. Nicely FENCED SIDE YARD will be perfect for keeping your pets happy and safe with plenty of room to add a POOL, garden and unwind! The CHEF’S KITCHEN is crafted for entertaining or effortless everyday cooking with abundant RAISED PANEL CABINETRY, STAINLESS STEEL APPLIANCES, complimentary DESIGNER HARDWARE, a massive 12 FOOT BREAKFAST BAR, full WALK IN PANTRY, and cozy adjacent dinette. The spacious GREAT ROOM flows seamlessly for gatherings and everyday living with private patio access.Retreat to the zen like PRIMARY SUITE featuring a TRAY CEILING with crown molding and comforting ambient lighting with lavish ensuite bath. The SPA INSPIRED ENSUITE bath includes DUAL VANITIES, studio style makeup area, SEAMLESS GLASS SHOWER with dual shower heads, and a nice LARGE WALK IN CLOSET. Guest bedrooms are generously sized with stylish shared bath access. Additional upgrades that add extra value and convenience include IRRIGATION SYSTEM, WATER FILTRATION, GUTTERS, LARGE 3 CAR GARAGE (great for toys or storage), oversized laundry room with extra storage. Enjoy Peace of mind with this home that's never had any roof leaks, damage from storms and is all up to code! Located in a peaceful DEED RESTRICTED COMMUNITY with LOW HOA FEES and NO FLOOD ZONE concerns, just minutes from dining, entertainment, pristine beaches, SunSeekers' Resort, downtown Punta Gorda, I-75, and Punta Gorda Airport. Schedule your private showing TODAY and start living the Florida lifestyle you deserve!

  • Houzeo last checked: 2 minutes ago
  • Listing updated: October 22, 2026 at 7:35 pm
  • Listing Provided by: Nick Demers (941) 585-3787 , Barbara Brooks | RE/MAX PALM REALTY (941) 889-7654
  • Source: Stellar MLS-FL as distributed by MLS GRID | MLS#: C7526039 Stellar MLS-FL as distributed by MLS GRID

Property Details

  • Status

    Active

  • Type

    Single Family Residence

  • No. of Stories

    1

  • County

    Charlotte County

  • City

    Punta Gorda

  • Neighborhood

    --

  • Year Built

    2021

  • HOA Fees

    $16.67/mo

  • Finished Area

    2,066 sqft

  • Lot Size

    11,025 sqft lot

  • Basement Area

    - sqft

  • MLS Name

    Stellar MLS

  • MLS Number

    C7526039

  • MLS Status

    Active

  • Days on Market

    167

  • Cumulative Days on Market

    342

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Location

HOA Management

Deb Barett

HOA Fees

$200/ Annually

Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.

Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedrooms: 4

    Bathrooms: 2

Interior

  • Flooring

    Carpet, Tile

  • Appliances

    Built In Oven, Cooktop, Dishwasher, Electric Water Heater, Exhaust Fan, Ice Maker, Kitchen Reverse Osmosis System, Microwave, Range, Refrigerator

  • Interior Features

    Ceiling Fans(s), Crown Molding, High Ceilings, Kitchen/family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Smart Home, Split Bedroom, Stone Counters, Thermostat, Tray Ceiling(s), Vaulted Ceiling(s), Walk In Closet(s), Window Treatments

  • Sewer

    Public Sewer

  • Cooling

    Central Air

  • Heating

    Central

  • Exterior Features

    Dog Run, Hurricane Shutters, Private Yard, Rain Gutters

Construction

  • Year Built

    Year Built: 2021

  • Home type

    Single Family Residence

  • Architectural Style

    Florida

  • Construction Materials

    Block, Stone, Stucco

  • Foundation Details

    Slab

  • Roof

    Shingle

Utilities & Energy

  • Water Source

    Public

  • Laundry Features

    Inside

  • Parking Features

    Driveway, Garage Door Opener, Golf Cart Garage, Guest, Open, Oversized

  • Utilities

    Cable Connected, Electricity Connected, Fire Hydrant, Public

Other Features

  • Lot Features

    Corner Lot, Near Golf Course, Oversized Lot, Paved

  • Patio And Porch Features

    Covered, Front Porch, Rear Porch, Screened

  • Community Features

    Deed Restrictions, Golf, Park, Playground, Sidewalks, Street Lights

  • Subdivision Name

    Punta Gorda Isles Sec 20

  • Vegetation

    Mature Landscaping

Price History

DateEventPrice

10/09/2026

Source: mls_logoStellar MLS-FL #MFRC7526039

Price Decreased

$361,000 -0.28%

$175/sqft

09/15/2026

Source: mls_logoStellar MLS-FL #MFRC7526039

Price Decreased

$362,000 -1.50%

$175/sqft

08/19/2026

Source: mls_logoStellar MLS-FL #MFRC7526039

Price Decreased

$367,500 -0.14%

$178/sqft

08/06/2026

Source: mls_logoStellar MLS-FL #MFRC7526039

Price Decreased

$368,000 -0.27%

$178/sqft

07/21/2026

Source: mls_logoStellar MLS-FL #MFRC7526039

Price Decreased

$369,000 -1.34%

$179/sqft

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Nearby Homes

Based on information from Stellar MLS® through Nov 04, 2026, 09:00AM as submitted to and distributed by MLS GRID. All data is obtained from various sources and may not have been verified by the broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers’ personal non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. The use of the MLS GRID Data may be subject to an end-user license agreement prescribed by the Member Participant’s applicable MLS, if any, and as amended from time to time. © 2026 Stellar MLS. All Rights Reserved.

Advertising Broker: Fred McGill | Simple Showing, Inc

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