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- HOA Management
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$361,000
Monthly Est:$1,797
4 Beds
- 2 Baths
2 full baths
2,066sqft
640 Encarnacion St, Punta Gorda, FL 33983
$361,000
$1,797/moEst:
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Single Family Residence
Built in 2021
$16.67/mo HOA
11,025 sqft lot
$175/sq.ft
Description
One or more photo(s) has been virtually staged. Virtually staged *** BRAND NEW PRICE*** Privacy PLUS with this STUNNING 2021 BUILT 3 bedroom /2 Bath/ with large 3 CAR GARAGE featuring an additional versatile DEN/FLEX/4th bedroom! RELAX in STYLE...This incredible estate offers over 2,000 SQ. FT. of luxurious living space on a TRANQUIL OVERSIZED CORNER LOT plus a LOW HOMEOWNER's INSURANCE COST ( no Flood zone) for this awesome home in prestigious deed restricted community of Deep Creek backing up to a SERENE GREENBELT. EYE CATCHING STONE ACCENTED EXTERIOR, mature landscaping, luxurious gingerbread trim, spacious L SHAPED SCREENED front lanai ENTRYWAY, and elegant leaded glass front door create CURB APPEAL THAT TRULY STANDS OUT. Inside, enjoy an OPEN SUNLIT FLOOR PLAN with large tile flooring, CROWN MOLDING, designer lighting, and sliding glass doors leading to a GRAND SCREENED back LANAI overlooking peacefully serene wooded views. Nicely FENCED SIDE YARD will be perfect for keeping your pets happy and safe with plenty of room to add a POOL, garden and unwind! The CHEF’S KITCHEN is crafted for entertaining or effortless everyday cooking with abundant RAISED PANEL CABINETRY, STAINLESS STEEL APPLIANCES, complimentary DESIGNER HARDWARE, a massive 12 FOOT BREAKFAST BAR, full WALK IN PANTRY, and cozy adjacent dinette. The spacious GREAT ROOM flows seamlessly for gatherings and everyday living with private patio access.Retreat to the zen like PRIMARY SUITE featuring a TRAY CEILING with crown molding and comforting ambient lighting with lavish ensuite bath. The SPA INSPIRED ENSUITE bath includes DUAL VANITIES, studio style makeup area, SEAMLESS GLASS SHOWER with dual shower heads, and a nice LARGE WALK IN CLOSET. Guest bedrooms are generously sized with stylish shared bath access. Additional upgrades that add extra value and convenience include IRRIGATION SYSTEM, WATER FILTRATION, GUTTERS, LARGE 3 CAR GARAGE (great for toys or storage), oversized laundry room with extra storage. Enjoy Peace of mind with this home that's never had any roof leaks, damage from storms and is all up to code! Located in a peaceful DEED RESTRICTED COMMUNITY with LOW HOA FEES and NO FLOOD ZONE concerns, just minutes from dining, entertainment, pristine beaches, SunSeekers' Resort, downtown Punta Gorda, I-75, and Punta Gorda Airport. Schedule your private showing TODAY and start living the Florida lifestyle you deserve!
- Houzeo last checked: 2 minutes ago
- Listing updated: October 22, 2026 at 7:35 pm
- Listing Provided by: Nick Demers (941) 585-3787 , Barbara Brooks | RE/MAX PALM REALTY (941) 889-7654
- Source: Stellar MLS-FL as distributed by MLS GRID | MLS#: C7526039

Property Details
Status
Active
Type
Single Family Residence
No. of Stories
1
County
City
Neighborhood
--
Year Built
2021
HOA Fees
$16.67/mo
Finished Area
2,066 sqft
Lot Size
11,025 sqft lot
Basement Area
- sqft
MLS Name
Stellar MLS
MLS Number
C7526039
MLS Status
Active
Days on Market
167
Cumulative Days on Market
342

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Location
HOA Management
Deb Barett
HOA Fees
$200/ Annually
Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.
Facts & Features
Rooms
Bedrooms & bathrooms
Bedrooms: 4
Bathrooms: 2
Interior
Flooring
Carpet, Tile
Appliances
Built In Oven, Cooktop, Dishwasher, Electric Water Heater, Exhaust Fan, Ice Maker, Kitchen Reverse Osmosis System, Microwave, Range, Refrigerator
Interior Features
Ceiling Fans(s), Crown Molding, High Ceilings, Kitchen/family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Smart Home, Split Bedroom, Stone Counters, Thermostat, Tray Ceiling(s), Vaulted Ceiling(s), Walk In Closet(s), Window Treatments
Sewer
Public Sewer
Cooling
Central Air
Heating
Central
Exterior Features
Dog Run, Hurricane Shutters, Private Yard, Rain Gutters
Construction
Year Built
Year Built: 2021
Home type
Single Family Residence
Architectural Style
Florida
Construction Materials
Block, Stone, Stucco
Foundation Details
Slab
Roof
Shingle
Utilities & Energy
Water Source
Public
Laundry Features
Inside
Parking Features
Driveway, Garage Door Opener, Golf Cart Garage, Guest, Open, Oversized
Utilities
Cable Connected, Electricity Connected, Fire Hydrant, Public
Other Features
Lot Features
Corner Lot, Near Golf Course, Oversized Lot, Paved
Patio And Porch Features
Covered, Front Porch, Rear Porch, Screened
Community Features
Deed Restrictions, Golf, Park, Playground, Sidewalks, Street Lights
Subdivision Name
Punta Gorda Isles Sec 20
Vegetation
Mature Landscaping
Price History
| Date | Event | Price |
|---|---|---|
10/09/2026 Source: | Price Decreased | $361,000 -0.28% $175/sqft |
09/15/2026 Source: | Price Decreased | $362,000 -1.50% $175/sqft |
08/19/2026 Source: | Price Decreased | $367,500 -0.14% $178/sqft |
08/06/2026 Source: | Price Decreased | $368,000 -0.27% $178/sqft |
07/21/2026 Source: | Price Decreased | $369,000 -1.34% $179/sqft |
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Based on information from Stellar MLS® through Nov 04, 2026, 09:00AM as submitted to and distributed by MLS GRID. All data is obtained from various sources and may not have been verified by the broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers’ personal non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. The use of the MLS GRID Data may be subject to an end-user license agreement prescribed by the Member Participant’s applicable MLS, if any, and as amended from time to time. © 2026 Stellar MLS. All Rights Reserved.
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