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Single family home for sale at 649-650 Lakeshore Loop, Owenton, KY 40359 | MLS# 644502 | Listing updated on 2026-09-14
Photo 1 of Single family home for sale at 649-650 Lakeshore Loop, Owenton, KY 40359 | MLS# 644502 | Listing updated on 2026-09-14
Photo 2 of Single family home for sale at 649-650 Lakeshore Loop, Owenton, KY 40359 | MLS# 644502 | Listing updated on 2026-09-14
Photo 3 of Single family home for sale at 649-650 Lakeshore Loop, Owenton, KY 40359 | MLS# 644502 | Listing updated on 2026-09-14
Photo 4 of Single family home for sale at 649-650 Lakeshore Loop, Owenton, KY 40359 | MLS# 644502 | Listing updated on 2026-09-14
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$650,000

Monthly Est:$3,235

  • Beds Icon3 Beds
  • Beds Icon
    4 Baths
  • Beds Icon2,049sqft

649-650 Lakeshore Loop, Owenton, KY 40359

$3,235/moEst:

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  • Single Family Residence

  • Built in 2003

  • $208.33/mo HOA

  • -- sqft lot

  • $317/sq.ft

Description

Experience the perfect blend of comfort, quality, and lakefront living in this meticulously maintained 2-story home located in the desirable Elk Lake Shores Resort. Situated on approx. 1 acre across 2 waterfront lots, this exceptional property offers breathtaking lake views, deep water access, and the tranquility of a protected no-wake cove. Designed with both everyday living and entertaining in mind, the open-concept main level features high ceilings, windows that fill the home with natural light, hardwood flooring, and a stone gas fireplace in the living room. Step outside onto the expansive wraparound covered deck, complete with 2 sun screens, and enjoy panoramic lake views! The spacious 1st fl primary suite offers convenience and privacy, featuring a large closet and an ensuite bath. The main level also includes a 1st fl laundry room and a convenient 1/2 bath for guests. Upstairs and downstairs, you'll find 2 additional bedrooms, 2nd fl has walk in closet, along with full bathrooms, providing plenty of room for family and guests. The finished walkout lower has tile flooring, a large family room, and is already planned for a future kitchenette--making it ideal for extended family. Walk directly onto the covered paver patio and continue down to the lake. Outdoor access has been thoughtfully designed with both poured concrete steps leading to the front entrance and a gravel pathway providing utility vehicle access to the dock, making it easy to transport people, coolers, and lake gear. The waterfront is truly exceptional, featuring a shaded Trex deck above the dock, Trex steps leading down to the dock, electric service at the dock, and deep water that's perfect for swimming, floating, and boating. Additional features include: Two programmable Nest thermostats, gutter helmet gutter protection system & hot water heater is 3 years old! The home has been meticulously maintained inside and out!

  • Houzeo last checked: 9 minutes ago
  • Listing updated: September 14, 2026 at 12:10 pm
  • Listing Provided by: Patrick Tenoever (513) 615-3002 DRE #251387 | Sibcy Cline, REALTORS-Florence (859) 525-8888
  • Source: Northern Kentucky Multiple Listing Service | MLS#: 644502 Northern Kentucky Multiple Listing Service

Property Details

  • Status

    Active

  • Type

    Single Family Residence

  • No. of Stories

    -

  • County

    Owen County

  • City

    Owenton

  • Neighborhood

    --

  • Year Built

    2003

  • HOA Fees

    $208.33/mo

  • Finished Area

    2,049 sqft

  • Lot Size

    -- sqft lot

  • Basement Area

    - sqft

  • MLS Name

    Northern Kentucky Multiple Listing Service

  • MLS Number

    644502

  • MLS Status

    Active

  • Days on Market

    112

  • Cumulative Days on Market

    67

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Location

HOA Management

N/A

HOA Fees

$2,500/ Annually

Amenities

Amenities and services may be covered by one or multiple associations and service providers.

Bike Trails Bike Trails

Snow Removal Snow Removal

Club House Club House

Maintenance Maintenance

Trash Pickup Trash Pickup

Park Playground Park Playground

Security Guard Security Guard

Lake Seasonal Lake Seasonal

Lake Year Round Lake Year Round

Association Fees Association Fees

Management Management

Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.

Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedrooms: 3

    Bathrooms: 4

Interior

  • Interior Features

    Walk In Closet(s), Storage, Smart Thermostat, Pantry, Open Floorplan, Breakfast Bar, Built In Features, Ceiling Fan(s), High Ceilings, Multi Panel Doors, Recessed Lighting

  • Window Features

    Double Hung

  • Cooling

    Central Air

  • Appliances

    Electric Range, Dishwasher, Dryer, Microwave, Refrigerator, Washer

  • Exterior Features

    Private Yard, Boat Slip, Dock, Balcony

  • Heating

    Forced Air, Electric

  • Sewer

    Septic Tank

Construction

  • Year Built

    Year Built: 2003

  • Home type

    Single Family Residence

  • Property Condition

    Existing Structure

  • Architectural Style

    Traditional

  • Foundation Details

    Poured Concrete

  • Roof

    Composition, Shingle

  • Construction Materials

    Concrete, Vinyl Siding

Utilities & Energy

  • Fireplace Features

    Stone, Gas

  • Association Amenities

    Lake Year Round, Lake Seasonal, Playground, Clubhouse, Trail(s), Management

  • Basement

    Full Finished Bath, Finished, Walk Out Access

  • Parking Features

    Off Street

  • Laundry Features

    Electric Dryer Hookup, Main Level

  • Water Source

    Public

  • Utilities

    Cable Available, Natural Gas Available

Other Features

  • Lot Features

    Cleared, Sloped, Waterfront, Wooded

  • Subdivision Name

    Elk Lake

  • Patio And Porch Features

    Covered, Deck, Patio, Porch

Price History

DateEventPrice

07/09/2026

Source: mls_logoNorthern Kentucky Multiple Listing Service #644502

Listed for Sale

$650,000

$317/sqft

Getting Around 649-650 Lakeshore Loop

Walk Score®

Walk Score

Car-Dependent

0/100

Data provided by Redfin

Nearby Homes

Based on information from the Northern Kentucky Multiple Listing Service, Inc. through Oct 30, 2026, 01:45AM. Information is provided exclusively for consumers’ personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties that consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed accurate by the MLS. This website may not include listings or property addresses of sellers who have directed their listing brokers to withhold their listing or their property address from display on the Internet. © 2026 Northern Kentucky Multiple Listing Service, Inc. All Rights Reserved.

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