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- Property Details
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Street View
$1,525,000
Monthly Est:$7,590
4 Beds
- 3 Baths
3 full baths
2,464sqft
8515 Surf Dr #3, Panama City, FL 32408
$1,525,000
$7,590/moEst:
Get Pre-Approved
Condominium
Built in 2001
$1,666.67/mo HOA
-- sqft lot
$619/sq.ft
Description
Experience Gulf-front, first floor living at 8515 Surf Drive, Unit 3, a beautifully renovated four-bedroom, three-bath condominium in an intimate, six-unit, low-rise community in Panama City Beach. Located on the first residential level, this spacious retreat features a private, key-coded elevator opening into your own foyer. High ceilings, custom crown molding, luxury vinyl plank flooring and an open layout create an inviting setting framed by spectacular Gulf views. The living area features a gas fireplace, Lutron lighting and remote-controlled blinds, while the generous dining space offers room for gathering and entertaining. The updated kitchen includes upgraded cabinetry, granite countertops, stainless steel appliances, a smooth-top stove and a breakfast bar. Expansive sliding glass doors connect the living area to an impressive covered deck that wraps around the entire Gulf-facing exterior of the condominium. Spanning 56 feet in length, this outdoor living space offers ample room for dining, lounging and entertaining against a stunning coastal backdrop. Thoughtfully designed with Balconista furniture, special ambient lighting, an outdoor television, ceiling fans and privacy screens, the deck is equally inviting during the day and after sunset. A retractable garden hose adds convenience. Enjoy morning coffee overlooking the water and evenings with the sound of the waves and brilliant coastal sunsets. The primary suite offers direct deck access, Gulf views and east-facing windows that welcome the morning light. Its bath features dual vanities, a jetted tub with Gulf views and a custom-organized closet. A second Gulf-front bedroom shares a bathroom with the third bedroom, while the fourth bedroom includes a private bath. All three bathrooms have been renovated with updated tile, shower surrounds, toilets and heated towel rods. Additional conveniences include custom closets, a built-in safe in the laundry room and a covered front balcony. Improvements include hurricane-rated windows and doors, Hardie plank siding, a metal roof, an updated carport ceiling and HVAC. Two Gulf-front pools provide separate areas for owners and rental guests, and a gated beach walkover offers direct access to the sand. Three covered parking spaces beneath the building and an additional driveway space provide parking for up to four vehicles. Owner-occupied for the past five years, this thoughtfully upgraded condominium offers an exceptional setting for a primary residence, beach retreat or vacation rental. Offered unfurnished, with the outdoor furnishings, outdoor television, ceiling fans and privacy screens are included.
- Houzeo last checked: 1 minute ago
- Listing updated: November 4, 2026 at 11:25 pm
- Listing Provided by: Beth Mulvey (256) 566-5482 DRE #3390217 | Beach House Sales and Development (850) 919-3500
- Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 797180

This condo is in:
Property Details
Status
Active
Type
Condominium
No. of Stories
3
County
City
Neighborhood
--
Year Built
2001
HOA Fees
$1666.67/mo
Finished Area
2,464 sqft
Lot Size
-- sqft lot
Basement Area
- sqft
MLS Name
Bay/Panama City/Central Panhandle MLS
MLS Number
797180
MLS Status
Active
Days on Market
6
Cumulative Days on Market
31

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Location
HOA Management
N/A
HOA Fees
$5,000/ Quarterly
Amenities
Amenities and services may be covered by one or multiple associations and service providers.
Insurance
Maintenance
Beach
PicnicArea
Pools
LegalAccounting
AssociationManagement
Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.
Facts & Features
Rooms
Bedrooms & bathrooms
Bedrooms: 4
Bathrooms: 3
Patio
Level: First
Area: 784.00 Square Feet
Dimensions: 56 x 14
LivingRoom
Level: First
Area: 320.00 Square Feet
Dimensions: 20 x 16
DiningRoom
Level: First
Area: 104.00 Square Feet
Dimensions: 13 x 8
Kitchen
Level: First
Area: 180.00 Square Feet
Dimensions: 15 x 12
Bedroom
Level: First
Area: 165.00 Square Feet
Dimensions: 15 x 11
Bedroom
Level: First
Area: 256.00 Square Feet
Dimensions: 16 x 16
Bedroom
Level: First
Area: 240.00 Square Feet
Dimensions: 16 x 15
PrimaryBedroom
Level: First
Area: 255.00 Square Feet
Dimensions: 17 x 15
Interior
Flooring
Plank, Vinyl
Interior Features
Balcony, Double Vanity, Jetted Tub, Main Level Primary, Smart Home, Separate Shower, Instant Hot Water
Sewer
Public Sewer
Exterior Features
Covered Patio, Outdoor Shower
Appliances
Electric Cooktop, Gas Water Heater, Ice Maker, Plumbed For Ice Maker, Tankless Water Heater
Cooling
Central Air, Ceiling Fans
Heating
Central, Electric, Fireplaces
Window Features
Double Pane Windows
Construction
Year Built
Year Built: 2001
Home type
Condominium
Architectural Style
Low Rise
Foundation Details
Pillar Post Pier
Construction Materials
Hardiplank Type, Metal Siding, Wood Frame
Utilities & Energy
Security Features
Carbon Monoxide Detectors, Fire Sprinkler System, Security Fence, Security Lights, Fire Alarm, Smoke Detectors
Association Amenities
Beach Rights, Picnic Area
Utilities
Electricity Available, Phone Connected
Pool Features
Fenced, Gunite, Gas Heat, In Ground, Community
Fireplace Features
Gas
Parking Features
Additional Parking, Gravel, Paved
Other Features
Community Features
Beach, Elevator, Park, Pool, Storage Facilities, Waterfront, Community Pool, Short Term Rental Allowed
Lot Features
Paved
Subdivision Name
Bel Air Beach Condo
Patio And Porch Features
Balcony, Deck, Covered, Porch
Price History
| Date | Event | Price |
|---|---|---|
11/02/2026 Source: | Listed for Sale | $1,525,000 $619/sqft |
10/29/2026 Source: | Coming Soon | $1,525,000 $619/sqft |
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Based on information from Central Panhandle Association of REALTORS® MLS through Nov 04, 2026, 11:30PM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®
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