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Condo for sale at 8601 Surf Dr #10W, Panama City, FL 32408 | MLS# 788641 | Listing updated on 2026-10-23
Photo 1 of Condo for sale at 8601 Surf Dr #10W, Panama City, FL 32408 | MLS# 788641 | Listing updated on 2026-10-23
Photo 2 of Condo for sale at 8601 Surf Dr #10W, Panama City, FL 32408 | MLS# 788641 | Listing updated on 2026-10-23
Photo 3 of Condo for sale at 8601 Surf Dr #10W, Panama City, FL 32408 | MLS# 788641 | Listing updated on 2026-10-23
Photo 4 of Condo for sale at 8601 Surf Dr #10W, Panama City, FL 32408 | MLS# 788641 | Listing updated on 2026-10-23
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$749,900

Monthly Est:$3,733

  • Beds Icon3 Beds
  • Beds Icon
    2 Baths
  • Beds Icon1,783sqft

8601 Surf Dr #10W, Panama City, FL 32408

$3,733/moEst:

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  • Condominium

  • Built in 2000

  • $1,420/mo HOA

  • -- sqft lot

  • $421/sq.ft

Description

Welcome to Grande Surf Club--an exclusive Gulf-front retreat where low-density living meets elevated coastal comfort. With only 28 residences and just two per floor, this intimate community offers a rare level of privacy along one of Panama City Beach's most desirable stretches of coastline.

This west-end 3-bedroom, 2-bath residence features a spacious, open layout filled with natural light and a wraparound balcony showcasing sweeping coastline views from sunrise to sunset. From the tranquil jetties to the endless Gulf horizon, the backdrop is nothing short of spectacular. The expansive living area flows seamlessly to the balcony, creating the perfect setting for enter
taining or simply relaxing to the sound of the waves.

The Gulf-front primary suite serves as a private retreat with direct balcony access, dual walk-in closets, double vanities, a jetted soaking tub, and a separate tiled shower--designed for comfort and relaxation.

A standout feature of this residence is the covered parking space located under the building, a highly desirable upgrade valued at approximately $50,000--offering both convenience and protection that many units simply do not have.

Residents of Grande Surf Club enjoy a heated beachfront pool and a pristine, uncrowded shoreline just steps away. Despite the peaceful, tucked-away feel, you're just a short beach stroll from dining, entertainment, and the upcoming Tootsies venue--blending privacy with accessibility.

Recent building enhancements include a complete exterior paint and seal (2024), new fire control system (2025), new domestic water pump, and all structural engineering and elevator inspections current as of 2025--providing confidence in the building's quality and upkeep.

Whether you're seeking a full-time residence, second home, or investment opportunity, this is Gulf-front living at its best--refined, private, and truly hard to find in today's market.

  • Houzeo last checked: 6 minutes ago
  • Listing updated: October 23, 2026 at 3:39 pm
  • Listing Provided by: David Connart | LPT Realty LLC (877) 366-2213
  • Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 788641 Bay/Panama City/Central Panhandle MLS-FL

This condo is in:

Property Details

  • Status

    Active

  • Type

    Condominium

  • No. of Stories

    15

  • County

    Bay County

  • City

    Panama City

  • Neighborhood

    --

  • Year Built

    2000

  • HOA Fees

    $1420/mo

  • Finished Area

    1,783 sqft

  • Lot Size

    -- sqft lot

  • Basement Area

    - sqft

  • MLS Name

    Bay/Panama City/Central Panhandle MLS

  • MLS Number

    788641

  • MLS Status

    Active

  • Days on Market

    197

  • Cumulative Days on Market

    186

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Location

HOA Management

N/A

HOA Fees

$4,260/ Quarterly

Amenities

Amenities and services may be covered by one or multiple associations and service providers.

Maintenance Maintenance

Water Water

Trash Pickup Trash Pickup

Sewer Sewer

Cable TV Cable TV

Internet Internet

Beach Beach

LegalAccounting LegalAccounting

PestControl PestControl

Pools Pools

Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.

Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedrooms: 3

    Bathrooms: 2

  • Kitchen

    Level: First

    Area: 225.00 Square Feet

    Dimensions: 15 x 15

  • Bedroom

    Level: First

    Area: 120.00 Square Feet

    Dimensions: 12 x 10

  • Bedroom

    Level: First

    Area: 144.00 Square Feet

    Dimensions: 12 x 12

  • PrimaryBedroom

    Level: First

    Area: 210.00 Square Feet

    Dimensions: 15 x 14

  • LivingRoom

    Level: First

    Area: 432.00 Square Feet

    Dimensions: 24 x 18

Interior

  • Appliances

    Electric Range, Electric Water Heater

  • Sewer

    Public Sewer

  • Cooling

    Central Air, Heat Pump

  • Interior Features

    Balcony, Double Vanity, Jetted Tub, Main Level Primary, Separate Shower

  • Window Features

    Double Pane Windows

  • Heating

    Electric, Heat Pump

Construction

  • Year Built

    Year Built: 2000

  • Home type

    Condominium

  • Construction Materials

    Stucco

  • Architectural Style

    High Rise

  • Roof

    Flat

Utilities & Energy

  • Pool Features

    Gas Heat, In Ground, Community

  • Utilities

    Cable Connected, Electricity Available

  • Association Amenities

    Beach Rights

  • Security Features

    Gated Community, Smoke Detectors

Other Features

  • Community Features

    Beach, Pool, Waterfront, Community Pool, Gated, Short Term Rental Allowed

  • Lot Features

    Paved

  • Patio And Porch Features

    Balcony

  • Subdivision Name

    Grande Surf Club Condo

Price History

DateEventPrice

07/22/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #788641

Price Decreased

$799,900 -3.03%

$449/sqft

06/09/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #788641

Price Increased

$824,900 +10.00%

$463/sqft

04/20/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #788641

Price Decreased

$749,900 -11.77%

$421/sqft

04/20/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #788641

Listed for Sale

$849,900

$477/sqft

Nearby Homes

Based on information from Central Panhandle Association of REALTORS® MLS through Nov 04, 2026, 11:15PM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®

Advertising Broker: Moe Mossa (Savvy Avenue) | Savvy Avenue, LLC

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