For Sale
Condo for sale at 8601 Surf Dr #12W, Panama City, FL 32408 | MLS# 796624 | Listing updated on 2026-10-26
Photo 1 of Condo for sale at 8601 Surf Dr #12W, Panama City, FL 32408 | MLS# 796624 | Listing updated on 2026-10-26
Photo 2 of Condo for sale at 8601 Surf Dr #12W, Panama City, FL 32408 | MLS# 796624 | Listing updated on 2026-10-26
Photo 3 of Condo for sale at 8601 Surf Dr #12W, Panama City, FL 32408 | MLS# 796624 | Listing updated on 2026-10-26
Photo 4 of Condo for sale at 8601 Surf Dr #12W, Panama City, FL 32408 | MLS# 796624 | Listing updated on 2026-10-26
68+
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Street View

$825,000

Monthly Est:$4,106

  • Beds Icon3 Beds
  • Beds Icon
    2 Baths
  • Beds Icon1,783sqft

8601 Surf Dr #12W, Panama City, FL 32408

$4,106/moEst:

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  • Condominium

  • Built in 2000

  • $1,420/mo HOA

  • -- sqft lot

  • $463/sq.ft

Description

BACK ON THE MARKET & READY FOR YOU | NEVER RENTED | 1,783 SQ FT | ONLY 2 UNITS PER FLOOR | GULF FRONT

Here's another chance to discover Grande Surf Club 12W--a rare Gulf-front residence in Panama City Beach offering the space, privacy, and comfort of a coastal home with all the benefits of beachfront living.

This spacious 3-bedroom, 2-bath, 1,783 sq. ft. condo has NEVER been rented and has been enjoyed exclusively as a personal residence and private family beach retreat. That means no years of rental turnover--just a beautifully maintained Gulf-front home that has been cared for and enjoyed by the same family.

Inside, you'll find a spacious open layout with custo
m ceiling treatments, high-end finishes, an electric fireplace, a massive leather sectional, and a dining table for eight that even converts into a poker/game table.

Step outside onto the large wraparound balcony and take in unobstructed views of the Gulf--the perfect place for morning coffee, sunset dinners, or simply listening to the waves.

What really sets Grande Surf Club apart is the privacy. This desirable low-density beachfront building has only 28 residences with just TWO units per floor, private beach access, and a Gulf-front community pool. You get the convenience of being right in the heart of Panama City Beach while enjoying a quieter, less crowded beachfront setting.

Whether you're searching for a full-time Gulf-front residence, second home, or private family beach getaway, 12W offers something increasingly hard to find in Panama City Beach.

Never rented. More space. More privacy. Custom finishes. Unobstructed Gulf views.

12W is back, available, and ready for its next chapter. Schedule your private showing and come experience the difference at Grande Surf Club.

  • Houzeo last checked: 6 minutes ago
  • Listing updated: October 26, 2026 at 6:35 am
  • Listing Provided by: Christopher Moseley (850) 541-6427 DRE #SL3625111 | Hilltop Legacy Realty (850) 774-3442
  • Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 796624 Bay/Panama City/Central Panhandle MLS-FL

This condo is in:

Property Details

  • Status

    Active

  • Type

    Condominium

  • No. of Stories

    15

  • County

    Bay County

  • City

    Panama City

  • Neighborhood

    --

  • Year Built

    2000

  • HOA Fees

    $1420/mo

  • Finished Area

    1,783 sqft

  • Lot Size

    -- sqft lot

  • Basement Area

    - sqft

  • MLS Name

    Bay/Panama City/Central Panhandle MLS

  • MLS Number

    796624

  • MLS Status

    Active

  • Days on Market

    19

  • Cumulative Days on Market

    43

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Location

HOA Management

N/A

HOA Fees

$4,260/ Quarterly

Amenities

Amenities and services may be covered by one or multiple associations and service providers.

Maintenance Maintenance

Water Water

Trash Pickup Trash Pickup

Sewer Sewer

Internet Internet

Beach Beach

AssociationManagement AssociationManagement

Pools Pools

Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.

Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedrooms: 3

    Bathrooms: 2

  • Bedroom

    Level: First

    Area: 195.00 Square Feet

    Dimensions: 15 x 13

  • PrimaryBedroom

    Level: First

    Area: 238.00 Square Feet

    Dimensions: 17 x 14

  • FamilyRoom

    Level: First

    Area: 336.00 Square Feet

    Dimensions: 24 x 14

Interior

  • Interior Features

    Balcony, Double Vanity, Jetted Tub, Main Level Primary, Separate Shower

  • Sewer

    Public Sewer

  • Appliances

    Washer Dryer Stacked, Electric Range, Electric Water Heater, Ice Maker

  • Cooling

    Central Air, Ceiling Fans

  • Heating

    Central, Fireplaces

Construction

  • Year Built

    Year Built: 2000

  • Home type

    Condominium

  • Architectural Style

    High Rise

Utilities & Energy

  • Security Features

    Security Gate, Secured Garage Parking, Gated Community, Fire Alarm, Smoke Detectors

  • Laundry Features

    Stacked

  • Association Amenities

    Beach Rights

  • Utilities

    High Speed Internet Available

  • Pool Features

    Fenced, Gunite, In Ground, Community

  • Fireplace Features

    Electric

  • Parking Features

    Additional Parking, Electric Gate

Other Features

  • Community Features

    Pool, Community Pool, Gated, Short Term Rental Allowed

  • Subdivision Name

    Grande Surf Club Condo

  • Patio And Porch Features

    Balcony

Price History

DateEventPrice

09/21/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #794793

Price Decreased

$825,000 -2.83%

$463/sqft

08/31/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #794793

Listed for Sale

$849,000 +2.91%

$476/sqft

08/31/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #794793

Off Market

$825,000 +24.06%

$463/sqft

08/24/2020

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #695085

Price Decreased

$665,000 -2.19%

$373/sqft

08/24/2020

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #695085

Price Increased

$679,900 +67.88%

$381/sqft

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Based on information from Central Panhandle Association of REALTORS® MLS through Nov 04, 2026, 11:15PM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®

Advertising Broker: Moe Mossa (Savvy Avenue) | Savvy Avenue, LLC

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