For Sale
Townhouse for sale at 8700 Front Beach Rd #4104, Panama City Beach, FL 32407 | MLS# 796024 | Listing updated on 2026-09-29
Photo 1 of Townhouse for sale at 8700 Front Beach Rd #4104, Panama City Beach, FL 32407 | MLS# 796024 | Listing updated on 2026-09-29
Photo 2 of Townhouse for sale at 8700 Front Beach Rd #4104, Panama City Beach, FL 32407 | MLS# 796024 | Listing updated on 2026-09-29
Photo 3 of Townhouse for sale at 8700 Front Beach Rd #4104, Panama City Beach, FL 32407 | MLS# 796024 | Listing updated on 2026-09-29
Photo 4 of Townhouse for sale at 8700 Front Beach Rd #4104, Panama City Beach, FL 32407 | MLS# 796024 | Listing updated on 2026-09-29
14+
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Street View

$299,000

Monthly Est:$1,488

  • Beds Icon3 Beds
  • Beds Icon
    3 Baths
  • Beds Icon1,761sqft

8700 Front Beach Rd #4104, Panama City Beach, FL 32407

$1,488/moEst:

Get Pre-Approved

  • Townhouse

  • Built in 2009

  • $862/mo HOA

  • -- sqft lot

  • $170/sq.ft

Description

Welcome to resort-style living at Island Reserve! This spacious ground-floor 3-bedroom, 2.5-bath condominium offers approximately 1,761 square feet and an opportunity to make this home your own. Being offered as a VA foreclosure, this property is ready for a new owner to bring their personal touches and vision.

Island Reserve is a beautifully maintained gated community in the heart of Panama City Beach, known for its tropical, resort-style atmosphere. Enjoy palm-tree-lined walkways and lush landscaping throughout the community, along with an impressive lagoon-style zero-entry pool featuring a rock waterfall. Community amenities also include a fitness center, indoor bas
ketball and pickleball, game room, media/theater room, hot tub and covered parking garage.

The ground-floor location provides convenient access without the need to depend on elevators and makes coming and going a breeze. Centrally located along Front Beach Road with convenient access to the beautiful white-sand beaches of the Gulf of Mexico, shopping, dining, entertainment, golf and everything Panama City Beach has to offer.

Whether you're looking for a primary residence or a second home at the beach, this spacious Island Reserve condo offers tremendous potential. Bring your ideas and make Unit 4104 your own piece of paradise in Panama City Beach!

VA FORECLOSURE -- property is being sold AS-IS. Buyer to verify all measurements, information and community restrictions if important.

  • Houzeo last checked: 5 hours ago
  • Listing updated: September 29, 2026 at 11:00 pm
  • Listing Provided by: Pam D Mathis (229) 563-6088 DRE #3262418 | Five Star Realty Group, LLC (850) 215-3687
  • Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 796024 Bay/Panama City/Central Panhandle MLS-FL

Part of

Building
8700 Front Bch Rd
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Property Details

  • Status

    Active

  • Type

    Townhouse

  • No. of Stories

    -

  • County

    Bay County

  • City

    Panama City Beach

  • Neighborhood

    --

  • Year Built

    2009

  • HOA Fees

    $862/mo

  • Finished Area

    1,761 sqft

  • Lot Size

    -- sqft lot

  • Basement Area

    - sqft

  • MLS Name

    Bay/Panama City/Central Panhandle MLS

  • MLS Number

    796024

  • MLS Status

    Active

  • Days on Market

    9

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Location

HOA Management

N/A

HOA Fees

$2,586.24/ Quarterly

Amenities

Amenities and services may be covered by one or multiple associations and service providers.

Cable TV Cable TV

Security Guard Security Guard

Club House Club House

Maintenance Maintenance

Game Room Game Room

FitnessFacility FitnessFacility

LegalAccounting LegalAccounting

AssociationManagement AssociationManagement

Pools Pools

RecreationFacilities RecreationFacilities

BusinessCenter BusinessCenter

Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.

Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedrooms: 3

    Bathrooms: 3

  • Other

    Level: First

    Area: 392.00 Square Feet

    Dimensions: 28 x 14

  • DiningRoom

    Level: First

    Area: 60.00 Square Feet

    Dimensions: 10 x 6

  • Kitchen

    Level: First

    Area: 168.00 Square Feet

    Dimensions: 14 x 12

  • LivingRoom

    Level: First

    Area: 306.00 Square Feet

    Dimensions: 18 x 17

  • Bedroom

    Level: First

    Area: 140.00 Square Feet

    Dimensions: 14 x 10

  • Bedroom

    Level: First

    Area: 140.00 Square Feet

    Dimensions: 14 x 10

  • Bedroom

    Level: First

    Area: 192.00 Square Feet

    Dimensions: 16 x 12

Construction

  • Year Built

    Year Built: 2009

  • Home type

    Townhouse

  • Architectural Style

    Contemporary

Utilities & Energy

  • Association Amenities

    Business Center, Game Room

  • Utilities

    Electricity Available, Sewer Available

Other Features

  • Subdivision Name

    [no Recorded Subdiv]

Price History

DateEventPrice

09/29/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #796024

Listed for Sale

$299,000 +19.60%

$170/sqft

04/28/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #781639

Pending

$250,000

$142/sqft

04/28/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #781639

Off Market

$250,000

$142/sqft

04/25/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #781639

Listed for Sale

$250,000 -10.39%

$142/sqft

04/16/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #781639

Pending

$279,000

$158/sqft

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Nearby Homes

Based on information from Central Panhandle Association of REALTORS® MLS through Oct 09, 2026, 02:30PM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®

Advertising Broker: Moe Mossa (Savvy Avenue) | Savvy Avenue, LLC