- Overview
- Description
- Property Details
- Location
- HOA Management
- Facts & Features
- Getting Around
- Nearby Homes





Street View
$299,000
Monthly Est:$1,488
3 Beds
- 3 Baths
2 full baths + 1 half bath
1,761sqft
8700 Front Beach Rd #4104, Panama City Beach, FL 32407
$299,000
$1,488/moEst:
Get Pre-Approved
Townhouse
Built in 2009
$862/mo HOA
-- sqft lot
$170/sq.ft
Description
Welcome to resort-style living at Island Reserve! This spacious ground-floor 3-bedroom, 2.5-bath condominium offers approximately 1,761 square feet and an opportunity to make this home your own. Being offered as a VA foreclosure, this property is ready for a new owner to bring their personal touches and vision.
Island Reserve is a beautifully maintained gated community in the heart of Panama City Beach, known for its tropical, resort-style atmosphere. Enjoy palm-tree-lined walkways and lush landscaping throughout the community, along with an impressive lagoon-style zero-entry pool featuring a rock waterfall. Community amenities also include a fitness center, indoor basketball and pickleball, game room, media/theater room, hot tub and covered parking garage.
The ground-floor location provides convenient access without the need to depend on elevators and makes coming and going a breeze. Centrally located along Front Beach Road with convenient access to the beautiful white-sand beaches of the Gulf of Mexico, shopping, dining, entertainment, golf and everything Panama City Beach has to offer.
Whether you're looking for a primary residence or a second home at the beach, this spacious Island Reserve condo offers tremendous potential. Bring your ideas and make Unit 4104 your own piece of paradise in Panama City Beach!
VA FORECLOSURE -- property is being sold AS-IS. Buyer to verify all measurements, information and community restrictions if important.
- Houzeo last checked: 5 hours ago
- Listing updated: September 29, 2026 at 11:00 pm
- Listing Provided by: Pam D Mathis (229) 563-6088 DRE #3262418 | Five Star Realty Group, LLC (850) 215-3687
- Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 796024

Part of
Property Details
Status
Active
Type
Townhouse
No. of Stories
-
County
City
Neighborhood
--
Year Built
2009
HOA Fees
$862/mo
Finished Area
1,761 sqft
Lot Size
-- sqft lot
Basement Area
- sqft
MLS Name
Bay/Panama City/Central Panhandle MLS
MLS Number
796024
MLS Status
Active
Days on Market
9

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Location
HOA Management
N/A
HOA Fees
$2,586.24/ Quarterly
Amenities
Amenities and services may be covered by one or multiple associations and service providers.
Cable TV
Security Guard
Club House
Maintenance
Game Room
FitnessFacility
LegalAccounting
AssociationManagement
Pools
RecreationFacilities
BusinessCenter
Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.
Facts & Features
Rooms
Bedrooms & bathrooms
Bedrooms: 3
Bathrooms: 3
Other
Level: First
Area: 392.00 Square Feet
Dimensions: 28 x 14
DiningRoom
Level: First
Area: 60.00 Square Feet
Dimensions: 10 x 6
Kitchen
Level: First
Area: 168.00 Square Feet
Dimensions: 14 x 12
LivingRoom
Level: First
Area: 306.00 Square Feet
Dimensions: 18 x 17
Bedroom
Level: First
Area: 140.00 Square Feet
Dimensions: 14 x 10
Bedroom
Level: First
Area: 140.00 Square Feet
Dimensions: 14 x 10
Bedroom
Level: First
Area: 192.00 Square Feet
Dimensions: 16 x 12
Construction
Year Built
Year Built: 2009
Home type
Townhouse
Architectural Style
Contemporary
Utilities & Energy
Association Amenities
Business Center, Game Room
Utilities
Electricity Available, Sewer Available
Other Features
Subdivision Name
[no Recorded Subdiv]
Price History
| Date | Event | Price |
|---|---|---|
09/29/2026 Source: | Listed for Sale | $299,000 +19.60% $170/sqft |
04/28/2026 Source: | Pending | $250,000 $142/sqft |
04/28/2026 Source: | Off Market | $250,000 $142/sqft |
04/25/2026 Source: | Listed for Sale | $250,000 -10.39% $142/sqft |
04/16/2026 Source: | Pending | $279,000 $158/sqft |
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Based on information from Central Panhandle Association of REALTORS® MLS through Oct 09, 2026, 02:30PM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®
Advertising Broker: Moe Mossa (Savvy Avenue) | Savvy Avenue, LLC





