For Sale
HotHot
Condo for sale at 8817 S Thomas Dr #A318, Panama City, FL 32408 | MLS# 794952 | Listing updated on 2026-10-06
Photo 1 of Condo for sale at 8817 S Thomas Dr #A318, Panama City, FL 32408 | MLS# 794952 | Listing updated on 2026-10-06
Photo 2 of Condo for sale at 8817 S Thomas Dr #A318, Panama City, FL 32408 | MLS# 794952 | Listing updated on 2026-10-06
Photo 3 of Condo for sale at 8817 S Thomas Dr #A318, Panama City, FL 32408 | MLS# 794952 | Listing updated on 2026-10-06
Photo 4 of Condo for sale at 8817 S Thomas Dr #A318, Panama City, FL 32408 | MLS# 794952 | Listing updated on 2026-10-06
22+
Beds Icon

Street View

$240,000

Monthly Est:$1,195

  • Beds Icon-- Bed
  • Beds Icon
    1 Bath
  • Beds Icon489sqft

8817 S Thomas Dr #A318, Panama City, FL 32408

$1,195/moEst:

Get Pre-Approved

  • Condominium

  • Built in 1976

  • $525/mo HOA

  • -- sqft lot

  • $491/sq.ft

Description

Rental projection is about $36k-$47k at 63% occupancy. This spacious and inviting studio in the heart of Panama City Beach offers a unique combination of beachside convenience, flexibility, and Florida coastal living. Unlike many traditional studio layouts, this unit offers plenty of room to spread out, with two beds, comfortable living space, a dining area, and a mini kitchen . This unit is thoughtfully arranged with an open floor plan. The light wood-plank ceiling adds warmth and coastal character, while multiple windows fill the space with natural light and offer views toward the Gulf of America. The kitchen features white cabinetry, granite countertops, and a stainless-steel refrigerator, providing for a relaxing beach getaway. The open design allows the living and sleeping spaces to flow together while still providing plenty of room to create separate areas for relaxing, dining, and sleeping. One of the best features of this condo? It has an assumable VA loan. Whether you're looking for an easy-to-maintain second home, a convenient beach getaway, or an investment opportunity, this spacious studio offers flexibility for a variety of needs. Its efficient layout and convenient Panama City Beach location make it an appealing option for anyone looking for a comfortable, low-maintenance place near the beach. And then there's the location and amenities! You're just steps from the sugar-white sand and emerald waters of Panama City Beach and within walking distance of the newly opened World Famous Tootsies Orchid Lounge. There's also shopping, dining, entertainment, and everyday conveniences nearby. Spend the day at the beach, relax at the community pool or small kids pool, or take advantage of the fitness room and game room available to owners and guests. During high season, enjoy the convenience of a seasonal snack shack and poolside bar, and when it's time to hit the sand, beach chair rentals are available Gulf-front. Pets are also allowed on the property, adding another level of convenience for those who want to enjoy their beach getaway with their four-legged companions. Whether you're searching for an affordable way to own a piece of Panama City Beach, a weekend escape, or a property with rental history, Unit A318 offers flexibility and a price under 240k with recent updates. Come see just how many possibilities this Panama City Beach studio has to offer! Enjoy it as your own personal retreat, then rent it out when you're not using it, just as the current owners do. All furniture and appliances remain.
Recent Updates: New water heater - 2019. New electrical panel - 2026 and Completely remodeled - 2023. Buyer to verify all measurements, dimensions, rental restrictions, HOA information, pet restrictions, amenities, and any information deemed important.to them.

  • Houzeo last checked: 11 minutes ago
  • Listing updated: October 6, 2026 at 6:10 pm
  • Listing Provided by: Susan R Cantrell DRE #BK3280240 | Central Bay Realty and Property Management LLC (850) 257-5016
  • Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 794952 Bay/Panama City/Central Panhandle MLS-FL

This condo is in:

Property Details

  • Status

    Active

  • Type

    Condominium

  • No. of Stories

    8

  • County

    Bay County

  • City

    Panama City

  • Neighborhood

    --

  • Year Built

    1976

  • HOA Fees

    $525/mo

  • Finished Area

    489 sqft

  • Lot Size

    -- sqft lot

  • Basement Area

    - sqft

  • MLS Name

    Bay/Panama City/Central Panhandle MLS

  • MLS Number

    794952

  • MLS Status

    Active

  • Days on Market

    62

  • Cumulative Days on Market

    34

Continue Your Journey in App

Find your dream home, receive real-time updates, and many more!

Location

HOA Management

N/A

HOA Fees

$525/ Monthly

Amenities

Amenities and services may be covered by one or multiple associations and service providers.

Maintenance Maintenance

Trash Pickup Trash Pickup

Beach Beach

Pools Pools

LegalAccounting LegalAccounting

Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.

Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedroom: --

    Bathroom: 1

  • Other

    Level: Third

    Area: 0.00 Square Feet

    Dimensions: 0 x 0

Interior

  • Sewer

    Public Sewer

  • Cooling

    Central Air

  • Interior Features

    Tub Shower

  • Heating

    Forced Air

Construction

  • Year Built

    Year Built: 1976

  • Home type

    Condominium

  • Foundation Details

    Pillar Post Pier

  • Architectural Style

    High Rise

Utilities & Energy

  • Pool Features

    Community

  • Utilities

    Cable Connected

  • Association Amenities

    Beach Rights

  • Parking Features

    Parking Lot

  • Security Features

    Smoke Detectors

Other Features

  • Community Features

    Pool, Community Pool, Short Term Rental Allowed

  • Subdivision Name

    Top Of The Gulf Condo.

Price History

DateEventPrice

09/02/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #794952

Listed for Sale

$240,000

$491/sqft

Nearby Homes

Based on information from Central Panhandle Association of REALTORS® MLS through Nov 04, 2026, 11:00PM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®

Advertising Broker: Moe Mossa (Savvy Avenue) | Savvy Avenue, LLC

Skip to Main Content