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Single family home for sale at 912 Camp Fire Cir, Panama City Beach, FL 32413 | MLS# 791587 | Listing updated on 2026-10-14
Photo 1 of Single family home for sale at 912 Camp Fire Cir, Panama City Beach, FL 32413 | MLS# 791587 | Listing updated on 2026-10-14
Photo 2 of Single family home for sale at 912 Camp Fire Cir, Panama City Beach, FL 32413 | MLS# 791587 | Listing updated on 2026-10-14
Photo 3 of Single family home for sale at 912 Camp Fire Cir, Panama City Beach, FL 32413 | MLS# 791587 | Listing updated on 2026-10-14
Photo 4 of Single family home for sale at 912 Camp Fire Cir, Panama City Beach, FL 32413 | MLS# 791587 | Listing updated on 2026-10-14
42+
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Street View

$849,700

Monthly Est:$4,229

  • Beds Icon4 Beds
  • Beds Icon
    4 Baths
  • Beds Icon2,839sqft

912 Camp Fire Cir, Panama City Beach, FL 32413

$4,229/moEst:

Get Pre-Approved

  • Single Family Residence

  • Built in 2025

  • $200/mo HOA

  • 0.17 acre lot

  • $299/sq.ft

Description

Welcome to Breakwater, one of Panama City Beach's premier gated communities, where resort style amenities, modern design, and everyday convenience come together. This exceptional Grayton floor plan features over $100,000 in Toll Brothers builder upgrades and is situated on one of the community's most desirable homesites, backing to protected land that is restricted from future development, providing a rare sense of privacy and a backyard view that will remain preserved.

This beautifully maintained 4 bedroom, 3.5 bath home features soaring ceilings, an open concept layout, a spacious 3 car garage, and a backyard with plenty of room to create your own private oasis, incl
uding space for a future pool.

Filled with natural light, the spacious kitchen and living area create the perfect place for entertaining, gathering with family, and enjoying everyday life. Thoughtfully upgraded with over $100,000 in Toll Brothers builder upgrades, this home features a luxury KitchenAid appliance package with a gas cooktop and double wall ovens, premium quartz countertops, an expanded kitchen island, wide plank hardwood flooring throughout most of the home, tray ceilings, a dedicated office, spa inspired primary suite, and an impressive 12 foot stacking sliding glass door that seamlessly blends indoor and outdoor living. A complete builder upgrade summary is available in the MLS documents.

The spa inspired primary suite features a freestanding soaking tub, oversized walk in shower with frameless glass, rain shower head, designer tile, and luxury finishes throughout, creating the perfect place to unwind.

What truly sets this Panama City Beach home apart is the lifestyle. Breakwater residents enjoy a gated entrance, resort style pool, pickleball courts, tennis courts, fitness center, clubhouse, and playground, all designed to make everyday living feel a little more like a getaway.

Conveniently located just minutes from Pier Park, the white sand beaches of the Emerald Coast, Northwest Florida Beaches International Airport, shopping, dining, and entertainment, this home offers the perfect combination of luxury, convenience, and coastal living.

Where everyday living feels like a getaway!

  • Houzeo last checked: 12 hours ago
  • Listing updated: October 14, 2026 at 8:58 am
  • Listing Provided by: Kaitlyn Fucci (850) 814-6839 | Salty Marlin Realty LLC (850) 615-2406
  • Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 791587 Bay/Panama City/Central Panhandle MLS-FL

Property Details

  • Status

    Active

  • Type

    Single Family Residence

  • No. of Stories

    -

  • County

    Bay County

  • City

    Panama City Beach

  • Neighborhood

    --

  • Year Built

    2025

  • HOA Fees

    $200/mo

  • Finished Area

    2,839 sqft

  • Lot Size

    0.17 acre lot

  • Basement Area

    - sqft

  • MLS Name

    Bay/Panama City/Central Panhandle MLS

  • MLS Number

    791587

  • MLS Status

    Active

  • Days on Market

    118

  • Cumulative Days on Market

    116

Open House

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Location

HOA Management

N/A

HOA Fees

$200/ Monthly

Amenities

Amenities and services may be covered by one or multiple associations and service providers.

Security Gate Security Gate

Tennis Tennis

Maintenance Maintenance

Club House Club House

Park Playground Park Playground

Pools Pools

FitnessFacility FitnessFacility

Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.

Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedrooms: 4

    Bathrooms: 4

  • Porch

    Level: First

    Area: 216.00 Square Feet

    Dimensions: 24 x 9

  • Kitchen

    Level: First

    Area: 273.00 Square Feet

    Dimensions: 21 x 13

  • GreatRoom

    Level: First

    Area: 361.00 Square Feet

    Dimensions: 19 x 19

  • PrimaryBedroom

    Level: First

    Area: 246.50 Square Feet

    Dimensions: 17 x 14.5

Interior

  • Appliances

    Gas Cooktop, Ice Maker

  • Flooring

    Plank, Vinyl

  • Sewer

    Public Sewer

  • Exterior Features

    Covered Patio, Patio

  • Interior Features

    Double Vanity, Main Level Primary, Soaking Tub, Separate Shower, Walk In Closets

  • Heating

    Central, Electric

  • Cooling

    Central Air, Ceiling Fans

Construction

  • Year Built

    Year Built: 2025

  • Home type

    Single Family Residence

  • Architectural Style

    Other

  • Roof

    Shake

  • Construction Materials

    Hardiplank Type

Utilities & Energy

  • Parking Features

    Gated

  • Security Features

    Gated Community, Security Gate, Smoke Detectors

  • Pool Features

    Community

  • Utilities

    Electricity Available

  • Association Amenities

    Gated

Other Features

  • Community Features

    Clubhouse, Fitness Center, Playground, Park, Pool, Tennis Courts, Community Pool, Gated

  • Subdivision Name

    Breakwater At Ward Creek

  • Patio And Porch Features

    Deck, Patio

  • Lot Features

    Cul De Sac, Paved

Price History

DateEventPrice

09/16/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #791587

Price Decreased

$849,700 -1.77%

$299/sqft

06/19/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #791587

Listed for Sale

$865,000

$305/sqft

Nearby Homes

Based on information from Central Panhandle Association of REALTORS® MLS through Oct 15, 2026, 06:45AM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®

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