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- Description
- Property Details
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- HOA Management
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Street View
$849,700
Monthly Est:$4,229
4 Beds
- 4 Baths
3 full baths + 1 half bath
2,839sqft
912 Camp Fire Cir, Panama City Beach, FL 32413
$849,700
$4,229/moEst:
Get Pre-Approved
Single Family Residence
Built in 2025
$200/mo HOA
0.17 acre lot
$299/sq.ft
Description
Welcome to Breakwater, one of Panama City Beach's premier gated communities, where resort style amenities, modern design, and everyday convenience come together. This exceptional Grayton floor plan features over $100,000 in Toll Brothers builder upgrades and is situated on one of the community's most desirable homesites, backing to protected land that is restricted from future development, providing a rare sense of privacy and a backyard view that will remain preserved.
This beautifully maintained 4 bedroom, 3.5 bath home features soaring ceilings, an open concept layout, a spacious 3 car garage, and a backyard with plenty of room to create your own private oasis, including space for a future pool.
Filled with natural light, the spacious kitchen and living area create the perfect place for entertaining, gathering with family, and enjoying everyday life. Thoughtfully upgraded with over $100,000 in Toll Brothers builder upgrades, this home features a luxury KitchenAid appliance package with a gas cooktop and double wall ovens, premium quartz countertops, an expanded kitchen island, wide plank hardwood flooring throughout most of the home, tray ceilings, a dedicated office, spa inspired primary suite, and an impressive 12 foot stacking sliding glass door that seamlessly blends indoor and outdoor living. A complete builder upgrade summary is available in the MLS documents.
The spa inspired primary suite features a freestanding soaking tub, oversized walk in shower with frameless glass, rain shower head, designer tile, and luxury finishes throughout, creating the perfect place to unwind.
What truly sets this Panama City Beach home apart is the lifestyle. Breakwater residents enjoy a gated entrance, resort style pool, pickleball courts, tennis courts, fitness center, clubhouse, and playground, all designed to make everyday living feel a little more like a getaway.
Conveniently located just minutes from Pier Park, the white sand beaches of the Emerald Coast, Northwest Florida Beaches International Airport, shopping, dining, and entertainment, this home offers the perfect combination of luxury, convenience, and coastal living.
Where everyday living feels like a getaway!
- Houzeo last checked: 12 hours ago
- Listing updated: October 14, 2026 at 8:58 am
- Listing Provided by: Kaitlyn Fucci (850) 814-6839 | Salty Marlin Realty LLC (850) 615-2406
- Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 791587

Property Details
Status
Active
Type
Single Family Residence
No. of Stories
-
County
City
Neighborhood
--
Year Built
2025
HOA Fees
$200/mo
Finished Area
2,839 sqft
Lot Size
0.17 acre lot
Basement Area
- sqft
MLS Name
Bay/Panama City/Central Panhandle MLS
MLS Number
791587
MLS Status
Active
Days on Market
118
Cumulative Days on Market
116
Open House

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Location
HOA Management
N/A
HOA Fees
$200/ Monthly
Amenities
Amenities and services may be covered by one or multiple associations and service providers.
Security Gate
Tennis
Maintenance
Club House
Park Playground
Pools
FitnessFacility
Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.
Facts & Features
Rooms
Bedrooms & bathrooms
Bedrooms: 4
Bathrooms: 4
Porch
Level: First
Area: 216.00 Square Feet
Dimensions: 24 x 9
Kitchen
Level: First
Area: 273.00 Square Feet
Dimensions: 21 x 13
GreatRoom
Level: First
Area: 361.00 Square Feet
Dimensions: 19 x 19
PrimaryBedroom
Level: First
Area: 246.50 Square Feet
Dimensions: 17 x 14.5
Interior
Appliances
Gas Cooktop, Ice Maker
Flooring
Plank, Vinyl
Sewer
Public Sewer
Exterior Features
Covered Patio, Patio
Interior Features
Double Vanity, Main Level Primary, Soaking Tub, Separate Shower, Walk In Closets
Heating
Central, Electric
Cooling
Central Air, Ceiling Fans
Construction
Year Built
Year Built: 2025
Home type
Single Family Residence
Architectural Style
Other
Roof
Shake
Construction Materials
Hardiplank Type
Utilities & Energy
Parking Features
Gated
Security Features
Gated Community, Security Gate, Smoke Detectors
Pool Features
Community
Utilities
Electricity Available
Association Amenities
Gated
Other Features
Community Features
Clubhouse, Fitness Center, Playground, Park, Pool, Tennis Courts, Community Pool, Gated
Subdivision Name
Breakwater At Ward Creek
Patio And Porch Features
Deck, Patio
Lot Features
Cul De Sac, Paved
Price History
| Date | Event | Price |
|---|---|---|
09/16/2026 Source: | Price Decreased | $849,700 -1.77% $299/sqft |
06/19/2026 Source: | Listed for Sale | $865,000 $305/sqft |
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Based on information from Central Panhandle Association of REALTORS® MLS through Oct 15, 2026, 06:45AM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®
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