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Multi family home for sale at 95 Phillip St, Bay Saint Louis, MS 39520 | MLS# 4145666 | Listing updated on 2026-10-08
Photo 1 of Multi family home for sale at 95 Phillip St, Bay Saint Louis, MS 39520 | MLS# 4145666 | Listing updated on 2026-10-08
Photo 2 of Multi family home for sale at 95 Phillip St, Bay Saint Louis, MS 39520 | MLS# 4145666 | Listing updated on 2026-10-08
Photo 3 of Multi family home for sale at 95 Phillip St, Bay Saint Louis, MS 39520 | MLS# 4145666 | Listing updated on 2026-10-08
Photo 4 of Multi family home for sale at 95 Phillip St, Bay Saint Louis, MS 39520 | MLS# 4145666 | Listing updated on 2026-10-08
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$899,000

Monthly Est:$4,475

  • Beds Icon6 Beds
  • Beds Icon
    6 Baths
  • Beds Icon3,000sqft

95 Phillip St, Bay Saint Louis, MS 39520

$4,475/moEst:

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  • Multi Family

  • Built in 2021

  • $-- HOA

  • 0.13 acre lot

  • $300/sq.ft

Description

Discover this beautifully maintained duplex built in 2021, offering a perfect blend of modern comfort, coastal charm, and income potential. Each unit features 3 spacious bedrooms and 2.5 bathrooms, making it ideal for full-time living, short-term rentals, or a combination of both. Located in a golf cart-friendly community just minutes from downtown Bay St. Louis and the beach, this property is ideally situated for enjoying the best of coastal living. Whether you're strolling to local shops and restaurants or cruising the shoreline, convenience is at your doorstep. Both units offer stylish interiors with stainless steel appliances, open-concept living areas, and abundant natural light. Step outside to enjoy front and back balconies, including a 2nd-story balcony perfect for soaking in the tranquil water views. Additional features of the property include: Unit B is equipped with a cargo lift for added accessibility, Covered golf cart storage under the home, Fenced yard - great for pets or added privacy, Proven successful short-term rental history, Option to live in one unit and rent the other for added income. Whether you're looking for a savvy investment, a vacation retreat, or a full-time residence with rental income potential, this turn-key duplex checks every box. Don't miss this opportunity to own a piece of paradise in beautiful Bay St. Louis!

  • Houzeo last checked: 12 minutes ago
  • Listing updated: October 8, 2026 at 2:13 pm
  • Listing Provided by: Katy M Aime (228) 342-4012 DRE #B22250 | Navigator Real Estate, LLC. (228) 342-4012
  • Source: MLS United-MS | MLS#: 4145666 MLS United-MS

Property Details

  • Status

    Active

  • Type

    Multi Family

  • No. of Stories

    -

  • County

    Hancock County

  • City

    Bay Saint Louis

  • Neighborhood

    --

  • Year Built

    2021

  • HOA Fees

    -

  • Finished Area

    3,000 sqft

  • Lot Size

    0.13 acre lot

  • Basement Area

    - sqft

  • MLS Name

    MLS United

  • MLS Number

    4145666

  • MLS Status

    Active

  • Days on Market

    181

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Location

Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedrooms: 6

    Bathrooms: 6

Interior

  • Sewer

    Public Sewer

  • Interior Features

    Ceiling Fan(s), Crown Molding, High Ceilings, Kitchen Island, Primary Downstairs, Recessed Lighting

  • Cooling

    Ceiling Fan(s), Central Air, Electric

  • Heating

    Central, Electric

  • Exterior Features

    Balcony, Private Entrance

  • Appliances

    Free Standing Electric Range, Microwave, Refrigerator, Wine Refrigerator

Construction

  • Year Built

    Year Built: 2021

  • Home type

    Multi Family

  • Property Condition

    Move In Ready

  • Roof

    Metal

  • Foundation Details

    Raised

  • Construction Materials

    Hardi Plank Type

Utilities & Energy

  • Laundry Features

    Inside, Laundry Closet

  • Water Source

    Public

  • Utilities

    Electricity Connected, Sewer Connected, Water Connected

  • Parking Features

    Driveway, Golf Cart Garage, Guest, On Site, Concrete

Other Features

  • Subdivision Name

    Metes And Bounds

  • Lot Features

    City Lot, Level, Near Beach, Near Golf Course, Views

  • Patio And Porch Features

    Front Porch, Rear Porch

  • Community Features

    Boating, Fishing, Near Entertainment

Price History

DateEventPrice

10/08/2026

Source: mls_logoMLS United-MS #4145666

Price Decreased

$899,000 -1.75%

$300/sqft

09/28/2026

Source: mls_logoMLS United-MS #4145666

Price Decreased

$915,000 -1.08%

$305/sqft

09/18/2026

Source: mls_logoMLS United-MS #4145666

Price Decreased

$925,000 -2.12%

$308/sqft

06/12/2026

Source: mls_logoMLS United-MS #4145666

Price Decreased

$945,000 -0.53%

$315/sqft

04/12/2026

Source: mls_logoMLS United-MS #4145665

Price Decreased

$950,000 -13.56%

$317/sqft

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Based on information from MLS United, LLC. through Oct 10, 2026, 08:30PM. IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS. © 2026 MLS United, LLC. All Rights Reserved.

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