For Sale
Single family home for sale at 96004 Montego Bay, Fernandina Beach, FL 32034 | MLS# 2158836 | Listing updated on 2026-11-01
Photo 1 of Single family home for sale at 96004 Montego Bay, Fernandina Beach, FL 32034 | MLS# 2158836 | Listing updated on 2026-11-01
Photo 2 of Single family home for sale at 96004 Montego Bay, Fernandina Beach, FL 32034 | MLS# 2158836 | Listing updated on 2026-11-01
Photo 3 of Single family home for sale at 96004 Montego Bay, Fernandina Beach, FL 32034 | MLS# 2158836 | Listing updated on 2026-11-01
Photo 4 of Single family home for sale at 96004 Montego Bay, Fernandina Beach, FL 32034 | MLS# 2158836 | Listing updated on 2026-11-01
54+
Beds Icon

Street View

$725,000

Monthly Est:$3,609

  • Beds Icon4 Beds
  • Beds Icon
    3 Baths
  • Beds Icon2,250sqft

96004 Montego Bay, Fernandina Beach, FL 32034

$3,609/moEst:

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  • Single Family Residence

  • Built in 2004

  • $43.58/mo HOA

  • 0.24 acre lot

  • $322/sq.ft

Description

Stunner alert! Discover exceptional value centrally located on Amelia Island and minutes from island beaches, where generous living spaces, thoughtful updates, and an enviable location come together in one remarkable offering. Privately situated on a quiet cul-de-sac overlooking a tranquil pond, this beautifully renovated residence presents an opportunity to enjoy the island lifestyle without compromising space or quality. Extensively refreshed, the home showcases new Pergo and porcelain tile flooring, fresh interior and exterior paint, updated lighting and ceiling fans, new bathroom fixtures, new stainless appliances, and enhanced landscaping, and a roof newly installed in 2022. Timeless finishes, including granite countertops and a gas fireplace anchoring the family room, create warm and inviting spaces designed for both everyday living and effortless entertaining. Offering four bedrooms and three full bathrooms, the flexible floor plan easily adapts to today's lifestyle. A main-level bedroom with pond views as well as a formal living room with French doors provide ideal spaces for a private home office, library, fitness room, or guest suite. Upstairs are the master bedroom with pond views and ensuite bathroom with whirlpool tub, plus two more bedrooms that share a bathroom. Outdoors, the screened lanai overlooks an expansive backyard and peaceful pond, creating the perfect setting for morning coffee, evening gatherings, or simply enjoying the natural beauty that surrounds you. Combining generous square footage, modern updates, and proximity to Amelia Island's renowned beaches, dining, shopping, and recreation, this residence offers an exceptional opportunity to experience coastal living at an outstanding value.

  • Houzeo last checked: 12 minutes ago
  • Listing updated: November 1, 2026 at 6:41 am
  • Listing Provided by: MELISSA RICKS (904) 548-8540 | KELLER WILLIAMS REALTY ATLANTIC PARTNERS (904) 261-9800
  • Source: Northeast Florida (realMLS) MLS-FL | MLS#: 2158836 Northeast Florida (realMLS) MLS-FL

Property Details

  • Status

    Active

  • Type

    Single Family Residence

  • No. of Stories

    2

  • County

    Nassau County

  • City

    Fernandina Beach

  • Neighborhood

    --

  • Year Built

    2004

  • HOA Fees

    $43.58/mo

  • Finished Area

    2,250 sqft

  • Lot Size

    0.24 acre lot

  • Basement Area

    - sqft

  • MLS Name

    Northeast Florida (realMLS) MLS

  • MLS Number

    2158836

  • MLS Status

    Active

  • Days on Market

    92

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Location

HOA Management

N/A

HOA Fees

$523/ Annually

Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.

Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedrooms: 4

    Bathrooms: 3

Interior

  • Appliances

    Convection Oven, Dishwasher, Disposal, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator

  • Sewer

    Public Sewer

  • Cooling

    Central Air

  • Interior Features

    Breakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat In Kitchen, Entrance Foyer, Guest Suite, Open Floorplan, Pantry, Primary Bathroom Tub With Separate Shower, Split Bedrooms, Walk In Closet(s)

  • Heating

    Central

Construction

  • Year Built

    Year Built: 2004

  • Home type

    Single Family Residence

  • Construction Materials

    Stucco

  • Roof

    Shingle

  • Architectural Style

    Traditional

Utilities & Energy

  • Security Features

    Smoke Detector(s)

  • Laundry Features

    Electric Dryer Hookup, In Unit, Lower Level, Washer Hookup

  • Utilities

    Cable Available, Electricity Connected, Sewer Connected, Water Connected

  • Water Source

    Public

  • Parking Features

    Attached, Garage, Garage Door Opener

  • Fireplace Features

    Gas

Other Features

  • Patio And Porch Features

    Covered, Patio, Rear Porch, Screened

  • Subdivision Name

    Isleworth

  • Lot Features

    Sprinklers In Front, Sprinklers In Rear, Wooded

Price History

DateEventPrice

08/06/2026

Source: mls_logoNortheast Florida (realMLS) MLS-FL #2158836

Listed for Sale

$750,000 +3.45%

$333/sqft

08/06/2026

Source: mls_logoNortheast Florida (realMLS) MLS-FL #2158836

Price Increased

$725,000 +253.66%

$322/sqft

05/27/2010

Source: mls_logoNortheast Florida (realMLS) MLS-FL #508821

Sold

$205,000

$91/sqft

Nearby Homes

Based on information from Houzeo, which participates in the Northeast Florida Multiple Listing Service, Inc. data exchange program, allowing us to display other brokers’ listings on our site. through Nov 06, 2026, 05:45PM. Information deemed reliable but not guaranteed. The broker providing this data believes them to be correct, but advises interested parties to confirm them before relying on them in a purchase or lease decision. The listing broker has attempted to offer accurate data, but buyers/lessees are advised to confirm all information. IDX information is provided exclusively for consumers’ personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and The data is deemed reliable but is not guaranteed accurate by NEFMLS. NEFMLS may, at its discretion, require the use of other disclaimers as necessary to protect Participants and/or NEFMLS from liability. © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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