For Sale
Condo for sale at 9900 S Thomas Dr #1227, Panama City, FL 32408 | MLS# 794010 | Listing updated on 2026-10-08
Photo 1 of Condo for sale at 9900 S Thomas Dr #1227, Panama City, FL 32408 | MLS# 794010 | Listing updated on 2026-10-08
Photo 2 of Condo for sale at 9900 S Thomas Dr #1227, Panama City, FL 32408 | MLS# 794010 | Listing updated on 2026-10-08
Photo 3 of Condo for sale at 9900 S Thomas Dr #1227, Panama City, FL 32408 | MLS# 794010 | Listing updated on 2026-10-08
Photo 4 of Condo for sale at 9900 S Thomas Dr #1227, Panama City, FL 32408 | MLS# 794010 | Listing updated on 2026-10-08
34+
Beds Icon

Street View

$299,000

Monthly Est:$1,488

  • Beds Icon1 Bed
  • Beds Icon
    2 Baths
  • Beds Icon936sqft

9900 S Thomas Dr #1227, Panama City, FL 32408

$1,488/moEst:

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  • Condominium

  • Built in 2007

  • $1,049.33/mo HOA

  • -- sqft lot

  • $319/sq.ft

Description

LOWEST PRICED ''N'' Floor Plan at the Shores of Panama! Discover exceptional value and breathtaking views in this 12th-floor Gulf-view condo at Shores of Panama, ideally positioned in the heart of Panama City Beach. Priced at $310,000, this 936-square-foot condo presents one of the best opportunities in the resort for both personal enjoyment and rental performance. Thoughtfully designed, the layout includes one private bedroom overlooking the emerald waters, two full bathrooms, and a separate bunk room that comfortably accommodates additional guests--making it ideal for maximizing occupancy and rental income. The open-concept living and dining area flows seamlessly into a fully equipped kitchen, creating a welcoming space for entertaining or relaxing after a day at the beach.

Step onto your private balcony and take in panoramic Gulf views, coastal breezes, and unforgettable sunsets. Additional conveniences include in-unit laundry and the benefit of being sold fully furnished--turnkey and ready for immediate enjoyment or rental placement.

The condo conveys fully furnished and rental-ready, making it an effortless investment opportunity or turnkey beach retreat. This unit also includes one deeded parking space.
Shores of Panama is home to the largest Gulf-front lagoon pool in Panama City Beach, with its spectacular 14,000+ sq ft zero-entry lagoon pool with palm-lined islands, fountains, and expansive hot tub. tropical palm islands, fountains, and an oversized hot tub--all just steps from exclusive beachfront access. Owners and guests also enjoy: Indoor heated pool and hot tub, 24-hour fitness center, Seasonal poolside Tiki bar, Covered parking, and On-site security.
The location is unbeatable--walk next door to Pineapple Willy's for beachfront dining or cross the street to Laketown Wharf for multiple dining options including The Wharf Buffet, Juan Taco, and LuLu's Bar & Restaurant. Shopping, entertainment, and attractions are all within easy reach.
If you're looking for a well-positioned Gulf-front condo with proven rental appeal and unbeatable amenities--this is a standout opportunity. With exterior renovations scheduled to enhance curb appeal and long-term value, this is a strategic opportunity to secure this wonderful gulf front condo--ideal as a personal retreat, income powerhouse, or both. All information and HOA details are believed accurate but should be verified by buyers if important.

  • Houzeo last checked: 12 hours ago
  • Listing updated: October 8, 2026 at 6:32 pm
  • Listing Provided by: Cindy Shoemaker (850) 573-4045 DRE #3135223 | Christies International Real Estate Emerald Coast (850) 213-2800
  • Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 794010 Bay/Panama City/Central Panhandle MLS-FL

Part of

Building
9900 S Thomas Dr
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Property Details

  • Status

    Active

  • Type

    Condominium

  • No. of Stories

    -

  • County

    Bay County

  • City

    Panama City

  • Neighborhood

    --

  • Year Built

    2007

  • HOA Fees

    $1049.33/mo

  • Finished Area

    936 sqft

  • Lot Size

    -- sqft lot

  • Basement Area

    - sqft

  • MLS Name

    Bay/Panama City/Central Panhandle MLS

  • MLS Number

    794010

  • MLS Status

    Active

  • Days on Market

    63

  • Cumulative Days on Market

    56

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Location

HOA Management

N/A

HOA Fees

$3,147.62/ Quarterly

Amenities

Amenities and services may be covered by one or multiple associations and service providers.

Maintenance Maintenance

Insurance Insurance

Water Water

Trash Pickup Trash Pickup

Security Guard Security Guard

Security Gate Security Gate

Spa Spa

Sewer Sewer

Pools Pools

AssociationManagement AssociationManagement

FitnessFacility FitnessFacility

Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.

Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedroom: 1

    Bathrooms: 2

  • FullBath

    Level: First

    Area: 53.55 Square Feet

    Dimensions: 5.1 x 10.5

  • FullBath

    Level: First

    Area: 57.75 Square Feet

    Dimensions: 10.5 x 5.5

  • Kitchen

    Level: First

    Area: 120.00 Square Feet

    Dimensions: 10 x 12

  • LivingRoom

    Level: First

    Area: 255.00 Square Feet

    Dimensions: 17 x 15

  • Other

    Level: First

    Area: 102.00 Square Feet

    Dimensions: 17 x 6

  • Bedroom

    Level: First

    Area: 156.00 Square Feet

    Dimensions: 13 x 12

Interior

  • Appliances

    Electric Oven, Electric Water Heater

  • Sewer

    Public Sewer

  • Heating

    Central, Electric

  • Cooling

    Central Air

Construction

  • Year Built

    Year Built: 2007

  • Home type

    Condominium

  • Architectural Style

    High Rise

Utilities & Energy

  • Security Features

    Security Gate, Security Service

  • Pool Features

    Community

  • Utilities

    Cable Connected, Electricity Available

  • Association Amenities

    Gated, Spa Hot Tub

Other Features

  • Community Features

    Elevator, Fitness Center, Gated, Pool, Waterfront, Community Pool, Short Term Rental Allowed

  • Subdivision Name

    Shores Of Panama Phase Ii

  • Patio And Porch Features

    Balcony

Price History

DateEventPrice

08/13/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #794010

Listed for Sale

$310,000 +3.68%

$331/sqft

08/13/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #794010

Price Decreased

$299,000 -3.55%

$319/sqft

02/12/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #785143

Off Market

$310,000

$331/sqft

Getting Around 9900 S Thomas Dr

Bike Score®

Bike Score

Somewhat Bikeable

40/100

Walk Score®

Walk Score

Car-Dependent

42/100

Data provided by Redfin

Nearby Homes

Based on information from Central Panhandle Association of REALTORS® MLS through Oct 15, 2026, 06:45AM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®

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