For Sale
Condo for sale at 9900 S Thomas Dr #131, Panama City, FL 32408 | MLS# 794018 | Listing updated on 2026-10-28
Photo 1 of Condo for sale at 9900 S Thomas Dr #131, Panama City, FL 32408 | MLS# 794018 | Listing updated on 2026-10-28
Photo 2 of Condo for sale at 9900 S Thomas Dr #131, Panama City, FL 32408 | MLS# 794018 | Listing updated on 2026-10-28
Photo 3 of Condo for sale at 9900 S Thomas Dr #131, Panama City, FL 32408 | MLS# 794018 | Listing updated on 2026-10-28
Photo 4 of Condo for sale at 9900 S Thomas Dr #131, Panama City, FL 32408 | MLS# 794018 | Listing updated on 2026-10-28
44+
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Street View

$610,000

Monthly Est:$3,036

  • Beds Icon3 Beds
  • Beds Icon
    3 Baths
  • Beds Icon1,400sqft

9900 S Thomas Dr #131, Panama City, FL 32408

$3,036/moEst:

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  • Condominium

  • Built in 2007

  • $1,569.33/mo HOA

  • -- sqft lot

  • $436/sq.ft

Description

LOWEST PRICED ''U'' Floor Plan!! Experience elevated coastal living in this rare East-side corner, ground-floor premium condo offering 3 bedrooms, 3 baths, and sweeping panoramic Gulf views. Designed with the highly desirable ''U'' floor plan, this layout provide breathtaking sunrise and sunset vistas from the expansive wrap-around balcony. What truly sets this condo apart is its private gated terrace access--step directly from your balcony to the pool deck and onto the beach.
Inside, the condo has been thoughtfully renovated and beautifully refurnished. Recent upgrades include: New granite countertops, Luxury vinyl plank flooring throughout, New sink and faucet,
Updat
ed hanging light fixtures, Shiplap accent wall in the living area, Fresh interior paint, All new bedroom furniture and Soaring 12-foot ceilings for an open, airy feel. The functional layout features two spacious main suites, each with private baths, plus a third bedroom with its own bath--ideal for larger families or maximizing rental occupancy. A large exterior storage room just outside the front door adds additional convenience for beach gear and owner storage.

With strong rental performance, unmatched accessibility, and premium corner positioning, this condo is perfectly suited for investors seeking income potential as well as buyers wanting a spacious Gulf-front retreat. The condo conveys fully furnished and rental-ready, making it an effortless investment opportunity or turnkey beach retreat. This unit also includes one deeded parking space.

Shores of Panama is home to the largest Gulf-front lagoon pool in Panama City Beach, with its spectacular 14,000+ sq ft zero-entry lagoon pool with palm-lined islands, fountains, and expansive hot tub. tropical palm islands, fountains, and an oversized hot tub--all just steps from exclusive beachfront access. Owners and guests also enjoy: Indoor heated pool and hot tub, 24-hour fitness center, Seasonal poolside Tiki bar, Covered parking, and On-site security.
The location is unbeatable--walk next door to Pineapple Willy's for beachfront dining or cross the street to Laketown Wharf for multiple dining options including The Wharf Buffet, Juan Taco, and LuLu's Bar & Restaurant. Shopping, entertainment, and attractions are all within easy reach.
If you're looking for a well-positioned Gulf-front condo with proven rental appeal and unbeatable amenities--this is a standout opportunity. With exterior renovations scheduled to enhance curb appeal and long-term value, this is a strategic opportunity to secure this wonderful gulf front condo--ideal as a personal retreat, income powerhouse, or both. All information and HOA details are believed accurate but should be verified by buyers if important.

  • Houzeo last checked: 8 minutes ago
  • Listing updated: October 28, 2026 at 4:23 pm
  • Listing Provided by: Cindy Shoemaker (850) 573-4045 DRE #3135223 | Christies International Real Estate Emerald Coast (850) 213-2800
  • Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 794018 Bay/Panama City/Central Panhandle MLS-FL

This condo is in:

Property Details

  • Status

    Active

  • Type

    Condominium

  • No. of Stories

    -

  • County

    Bay County

  • City

    Panama City

  • Neighborhood

    --

  • Year Built

    2007

  • HOA Fees

    $1569.33/mo

  • Finished Area

    1,400 sqft

  • Lot Size

    -- sqft lot

  • Basement Area

    - sqft

  • MLS Name

    Bay/Panama City/Central Panhandle MLS

  • MLS Number

    794018

  • MLS Status

    Active

  • Days on Market

    77

  • Cumulative Days on Market

    76

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Location

HOA Management

N/A

HOA Fees

$4,707.98/ Quarterly

Amenities

Amenities and services may be covered by one or multiple associations and service providers.

Trash Pickup Trash Pickup

Security Gate Security Gate

Water Water

Insurance Insurance

Sewer Sewer

Maintenance Maintenance

Security Guard Security Guard

Pools Pools

FitnessFacility FitnessFacility

AssociationManagement AssociationManagement

Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.

Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedrooms: 3

    Bathrooms: 3

  • FullBath

    Level: First

    Area: 35.76 Square Feet

    Dimensions: 8.7 x 4.11

  • FullBath

    Level: First

    Area: 63.75 Square Feet

    Dimensions: 8.5 x 7.5

  • PrimaryBathroom

    Level: First

    Area: 72.00 Square Feet

    Dimensions: 12 x 6

  • LivingRoom

    Level: First

    Area: 180.00 Square Feet

    Dimensions: 15 x 12

  • Kitchen

    Level: First

    Area: 132.25 Square Feet

    Dimensions: 11.5 x 11.5

  • DiningRoom

    Level: First

    Area: 132.00 Square Feet

    Dimensions: 15 x 8.8

  • Bedroom

    Level: First

    Area: 144.00 Square Feet

    Dimensions: 12 x 12

  • Bedroom

    Level: First

    Area: 154.00 Square Feet

    Dimensions: 14 x 11

  • PrimaryBedroom

    Level: First

    Area: 168.00 Square Feet

    Dimensions: 14 x 12

Interior

  • Interior Features

    Main Level Primary

  • Cooling

    Central Air

  • Appliances

    Electric Oven, Electric Water Heater

  • Heating

    Central, Electric

  • Sewer

    Public Sewer

Construction

  • Year Built

    Year Built: 2007

  • Home type

    Condominium

  • Architectural Style

    High Rise

Utilities & Energy

  • Association Amenities

    Gated

  • Pool Features

    Community

  • Security Features

    Security Gate, Security Service

  • Utilities

    Cable Connected, Electricity Available

Other Features

  • Subdivision Name

    Shores Of Panama Phase Ii

  • Community Features

    Elevator, Fitness Center, Gated, Pool, Waterfront, Community Pool, Short Term Rental Allowed

  • Patio And Porch Features

    Balcony

Price History

DateEventPrice

02/12/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #785146

Off Market

$610,000

$436/sqft

02/12/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #785146

Listed for Sale

$610,000

$436/sqft

Nearby Homes

Based on information from Central Panhandle Association of REALTORS® MLS through Oct 30, 2026, 07:45AM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®

Advertising Broker: Moe Mossa (Savvy Avenue) | Savvy Avenue, LLC

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