- Overview
- Description
- Property Details
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- HOA Management
- Facts & Features
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Street View
$610,000
Monthly Est:$3,036
3 Beds
- 3 Baths
3 full baths
1,400sqft
9900 S Thomas Dr #131, Panama City, FL 32408
$610,000
$3,036/moEst:
Get Pre-Approved
Condominium
Built in 2007
$1,569.33/mo HOA
-- sqft lot
$436/sq.ft
Description
LOWEST PRICED ''U'' Floor Plan!! Experience elevated coastal living in this rare East-side corner, ground-floor premium condo offering 3 bedrooms, 3 baths, and sweeping panoramic Gulf views. Designed with the highly desirable ''U'' floor plan, this layout provide breathtaking sunrise and sunset vistas from the expansive wrap-around balcony. What truly sets this condo apart is its private gated terrace access--step directly from your balcony to the pool deck and onto the beach.
Inside, the condo has been thoughtfully renovated and beautifully refurnished. Recent upgrades include: New granite countertops, Luxury vinyl plank flooring throughout, New sink and faucet,
Updated hanging light fixtures, Shiplap accent wall in the living area, Fresh interior paint, All new bedroom furniture and Soaring 12-foot ceilings for an open, airy feel. The functional layout features two spacious main suites, each with private baths, plus a third bedroom with its own bath--ideal for larger families or maximizing rental occupancy. A large exterior storage room just outside the front door adds additional convenience for beach gear and owner storage.
With strong rental performance, unmatched accessibility, and premium corner positioning, this condo is perfectly suited for investors seeking income potential as well as buyers wanting a spacious Gulf-front retreat. The condo conveys fully furnished and rental-ready, making it an effortless investment opportunity or turnkey beach retreat. This unit also includes one deeded parking space.
Shores of Panama is home to the largest Gulf-front lagoon pool in Panama City Beach, with its spectacular 14,000+ sq ft zero-entry lagoon pool with palm-lined islands, fountains, and expansive hot tub. tropical palm islands, fountains, and an oversized hot tub--all just steps from exclusive beachfront access. Owners and guests also enjoy: Indoor heated pool and hot tub, 24-hour fitness center, Seasonal poolside Tiki bar, Covered parking, and On-site security.
The location is unbeatable--walk next door to Pineapple Willy's for beachfront dining or cross the street to Laketown Wharf for multiple dining options including The Wharf Buffet, Juan Taco, and LuLu's Bar & Restaurant. Shopping, entertainment, and attractions are all within easy reach.
If you're looking for a well-positioned Gulf-front condo with proven rental appeal and unbeatable amenities--this is a standout opportunity. With exterior renovations scheduled to enhance curb appeal and long-term value, this is a strategic opportunity to secure this wonderful gulf front condo--ideal as a personal retreat, income powerhouse, or both. All information and HOA details are believed accurate but should be verified by buyers if important.
- Houzeo last checked: 8 minutes ago
- Listing updated: October 28, 2026 at 4:23 pm
- Listing Provided by: Cindy Shoemaker (850) 573-4045 DRE #3135223 | Christies International Real Estate Emerald Coast (850) 213-2800
- Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 794018

This condo is in:
Property Details
Status
Active
Type
Condominium
No. of Stories
-
County
City
Neighborhood
--
Year Built
2007
HOA Fees
$1569.33/mo
Finished Area
1,400 sqft
Lot Size
-- sqft lot
Basement Area
- sqft
MLS Name
Bay/Panama City/Central Panhandle MLS
MLS Number
794018
MLS Status
Active
Days on Market
77
Cumulative Days on Market
76

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Location
HOA Management
N/A
HOA Fees
$4,707.98/ Quarterly
Amenities
Amenities and services may be covered by one or multiple associations and service providers.
Trash Pickup
Security Gate
Water
Insurance
Sewer
Maintenance
Security Guard
Pools
FitnessFacility
AssociationManagement
Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.
Facts & Features
Rooms
Bedrooms & bathrooms
Bedrooms: 3
Bathrooms: 3
FullBath
Level: First
Area: 35.76 Square Feet
Dimensions: 8.7 x 4.11
FullBath
Level: First
Area: 63.75 Square Feet
Dimensions: 8.5 x 7.5
PrimaryBathroom
Level: First
Area: 72.00 Square Feet
Dimensions: 12 x 6
LivingRoom
Level: First
Area: 180.00 Square Feet
Dimensions: 15 x 12
Kitchen
Level: First
Area: 132.25 Square Feet
Dimensions: 11.5 x 11.5
DiningRoom
Level: First
Area: 132.00 Square Feet
Dimensions: 15 x 8.8
Bedroom
Level: First
Area: 144.00 Square Feet
Dimensions: 12 x 12
Bedroom
Level: First
Area: 154.00 Square Feet
Dimensions: 14 x 11
PrimaryBedroom
Level: First
Area: 168.00 Square Feet
Dimensions: 14 x 12
Interior
Interior Features
Main Level Primary
Cooling
Central Air
Appliances
Electric Oven, Electric Water Heater
Heating
Central, Electric
Sewer
Public Sewer
Construction
Year Built
Year Built: 2007
Home type
Condominium
Architectural Style
High Rise
Utilities & Energy
Association Amenities
Gated
Pool Features
Community
Security Features
Security Gate, Security Service
Utilities
Cable Connected, Electricity Available
Other Features
Subdivision Name
Shores Of Panama Phase Ii
Community Features
Elevator, Fitness Center, Gated, Pool, Waterfront, Community Pool, Short Term Rental Allowed
Patio And Porch Features
Balcony
Price History
| Date | Event | Price |
|---|---|---|
02/12/2026 Source: | Off Market | $610,000 $436/sqft |
02/12/2026 Source: | Listed for Sale | $610,000 $436/sqft |
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Based on information from Central Panhandle Association of REALTORS® MLS through Oct 30, 2026, 07:45AM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®
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