For Sale
Condo for sale at 9900 S Thomas Dr #1704, Panama City, FL 32408 | MLS# 786779 | Listing updated on 2026-10-18
Photo 1 of Condo for sale at 9900 S Thomas Dr #1704, Panama City, FL 32408 | MLS# 786779 | Listing updated on 2026-10-18
Photo 2 of Condo for sale at 9900 S Thomas Dr #1704, Panama City, FL 32408 | MLS# 786779 | Listing updated on 2026-10-18
Photo 3 of Condo for sale at 9900 S Thomas Dr #1704, Panama City, FL 32408 | MLS# 786779 | Listing updated on 2026-10-18
Photo 4 of Condo for sale at 9900 S Thomas Dr #1704, Panama City, FL 32408 | MLS# 786779 | Listing updated on 2026-10-18
39+
Beds Icon

Street View

$400,000

Monthly Est:$1,991

  • Beds Icon2 Beds
  • Beds Icon
    3 Baths
  • Beds Icon1,148sqft

9900 S Thomas Dr #1704, Panama City, FL 32408

$1,991/moEst:

Get Pre-Approved

  • Condominium

  • Built in 2007

  • $1,473.33/mo HOA

  • -- sqft lot

  • $348/sq.ft

Description

WELCOME TO SHORES OF PANAMA 1704.....Stunning beachfront residence at **Shores of Panama - Unit 1704**. This beautifully appointed 2-bedroom plus private bunk room condominium offers exceptional Gulf views, luxury finishes, and impressive short-term rental potential. With the right management company, projected gross rental income ranges from **$75,000-$80,000 annually**, making it an outstanding investment opportunity.

## Property Overview

Unit 1704 is thoughtfully designed for comfort, privacy, and rental performance.

- **2 oversized bedrooms**, each featuring a private ensuite full bathroom
- **Private bunk room** with its own bathroom and stand-up shower

- Spacious open-concept living and dining area
- Expansive beachfront balcony with breathtaking Gulf views
- Offered **fully furnished** with upscale décor
- Well-equipped kitchen with quality cabinetry, appliances, and ample counter space

The split-bedroom layout maximizes privacy for guests, making this unit highly desirable for vacation rentals. The additional bunk room with a private bath significantly enhances occupancy potential and guest appeal.

## Investment Highlights

This property is approved for **short-term rentals** and has strong income potential.

- Estimated **$75,000-$80,000 gross annual income** with professional management
- High-demand beachfront location
- Turnkey and rental-ready
- Strong guest appeal due to layout and amenities

With its prime Gulf-front positioning and resort-level amenities, Unit 1704 is designed to generate consistent rental performance while offering owners personal enjoyment.

## Resort-Style Amenities at Shores of Panama

Shores of Panama is known for delivering one of the most impressive amenity packages on the Gulf Coast.

- **13,966 sq. ft. Gulf-front, zero-entry lagoon-style pool** with hot tub
- Heated indoor pool for year-round enjoyment
- Two seasonal tiki bars serving lunch and dinner
- On-site coffee shop
- Fully equipped fitness center
- 24/7 on-site security
- Direct beach access

The lagoon-style pool is a signature feature of the resort and a major draw for vacationers.

## Prime Location

Convenience and entertainment are right outside your door.

- Adjacent to **Pineapple Willy's**, a local favorite
- Walking distance to numerous restaurants, shopping, and entertainment venues
- Wal-Mart located directly across the street for everyday essentials

This central location enhances rental desirability by offering guests easy access to everything they need without requiring transportation.

---

Shores of Panama Unit 1704 delivers the perfect combination of luxury beachfront living and strong investment potential. Whether you are seeking a high-performing vacation rental or a personal Gulf-front retreat, this fully furnished, amenity-rich residence is positioned to exceed expectations.

  • Houzeo last checked: 11 minutes ago
  • Listing updated: October 18, 2026 at 11:32 pm
  • Listing Provided by: Deborah Mobile French DRE #SL3401216 | Keller Williams Success Realty (850) 249-0313
  • Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 786779 Bay/Panama City/Central Panhandle MLS-FL

This condo is in:

Property Details

  • Status

    Active

  • Type

    Condominium

  • No. of Stories

    23

  • County

    Bay County

  • City

    Panama City

  • Neighborhood

    --

  • Year Built

    2007

  • HOA Fees

    $1473.33/mo

  • Finished Area

    1,148 sqft

  • Lot Size

    -- sqft lot

  • Basement Area

    - sqft

  • MLS Name

    Bay/Panama City/Central Panhandle MLS

  • MLS Number

    786779

  • MLS Status

    Active

  • Days on Market

    228

  • Cumulative Days on Market

    219

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Location

HOA Management

N/A

HOA Fees

$4,419.5/ Quarterly

Amenities

Amenities and services may be covered by one or multiple associations and service providers.

Sewer Sewer

Trash Pickup Trash Pickup

Security Guard Security Guard

Internet Internet

Spa Spa

Maintenance Maintenance

Insurance Insurance

Water Water

Cable TV Cable TV

Beach Beach

Barbecue Barbecue

Pools Pools

LegalAccounting LegalAccounting

PestControl PestControl

FitnessFacility FitnessFacility

AssociationManagement AssociationManagement

Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.

Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedrooms: 2

    Bathrooms: 3

  • PrimaryBedroom

    Level: First

    Area: 201.25 Square Feet

    Dimensions: 17.5 x 11.5

  • Bedroom

    Level: First

    Area: 120.00 Square Feet

    Dimensions: 12 x 10

Interior

  • Appliances

    Washer Dryer Stacked, Electric Cooktop, Electric Oven, Electric Water Heater

  • Heating

    Central, Electric

  • Interior Features

    Main Level Primary, Tub Shower

  • Cooling

    Central Air, Ceiling Fans

  • Sewer

    Public Sewer

Construction

  • Year Built

    Year Built: 2007

  • Home type

    Condominium

  • Architectural Style

    High Rise

  • Construction Materials

    Stucco

Utilities & Energy

  • Pool Features

    Indoor, In Ground, Community

  • Association Amenities

    Beach Rights, Barbecue, Spa Hot Tub

  • Security Features

    Building Security, Fire Sprinkler System, Gated With Guard, Twenty Four Hour Security, Security Guard, Fire Alarm

  • Parking Features

    Community Structure

  • Utilities

    Electricity Available

  • Laundry Features

    Stacked

Other Features

  • Subdivision Name

    Shores Of Panama Phase I

  • Patio And Porch Features

    Balcony

  • Community Features

    Barbecue, Beach, Clubhouse, Fitness Center, Gated, Pool, Waterfront, Community Pool, Short Term Rental Allowed

Price History

DateEventPrice

08/20/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #786779

Price Decreased

$407,900 -1.31%

$355/sqft

04/23/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #786779

Price Decreased

$413,300 -1.60%

$360/sqft

03/24/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #786779

Price Decreased

$420,000 -1.18%

$366/sqft

03/14/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #786779

Price Increased

$425,000 +6.25%

$370/sqft

03/14/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #786779

Price Decreased

$400,000 -5.88%

$348/sqft

Show more

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Based on information from Central Panhandle Association of REALTORS® MLS through Oct 28, 2026, 01:45PM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®

Advertising Broker: Moe Mossa (Savvy Avenue) | Savvy Avenue, LLC

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