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Condo for sale at 9900 S Thomas Dr #431, Panama City, FL 32408 | MLS# 797499 | Listing updated on 2026-11-06
Photo 1 of Condo for sale at 9900 S Thomas Dr #431, Panama City, FL 32408 | MLS# 797499 | Listing updated on 2026-11-06
Photo 2 of Condo for sale at 9900 S Thomas Dr #431, Panama City, FL 32408 | MLS# 797499 | Listing updated on 2026-11-06
Photo 3 of Condo for sale at 9900 S Thomas Dr #431, Panama City, FL 32408 | MLS# 797499 | Listing updated on 2026-11-06
Photo 4 of Condo for sale at 9900 S Thomas Dr #431, Panama City, FL 32408 | MLS# 797499 | Listing updated on 2026-11-06
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Street View

$635,000

Monthly Est:$3,161

  • Beds Icon3 Beds
  • Beds Icon
    3 Baths
  • Beds Icon1,400sqft

9900 S Thomas Dr #431, Panama City, FL 32408

$3,161/moEst:

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  • Condominium

  • Built in 2007

  • $1,569.33/mo HOA

  • -- sqft lot

  • $454/sq.ft

Description

Over $57,000 in rental income in 2024 and right over $60,000 so far in 2026 with the rest of 2026 blocked for final exterior stucco work. YES! Special assessments are PAID IN FULL!

This Gulf-front corner unit at Shores of Panama combines established rental history, sweeping coastal views, updated interiors, and convenient parking.

Five features make this property stand out:

GULF-FRONT CORNER LOCATION with a balcony wrapping around the front corner, panoramic views stretching east to west, AND a deeded parking space on the same level making arrivals, unloading, and beach getaways easier!
Extensive resort amenities highlighted by the resort-style pool.
Trendy ye
t simple coastal furnishings that create an inviting retreat.
An updated kitchen, bathrooms, and flooring.
Convenient access to shopping, local restaurants, and Panama City Beach attractions.

Enjoy morning coffee overlooking the Gulf and unwind on the balcony after a day at the beach. Inside, refreshed finishes and inviting furnishings offer an appealing setting for vacation guests and personal getaways alike.

Looking toward the next rental season? Closing before year-end offers the opportunity to establish management, prepare your rental calendar, and position the property for travelers making vacation plans in January for the 2027 season. With $61,000 in rental income already reported for 2026, special assessments paid in full, and deeded parking on the same level, this Gulf-front property deserves a closer look!

  • Houzeo last checked: 10 minutes ago
  • Listing updated: November 6, 2026 at 12:11 pm
  • Listing Provided by: Sandi Smith | Dalton Wade Inc (888) 668-8283
  • Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 797499 Bay/Panama City/Central Panhandle MLS-FL

Property Details

  • Status

    Active

  • Type

    Condominium

  • No. of Stories

    -

  • County

    Bay County

  • City

    Panama City

  • Neighborhood

    --

  • Year Built

    2007

  • HOA Fees

    $1569.33/mo

  • Finished Area

    1,400 sqft

  • Lot Size

    -- sqft lot

  • Basement Area

    - sqft

  • MLS Name

    Bay/Panama City/Central Panhandle MLS

  • MLS Number

    797499

  • MLS Status

    Active

  • Days on Market

    1

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Location

HOA Management

N/A

HOA Fees

$4,707.98/ Quarterly

Amenities

Amenities and services may be covered by one or multiple associations and service providers.

Sewer Sewer

Trash Pickup Trash Pickup

Water Water

Maintenance Maintenance

Internet Internet

Beach Beach

PestControl PestControl

FitnessFacility FitnessFacility

Pools Pools

Phone Phone

Gazebo Gazebo

Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.

Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedrooms: 3

    Bathrooms: 3

Interior

  • Appliances

    Washer Dryer Stacked, Electric Range

  • Cooling

    Central Air, Ceiling Fans

  • Flooring

    Plank, Vinyl

Construction

  • Year Built

    Year Built: 2007

  • Home type

    Condominium

  • Architectural Style

    High Rise

Utilities & Energy

  • Parking Features

    Additional Parking

  • Pool Features

    Indoor, In Ground, Community

  • Security Features

    Building Security, Fire Escape, Fire Sprinkler System, Gated With Guard, Secured Garage Parking, Gated Community, Twenty Four Hour Security, Fire Alarm

  • Utilities

    Phone Available

  • Association Amenities

    Beach Rights, Gazebo

  • Laundry Features

    Stacked

Other Features

  • Subdivision Name

    Shores Of Panama

  • Community Features

    Pool, Waterfront, Community Pool, Gated, Short Term Rental Allowed

  • Patio And Porch Features

    Balcony

Price History

DateEventPrice

11/06/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #797499

Price Decreased

$635,000 -0.78%

$454/sqft

10/20/2025

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #763392

Off Market

$640,000

$457/sqft

10/20/2025

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #763392

Listed for Sale

$640,000 +3.39%

$457/sqft

05/04/2025

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #763392

Price Decreased

$619,000 -4.77%

$442/sqft

05/03/2025

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #763392

Off Market

$650,000

$464/sqft

Show more

Nearby Homes

Based on information from Central Panhandle Association of REALTORS® MLS through Nov 07, 2026, 09:45AM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®

Advertising Broker: Moe Mossa (Savvy Avenue) | Savvy Avenue, LLC

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