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Single family home for sale at 996 Headwater Rd, Annapolis, MD 21403 | MLS# MDAA2159150 | Listing updated on 2026-10-23
Photo 1 of Single family home for sale at 996 Headwater Rd, Annapolis, MD 21403 | MLS# MDAA2159150 | Listing updated on 2026-10-23
Photo 2 of Single family home for sale at 996 Headwater Rd, Annapolis, MD 21403 | MLS# MDAA2159150 | Listing updated on 2026-10-23
Photo 3 of Single family home for sale at 996 Headwater Rd, Annapolis, MD 21403 | MLS# MDAA2159150 | Listing updated on 2026-10-23
Photo 4 of Single family home for sale at 996 Headwater Rd, Annapolis, MD 21403 | MLS# MDAA2159150 | Listing updated on 2026-10-23
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$950,000

Monthly Est:$4,728

  • Beds Icon4 Beds
  • Beds Icon
    4 Baths
  • Beds Icon2,288sqft

996 Headwater Rd, Annapolis, MD 21403

$4,728/moEst:

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  • Single Family Residence

  • Built in 1986

  • $19.17/mo HOA

  • 18,119.13 sqft lot

  • $415/sq.ft

Description

OPEN HOUSE SUNDAY OCT 25TH 11AM-1PM Beautifully refreshed waterfront colonial on a cul-de-sac, now offered with a substantial price improvement. Every inch shines with all-new interior and exterior paint, refinished hardwoods, and all-new carpeting. Main level kitchen has been upgraded with a new GE stainless steel appliance suite, combined with a family room that opens onto a deck with views of the creek, fire circle, playset area, and your own private pier with a boat slip. Main level mud room with laundry, built-in storage, and side entrance. Second level features a primary bedroom with a private balcony, upgraded fixtures in the primary and hall bathrooms, and three additional bedrooms. The fully-finished walkout lower level features granite counters, heated ceramic floors, a built-in electric fireplace, a second kitchen, and a spa bath with a second laundry room—perfect for guests or income potential. Enjoy maximum versatility and serenity minutes from Downtown Annapolis and the Naval Academy! Assumable first mortgage available at 3.25%.

  • Houzeo last checked: 12 hours ago
  • Listing updated: October 23, 2026 at 5:54 pm
  • Listing Provided by: Greg Koch (410) 802-6006 | Taylor Properties (301) 970-2447
  • Source: Bright MLS-NJ | MLS#: MDAA2159150 Bright MLS-NJ

Property Details

  • Status

    Active

  • Type

    Single Family Residence

  • No. of Stories

    -

  • County

    Anne Arundel Md County

  • City

    Annapolis

  • Neighborhood

    --

  • Year Built

    1986

  • HOA Fees

    $19.17/mo

  • Finished Area

    2,288 sqft

  • Lot Size

    18,119.13 sqft lot

  • Basement Area

    - sqft

  • MLS Name

    Bright MLS

  • MLS Number

    MDAA2159150

  • MLS Status

    ACTIVE-BRIGHT

  • Days on Market

    2

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Location

HOA Management

KITTY CREEK ASSOCIATION

HOA Fees

$230/ Annually

Amenities

Amenities and services may be covered by one or multiple associations and service providers.

deck deck

Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.

Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedrooms: 4

    Bathrooms: 4

Interior

  • Exterior Features

    Extensive Hardscape

  • Interior Features

    2nd Kitchen, Bathroom Walk In Shower, Breakfast Area, Dining Area, Family Room Off Kitchen, Kitchen Gourmet, Upgraded Countertops, Water Treat System, Wood Floors

  • Appliances

    Built In Microwave, Dishwasher, Oven/range Electric, Six Burner Stove, Stainless Steel Appliances

  • Cooling

    Central A/c

  • Sewer

    Public Sewer

  • Heating

    Forced Air

Construction

  • Year Built

    Year Built: 1986

  • Home type

    Single Family Residence

  • Construction Materials

    Hardi Plank Type

  • Property Condition

    Very Good

  • Foundation Details

    Block

  • Architectural Style

    Colonial

Utilities & Energy

  • Basement

    Fully Finished, Connecting Stairway, Walkout Level

  • Water Source

    Well

  • Association Amenities

    Boat Dock/slip

Other Features

  • Subdivision Name

    Kitty Creek

  • Patio And Porch Features

    Deck, Patio

Price History

DateEventPrice

10/22/2026

Source: mls_logoBright MLS-NJ #MDAA2159150

Listed for Sale

$950,000

$415/sqft

10/13/2026

Source: mls_logoBright MLS-NJ #MDAA2159150

Coming Soon

$950,000 -13.60%

$415/sqft

06/11/2026

Source: mls_logoBright MLS-NJ #MDAA2143898

Price Decreased

$1,099,500 -2.27%

$481/sqft

06/03/2026

Source: mls_logoBright MLS-NJ #MDAA2143898

Price Decreased

$1,125,000 -2.17%

$492/sqft

05/09/2026

Source: mls_logoBright MLS-NJ #MDAA2143898

Listed for Sale

$1,150,000

$503/sqft

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Getting Around 996 Headwater Rd

Bike Score®

Bike Score

Somewhat Bikeable

31/100

Walk Score®

Walk Score

Car-Dependent

11/100

Data provided by Redfin

Nearby Homes

Based on information from Bright MLS through Oct 23, 2026, 01:30PM. Listing information is from various brokers who participate in the Bright MLS IDX program and not all listings may be visible on the site. The property information being provided on or through the website is for the personal, non-commercial use of consumers and such information may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on the website may no longer be available because they are for instance, under contract, sold or are no longer being offered for sale. Property information displayed is deemed reliable but is not guaranteed. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. © 2026 Bright MLS, Inc. All Rights Reserved. Click here for more information

Advertising Broker: Joe Hawkins | Hawkins Real Estate Services