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$90,000
Monthly Est:$448
5 Beds
- 2 Baths
2 full baths
1,918sqft
(Undisclosed), Watertown, NY 13601
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$90,000
$448/moEst:
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Duplex
Built in 1890
$-- HOA
0.11 acre lot
$47/sq.ft
Description
** Prime Investment Opportunity with Assumable Loan Under 3% — Side-by-Side Duplex, Watertown NY
Unlock exceptional value with this side-by-side duplex situated on a corner lot in the City of Watertown. Whether you’re an investor or an owner-occupant looking to build long-term equity, this property offers rare potential — including an assumable loan with an interest rate under 3%, a tremendous advantage in today’s market.
One unit features 3 bedrooms and 1 bath, while the second offers 2 bedrooms and 1 bath, giving you flexible rental or resale options. The roof is approximately 4 years old (per owner), providing a solid foundation for future improvements.
The property is being sold as-is, where-is. The furnaces are not functional, and the water line may have been damaged during winter (condition unknown). For the right buyer, this is an opportunity to add value and significantly increase returns.
Once refreshed, this duplex is poised to shine—whether as a lucrative flip or a steady, high-performing rental.
You’ll also love the location:
• Straight drive to Fort Drum
• Minutes from Samaritan Medical Center
• Close to two elementary schools
• Quick access to highway entrance/exit
With its strategic location, strong rental demand, and the rare benefit of an assumable sub-3% loan, this property stands out as one of the most compelling investment opportunities in Watertown.
- Houzeo last checked: 12 hours ago
- Listing updated: September 23, 2026 at 10:31 pm
- Listing Provided by: Sonia Conlin (315) 767-2745 DRE #10311210536 | Happily Ever After Realty Corp (315) 767-2745
- Source: New York State Alliance of MLSs, Buffalo-NY | MLS#: S1667818

Property Details
Status
Pending
Type
Multi Family
No. of Stories
2
County
City
Neighborhood
--
Year Built
1890
HOA Fees
-
Finished Area
1,918 sqft
Lot Size
0.11 acre lot
Basement Area
- sqft
MLS Name
New York State Alliance of MLSs, Buffalo
MLS Number
S1667818
MLS Status
Pending
Days on Market
204
Cumulative Days on Market
6

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Facts & Features
Rooms
Bedrooms & bathrooms
Bedrooms: 5
Bathrooms: 2
Interior
Sewer
Connected
Interior Features
Ceiling Fans
Flooring
Carpet, Hardwood, Varies, Vinyl
Heating
Gas, Forced Air
Appliances
Electric Water Heater
Construction
Year Built
Year Built: 1890
Home type
Duplex
Property Condition
Resale
Roof
Asphalt
Architectural Style
Duplex
Foundation Details
Stone
Construction Materials
Cedar, Frame
Utilities & Energy
Laundry Features
Washer Hookup
Water Source
Connected, Public
Basement
Full
Utilities
Cable Available, High Speed Internet Available, Sewer Connected, Water Connected
Electric
Circuit Breakers
Parking Features
Gravel, Two Or More Spaces, Unpaved
Other Features
Tenant Pays
All Utilities
Subdivision Name
Cowens Rearrangment/lansi
Lot Features
Corner Lot, Near Public Transit, Rectangular, Rectangular Lot, Residential Lot
Price History
| Date | Event | Price |
|---|---|---|
09/23/2026 Source: | Pending | $90,000 $47/sqft |
09/23/2026 Source: | Off Market | $90,000 $47/sqft |
03/26/2026 Source: | Contingent (Active Under Contract) | $90,000 $47/sqft |
03/20/2026 Source: | Listed for Sale | $90,000 $47/sqft |
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Based on data from the New York State Alliance of MLSs (CNYIS, Inc., UNYREIS and WNYREIS) through Sep 30, 2026, 03:45PM.. All information is provided exclusively for consumers’ personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable by is not guaranteed accurate by the MLS. This website may not include listings or property addresses of sellers who have directed their listing brokers to withhold their listing or their property address from display on the Internet. All information provided is deemed reliable but is not guaranteed and should be independently verified. © 2026 the New York State Alliance of MLSs. All Rights Reserved.
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