Montclair and Millburn are among the best places to live in New Jersey in 2025. The state has top-notch schools, a 73/100 quality of life, and an unbeatable location between NYC and Philadelphia. The Garden State is not just a commuter’s dream—it’s a life well-structured.
Cherry Hill offers safe neighborhoods and great schools for families. Hoboken and Jersey City are hotspots for young adults with jobs and quick NYC commutes. Toms River is perfect for retirees who want a laid-back lifestyle.
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Best Places to Live in New Jersey in 2025
Here’s our ranking of the best cities to live in New Jersey. We’ve considered the community well-being score, median home price, monthly income, and the cost of living.
| # City | Median House Price | Median Income | Cost of living | Liveability Score | Improvement in Ranking |
|---|---|---|---|---|---|
| 1. Montclair | $825K | $250K | 25.8% ⬆️ | 84 | ⬆️ +2 |
| 2. Millburn | $1.2M | $242K | 19.1% ⬆️ | 67 | ➡️ 0 |
| 3. Cherry Hill | $365K | $125K | 14.4% ⬆️ | 78 | ⬆️ +2 |
| 4. Middletown | $415K | $139K | 27.3% ⬆️ | 71 | ⬆️ +3 |
| 5. Princeton | $1.6M | $239K | 18.2% ⬆️ | 88 | ⬆️ +1 |
| 6. Gloucester City | $238K | $85K | 14.4% ⬆️ | 72 | ⬆️ +4 |
| 7. Toms River | $473K | $120K | 22.4% ⬆️ | 81 | ⬆️ +1 |
| 8. Hoboken | $878K | $237K | 77% ⬆️ | 83 | ⬇️ -7 |
| 9. Wayne | $525K | $133K | 25.8% ⬆️ | 92 | ➡️ 0 |
| 10. Jersey City | $664K | $102K | 77% ⬆️ | 82 | ⬇️ -6 |
10 Best Places to Live in New Jersey
Here’s our list of the top 10 great places to live in NJ:
Located just 30 minutes from NYC, Montclair blends urban life with a relaxed suburban feel. Neighborhoods like Walnut Street and Upper Montclair offer walkable streets, reasonable rents, and easy transit. This combination makes it, it’s one of the best places to live in New Jersey for young professionals.
- Cost of Living in Montclair, NJ: Montclair is about 25% more expensive than the national average. To live comfortably, you should aim for an income of $250,001/year.
- Housing: You can buy a 2-bedroom home in Montclair for about $825,000, depending on the neighborhood. Renting a 2-bedroom apartment typically costs between $1,750 and $1,900 per month, with higher rates near downtown and transit stations.
- Job Market: Many residents commute to NYC or nearby cities like Newark and Jersey City, but Montclair also has local job opportunities, particularly in education, media, and healthcare. Montclair State University is one of the largest employers in the city.
- Outdoor Activities: You’ll find walkable areas like Church Street and Walnut Street filled with cafés, restaurants, and local shops. Montclair Brewery often hosts community events, while there are many fitness studios on Valley Road. For nature, Eagle Rock Reservation and Brookdale Park are popular weekend options.
- High Cost of Living: Rent and home prices in Montclair are high, which can be difficult for young adults on a budget.
- Parking Challenges: Finding street parking is often hard, especially near downtown and train stations.
- Limited Late-Night Transit: NJ Transit trains stop running around 12:30 AM, making it harder to get back from the city late at night.
Millburn, with its direct train access to New York City, is ideal for commuters. The downtown has walkable streets with local shops, restaurants, and a performing arts center. Plus, its proximity to major employers like Prudential Financial, Merck, and Saint Barnabas Medical Center makes it one of the best places to live in New Jersey for young adults.
- Cost of Living in Millburn, NJ: The cost of living is about 19.1% higher than the national average. You’ll need a minimum annual income of $242,188 to live comfortably here.
- Housing: You can buy a 2-bedroom home in Millburn for around $ 1,200,000. while the rent for a 2-bedroom apartment ranges from $2,175 – $10,000/month, depending on proximity to the train station and downtown area.
- Job Market: Many residents work in finance, consulting, and tech, thanks to its proximity to Manhattan. Locally, job opportunities exist in education, healthcare, and retail sectors. The largest employers in the city include Prudential Financial, RWJBarnabas Health, and Seton Hall University.
- Outdoor Activities: You can enjoy live shows at the Paper Mill Playhouse and outdoor trails at the South Mountain Reservation. The town also features a seasonal farmers market and is just a short drive from shopping destinations like the Mall at Short Hills.
- High Housing Costs: Buying or renting here is expensive, especially for those just starting out.
- Low Diversity in Activities: Most recreational options cater to families or older residents. You may need to head to nearby cities for more variety.
- Competitive Rental Market: With a high demand from NYC commuters, finding an affordable house can take time.
Cherry Hill, NJ, is one of the best places to live in New Jersey for families who often look for strong schools, safe neighborhoods, and access to essential amenities. Its location near Philadelphia makes it convenient for commuting while maintaining a quieter suburban environment.
- Cost of Living in Cherry Hill, NJ: The cost of living is approximately 14.4% higher than the national average. You will need a minimum annual income of $125,491 for a comfortable lifestyle here.
- Housing: You can buy a 2-bedroom home in Cherry Hill for around $365,000. The rent for a similar property ranges from $800 – $4,750/ month.
- Job Market: Cherry Hill has a stable job market in healthcare, professional services, and retail, with around 38% of the residents employed in these sectors.
- Outdoor Activities: The township maintains several public parks, such as Cherry Hill Recreation Park and Cooper River Park, which provide open space for walking, biking, and community events.
- Traffic Congestion: Commuting, especially during peak hours, can be time-consuming due to regional traffic patterns.
- High Property Taxes: Property taxes in Cherry Hill are significantly higher than the national average.
- Basic Public Transportation: While bus service exists, public transit coverage is limited and may not meet the needs of those without a car.
Stretching along the Jersey Shore, Middletown is where the perks of suburban living meet coastal charm. Top-rated public schools, safe neighborhoods, and easy access to both sandy beaches and NYC make it the best place to live in New Jersey for families.
- Cost of Living in Middletown, NJ: The cost of living here is about 27.3% higher than the national average. To live comfortably in Middletown, you will need a minimum income of around $138,694/year.
- Housing: You can buy a 2-bedroom home in Middletown for around $415,000. Renting a 2-bed apartment will cost you around $895 – $8,500/month, depending on proximity to schools and train stations.
- Job Market: Middletown is largely a commuter town, with many residents working in NYC or nearby hubs like Red Bank and Holmdel. Locally, the healthcare sector dominates with over 12% of the total jobs. Plus, the NY Waterway ferry and NJ Transit make city commutes a breeze.
- Outdoor Activities: You can explore nature trails and fossil beds at Poricy Park, spend a quiet afternoon at Ideal Beach, or bike through Sandy Hook. Plus, don’t miss local favorites like parades, farmers markets, and Middletown Day.
- Property Taxes Pack a Punch: WMiddletown’s property taxes are around $9,000 to $12,000 per year for an average home.
- Car is King: Public transportation is decent, but getting around town without a car can be frustrating.
- Shore Traffic: On the summer weekends, Route 36 can get packed with beachgoers, so plan your weekend tasks accordingly.
Home to Princeton University, Princeton is a small town perfect for young adults. It has good public transportation, strong job opportunities, and a safe environment. These features make it one of the best places to live in New Jersey for young adults who seek opportunities.
- Cost of Living in Princeton, NJ: The cost of living in Princeton is 18.2% higher than the national average. You need an annual income of at least $239,306 to live comfortably here.
- Housing: You can buy a 2-bedroom home in Princeton for around $1,600,ooo. Renting a similar house will cost you between $850 – $13,500 per month, depending on the location.
- Job Market: Princeton University is the largest employer. Other major employers include Bristol Myers Squibb and NRG Energy. Many residents also commute to New York City or Philadelphia for work.
- Outdoor Activities: Young professionals enjoy the mix of coffee shops, art galleries, and local events on Nassau Street. The nearby D&R Canal Trail is popular for walking, running, and biking.
- It’s Expensive: The cost of living in Princeton is higher than in other places. Housing, groceries, and other daily expenses can add up quickly, which makes it tough for those on a tight budget.
- Quiet at Night: Princeton tends to wind down after dark. You won’t find a bustling nightlife scene, as most places close early, making it less ideal for those who enjoy evening activities.
- Slower Pace: Princeton offers a laid-back lifestyle with a focus on academics and quiet living. If you’re used to the fast pace of a big city, you might find the calm atmosphere a bit too slow and quiet.
Located along the Delaware River, Gloucester City offers a peaceful, small-town lifestyle with easy access to Philadelphia. It has quiet neighborhoods, low housing costs, and quality healthcare facilities, such as Inspira Medical Center and Cooper University Hospital. This combination makes it one of the best places to live in New Jersey for retirees who seek affordable housing options.
- Cost of Living in Gloucester City, NJ: About 14.4% higher than the national average. You need a minimum annual income of around $85,000 to live comfortably here.
- Housing: You can buy a 2-bedroom home in Gloucester city for around $238,000 to buy. Rent for a 2-bedroom unit ranges from $500 – $2,250 per month, depending on location and nearby amenities.
- Job Market: While many residents commute to nearby Camden or Philadelphia, Gloucester City itself has a strong base in education, retail, and healthcare sectors.
- Outdoor Activities: Seniors can enjoy the quiet walking trails along Proprietors Park and scenic views of the river. The Gloucester City Community Center offers programs for older adults, and Timber Creek Golf Course is a short drive away.
- Aging Infrastructure: Some parts of Gloucester City still struggle with older public facilities and road conditions.
- Limited Dining and Shopping: You’ll find essentials in town, but for a wider variety of stores and restaurants, a trip to a nearby city is often necessary.
- Flood Risk: Being close to the river, certain areas of Gloucester City are prone to minor flooding during heavy rains.
- Public Transit Gaps: While there is bus service, schedules can be infrequent. Many residents rely on personal vehicles for day-to-day work.
Toms River offers a peaceful coastal lifestyle with access to quality healthcare and plenty of senior-friendly communities. Located along the Jersey Shore, it’s home to several 55+ communities like Holiday City and Silver Ridge Park. With its low-key vibe, proximity to beaches, and senior services, Toms River is one of the best places to live in New Jersey for retirees.
- Cost of Living in Toms River, NJ: The cost of living is about 22.4% higher than the national average. You’ll need an annual income of around $120,025 to live comfortably in Toms River.
- Housing: You can buy a 2-bedroom home in Tom River for around $472,500. Renting a similar property will cost you around $1,600 – $13,650 per month.
- Job Market: Healthcare and retail are the top employment sectors. Community Medical Center and RWJBarnabas Health are two major employers offering steady jobs and healthcare access.
- Outdoor Activities: Retirees can enjoy walks along the boardwalk, calm kayaking on the Toms River, or relaxing afternoons at Island Beach State Park. Plus, the Ocean County Library system and senior centers provide year-round programs and resources tailored for older adults.
- High Property Taxes: Ocean County has some of the highest property taxes in the state, which can be a burden for fixed-income retirees.
- Seasonal Congestion: The town gets crowded in the summer months due to tourism, which can make traffic and beach access more challenging.
- Limited Public Transit: While NJ Transit does operate in the area, many errands and appointments will still require a car for convenience.
Located on the Hudson River waterfront, Hoboken is one of the best places to live in New Jersey for retirees. The city’s world-class medical centers, like Hoboken University Medical Center, and easy access to specialists in Manhattan give seniors reliable healthcare options nearby. Plus, Hoboken’s compact layout makes it ideal for those who prefer not to drive.
- Cost of Living in Hoboken, NJ: The cost of living is 77% higher than the national average. You’ll need an annual income of at least $236,742 to live comfortably in Hoboken.
- Housing: You can buy a 2-bedroom condo in Hoboken for around $877,500. Renting a 2-bedroom apartment will cost you around $1,500 – $20,000 per month, depending on the location and amenities.
- Job Market: While Hoboken is not a job hub for retirees, many older adults choose part-time roles in education, consulting, or small business retail.
- Outdoor Activities: The Hoboken Waterfront Walkway, Pier A Park, and Sinatra Park offer scenic views and accessible walking paths. Seniors also enjoy the weekly farmers markets and community classes at the Multi-Service Center.
- High Housing Costs: Property prices and rent are significantly above the national average.
- Dense Urban Living: Hoboken is compact and heavily populated. Noise and crowding may not appeal to everyone.
- Limited Parking: Street parking is scarce, and monthly garage fees can run high.
- Cold Winters: Temperatures can drop below freezing in winter, with regular snow and wind from the Hudson River.
Wayne is a family-friendly suburb in Passaic County with safe neighborhoods and easy access to New York City. It’s home to top-rated schools like Wayne Hills and Wayne Valley High School, and family-centric amenities like the Wayne Public Library and Packanack Lake. That makes it one of the best places to live in New Jersey for families.
- Cost of Living in Wayne, NJ: The cost of living is about 25.8% higher than the national average, mainly due to housing and property taxes. You’ll need an annual income of at least $132,927 to live comfortably here.
- Housing: You can buy a 2-bedroom home in Wayne for around $525,000. Renting a similar home can range from $1,600 – $5,000/month, depending on the neighborhood.
- Job Market: Wayne offers a stable job market with many residents commuting to nearby business hubs like Newark and NYC. Local employers include William Paterson University, St. Joseph’s Health, and the Wayne Township Public School District.
- Outdoor Activities: Families can enjoy Van Saun County Park, local hiking trails at High Mountain Preserve, or seasonal events at Willowbrook Mall. The town also offers excellent youth sports programs and community events year-round.
- High Property Taxes: Average property taxes are around 5.65%, significantly higher than the national median of 1.02%, which can be a strain for some households.
- Traffic Congestion: Proximity to major highways means daily traffic can get heavy, especially during rush hours.
- Older Housing Stock: Many homes were built before the 1980s and may need updates or renovations.
Just across the Hudson River from Manhattan, Jersey City offers the energy of NYC without the sky-high rents. It’s a hotspot for young professionals and creatives, thanks to its thriving tech scene, walkable neighborhoods, and diverse food culture. With easy access to Wall Street and downtown Manhattan, it’s one of the best places to live in New Jersey for young adults.
Cost of Living in Jersey City, NJ: The cost of living is 77% higher than the national average. You’ll need a minimum annual income of around $64,500 to live comfortably in Jersey City.
Housing: You can buy a 2-bedroom home in Jersey City for about $664,000. Renting a one-bedroom apartment typically costs between $150 – $175,000/month, depending on the neighborhood.
- Job Market: Jersey City is a growing hub for finance, tech, and healthcare. Major employers include Goldman Sachs, JPMorgan Chase, and RWJBarnabas Health. The proximity to NYC broadens career options while offering slightly more affordable living.
- Outdoor Activities: From waterfront bars in Paulus Hook to local art galleries in Journal Square, the city balances work and play. Liberty State Park and the Hudson River Waterfront Walkway offer open space and skyline views, while the PATH train makes late-night trips to Manhattan possible.
- High Rent Prices: While cheaper than NYC, housing costs in Jersey City are still significantly higher than national averages.
- Traffic Congestion: Limited parking and heavy traffic are common, especially during rush hour.
- Air Quality Concerns: Due to its dense population and proximity to industrial zones, Jersey City has periodic air quality issues.
Best Places to Live in New Jersey Based on Demographics
We have researched the best places for single families, young professionals, and retirees. The cities are ranked on parameters like education, employment opportunities, and healthcare facilities.
| Demographic | #1 | #2 | #3 |
| Single Families | Middletown | Wayne | Cherry Hill |
| Young Professionals | Montclair | Jersey City | Millburn |
| Retirees | Toms River | Gloucester City | Hoboken |
Is New Jersey a Good Place to Live for Your Next Move?
Despite a higher cost of living, New Jersey is one of the best places to live in the US due to its exceptional healthcare, education, and Proximity to NYC. Moreover, the state is ranked 4th as the best healthcare state in the country.
Whether you’re drawn to the skyline views of Jersey City or the suburban elegance of Princeton, New Jersey offers diverse lifestyles. Explore listings, compare prices, and make offers online with just a few clicks on Houzeo, New Jersey’s best home buying website.
Research Methodology
This study ranks cities using a weighted average scoring model based on eight parameters. We’ve linked the resources used in our study of the best areas to live in New Jersey:
- Redfin[1]: Median House Price
- Zipatlas[2]: Median Income, Unemployment Rate
- Salary[3]: Cost of Living
- Areavibes[4]: Livability Score
- Statisticalatlas[5]: Major Employers
- Zillow[6]: Average Rent
- Neighborhoodscout[7]: Safety Score
- Walkscore[8]: Walkability Score
The total score for each city combines a weighted score for its rank. Here’s the weightage: median house price (1.25), median income (1.25), unemployment rate (1.00), cost of living (1.00), livability score (0.50).
Additionally, we have listed the good places to live in New Jersey for varying demographics. These include the good places to live in NJ for families, young adults, and retirees.
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