United States Housing Market: What to Expect in 2026?

Name: United States Housing Market - Price Trend Analysis
Creator: Houzeo
License: https://www.houzeo.com/terms-of-use/

Home Sales

Overview

Predictions

Supply

Demand

U.S Existing Home Sales

The US existing-home sales show the aggregate transaction volume of single-family homes, condos, and townhouses. Home sales remained flat by 0.00% in December 2025 compared to the previous year. The median home prices rose to $428,742 at 0% year over year. The mixed signals in home sales and prices indicates the strength of the housing market. Inventory has also decreased to 0 million homes, representing 2 months of supply at the current sales pace. The home sales report is a key indicator of overall economic strength.

U.S. Existing Home Sales

1,176,570

2.50% year-over-year

2012

2013

2014

2015

2016

2017

2018

2019

2020

2021

2022

2023

2024

2025

Last updated on

The US Housing Market Overview

Whether buying or selling the US property, you're working within neutral conditions. The median sale price sits at $428,742 (up 0% year-over-year), but the US real estate market's balance matters most. Properties move within 60 days on market (6 days up than last year), there's a moderate 2 months of supply, and homes are selling for 98.2% of listing prices. Last month, 415,028 US houses were sold, unchanged 0% from the previous year. These circumstances allow both buyers and sellers to reach their objectives with reasonable expectations and solid positioning.

Median Sale Price

# of Homes Sold

Median Days on Market

30-Year Fixed Mortgage Rate

Median Sale Price

0% year-over-year

# of Homes Sold

0% year-over-year

Median Days on Market

0 year-over-year

30-Year Fixed Mortgage Rate

0.63 year-over-year

What does this mean?

All

1 year

3 year

5 year

No Record Available

United States

Last updated on

The US Housing Market Forecast for 2026

The US's balanced market conditions are expected to continue through 2026, creating fair opportunities for both buyers and sellers as the market stabilizes with modest rate improvements.

Market Outlook:

Home prices across the US forecast to appreciate 2-4% in 2026
Inventory growth of 5-10% provides improved selection without oversupply
Neither buyers nor sellers face extreme pressure in negotiations

Will the US Housing Market Crash in 2026?

Industry experts agree a crash remains unlikely. The current US real estate market represents normalization after years of constrained supply and elevated prices, not bubble conditions. Real estate professionals anticipate modest, sustainable growth rather than decline, with existing home sales projected to increase 2-14% in 2026, depending on rate movements. Both buyers and sellers can expect stable and predictable market conditions through year-end, with reasonable negotiating opportunities for all parties. The market demonstrates healthy fundamentals with balanced supply and demand dynamics supporting continued stability.

UnlikelyCrash MeterLikely

Current Market Indicators

Days on Market:
60 days
Months of Supply:
2 months
Sale-to-List Ratio:
98.2%
Mortgage Rates:
Currently- 6.23% projected to hover between 6.0% and 6.8%

The US Housing Supply

The US's inventory demonstrates balanced market dynamics. With 1,176,570 homes currently available last month, the important element is stable supply conditions. Inventory dipped minimally by 0% year-over-year, months of supply held steady to 2 from 2.8 previously, and 284,406 new properties entered the market this month (down 0.1% year-over-year). This moderate inventory allows both buyers and sellers to operate without excessive pressure. For sellers wanting to utilize current conditions, this timing works well to list your home on MLS in America while the market maintains stability.

# of Homes for Sale

# of Newly Listed Homes

Months of Supply

# of Homes for Sale

0% year-over-year

# of Newly Listed Homes

0% year-over-year

Months of Supply

0% year-over-year

What does this mean?

All

1 year

3 year

5 year

No Record Available

United States

Last updated on

The US Housing Demand

The US's purchasing activity reflects equilibrium between buyers and sellers. With the sale-to-list price ratio at 98.2% last month, the primary indicator shows pricing stability. While 22% of properties sold over asking price (down from 24.2% previously), the sale-to-list ratio maintained steadiness with a slight decline of 0.3% year-over-year. Meanwhile, the US homes with price reductions increased from 12.7% to 14.3%. These metrics reveal a balanced market where both buyers and sellers find opportunities to negotiate and secure favorable terms.

Homes Sold Above List Price

Homes with Price Drops

Sale-to-List Ratio

Homes Sold Above List Price

0% year-over-year

Homes with Price Drops

0% year-over-year

Sale-to-List Ratio

0% year-over-year

What does this mean?

All

1 year

3 year

5 year

No Record Available

United States

Last updated on

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Frequently Asked Questions

How have home prices changed in the US over the past year?

the US's median home price is currently $428,742, with a 0% year-over-year increase. You can check your home's fair market value with our free home value estimator to compare prices in your neighborhood and know where you stand.

Are home prices dropping in the US?

Currently, home prices are stable with localized variations across different states. Experts forecast growth in the US home prices through 2025-26, although increased inventory may moderate prices in overvalued areas.

What's the average price for a house in the US?

The average cost of a home in the US typically ranges from $362,899 for condos to $455,849 for single-family homes, depending on location, size, and market conditions.

What are the US housing market predictions in 2025 and beyond?

The housing market in the US is expected to stabilize in 2025, alongside rising mortgage rates. Our housing market predictions suggest that the supply of US houses should increase enough to stabilize price growth.

What is a good time to buy a home in the US?

Typically, from August to December is the best time to buy when supply is high and demand is low. You must check the current market trends in home prices and inventory in the US. If mortgage rates are stable, the median market time is more than 70 days, with more than 5 months of supply, it's the best time to buy a house in the US.

What are the steps to buying houses in the US?

As a buyer, you should keep an eye on price changes and inventory levels. If you're buying a house in the US, you should get a mortgage pre-approval and budget for a down payment of at least 10%.

How can I list my home for sale in the US?

You can list your home for sale with a Flat Fee MLS listing service. High-tech MLS listing sites like Houzeo automatically assign the right MLS paperwork based on your location. 🚀

What is the average mortgage rate for buyers in the US?

The average mortgage rate for buyers in the US real estate market fluctuates between 6% to 8%. Always check your credit score and current mortgage rates with lenders before you apply.

When will the housing market crash in the US?

The US housing market crash is not likely in 2025 and 2026. Home prices are not dropping suddenly and remain 80% above pre-COVID levels, with sustained growth projected through 2025-26. You should keep an eye on the US housing market predictions before you invest.

Important Legal Disclosures

*Based on Houzeo calculations of home data from MLS and/or public records.

“The market analysis provided on this page is for informational purposes only and does not constitute financial, investment, or legal advice. Data is sourced from public records, industry reports, and third-party providers, and while Houzeo strives for accuracy, we make no guarantees regarding the completeness, accuracy, or timeliness of the information presented.

All estimates, projections, and historical data are based on statistical models and should not be relied upon as predictions of future market conditions. Past performance is not indicative of future results, and real estate market conditions may change due to various economic and regulatory factors.
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