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Street View
$1,195,000
Monthly Est:$5,948
5 Beds
- 5 Baths
4 full baths + 1 half bath
4,536sqft
109 Dragon Cir, Panama City, FL 32408
$1,195,000
$5,948/moEst:
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Single Family Residence
Built in 2005
$254.17/mo HOA
0.48 acre lot
$263/sq.ft
Description
Experience elevated golf course living at 109 Dragon Circle, ideally positioned along the 8th green and 9th tee box of the prestigious Nicklaus Golf Course in Dragon's Ridge, the newer gated section of Bay Point in Panama City Beach. This beautifully updated residence blends refined finishes, generous living spaces, and resort-style outdoor living in one exceptional setting.
Inside, an impressive, oversized kitchen island anchors the open entertaining space, complemented by updated bathrooms, flooring, and fresh interior and exterior paint. Spacious rooms and thoughtfully designed gathering areas create an effortless flow for both everyday living and entertaining.
Outdo...
- Houzeo last checked: 3 minutes ago
- Listing updated: September 18, 2026 at 5:08 pm
- Listing Provided by: Stacia Lamulle (850) 376-3865 DRE #BK3497138 | 1 Percent Lists Florida Coast (850) 376-3865
- Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 795021

Property Details
Status
Active
Type
Single Family Residence
No. of Stories
-
County
City
Neighborhood
--
Year Built
2005
HOA Fees
$254.17/mo
Finished Area
4,536 sqft
Lot Size
0.48 acre lot
Basement Area
- sqft
MLS Name
Bay/Panama City/Central Panhandle MLS
MLS Number
795021
MLS Status
Active
Days on Market
15
Cumulative Days on Market
15

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HOA Management
N/A
HOA Fees
$3,050/ Annually
Amenities
Amenities and services may be covered by one or multiple associations and service providers.
Security Gate
Security Guard
Trash Pickup
LegalAccounting
AssociationManagement
Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.
Facts & Features
Rooms
Bedrooms & bathrooms
Bedrooms: 5
Bathrooms: 5
BreakfastRoomNook
Level: First
Area: 120.00 Square Feet
Dimensions: 12 x 10
FamilyRoom
Level: First
Area: 414.00 Square Feet
Dimensions: 23 x 18
Kitchen
Level: First
Area: 324.00 Square Feet
Dimensions: 18 x 18
DiningRoom
Level: First
Area: 180.00 Square Feet
Dimensions: 15 x 12
LivingRoom
Level: First
Area: 285.00 Square Feet
Dimensions: 19 x 15
Interior
Heating
Energy Star Qualified Equipment, Fireplaces
Sewer
Public Sewer
Interior Features
Double Vanity, Interior Steps, Main Level Primary, Sitting Area In Primary, Separate Shower, Walk In Closets
Appliances
Bar Fridge, Electric Cooktop, Electric Range, Electric Water Heater
Exterior Features
Boat Ramp, Covered Patio, Deck
Cooling
Central Air, Ceiling Fans, Energy Star Qualified Equipment, Multi Units
Window Features
Double Pane Windows
Construction
Year Built
Year Built: 2005
Home type
Single Family Residence
Foundation Details
Slab
Architectural Style
Traditional
Construction Materials
Stucco
Roof
Shingle
Utilities & Energy
Pool Features
Gunite, In Ground, Private
Security Features
Gated With Guard, Gated Community, Twenty Four Hour Security, Security Guard, Security Gate, Smoke Detectors
Fireplace Features
Electric
Association Amenities
Gated
Parking Features
Paved, Gated
Other Features
Patio And Porch Features
Deck, Covered, Patio
Subdivision Name
Bay Point Unit 1
Community Features
Boat Facilities, Dock, Fishing, Golf, Marina, Playground, Park, Shopping, Tennis Courts, Gated, Short Term Rental Allowed
Lot Features
Sprinkler System, Paved
Price History
| Date | Event | Price |
|---|---|---|
09/03/2026 Source: | Price Decreased | $1,195,000 -0.42% $263/sqft |
04/22/2025 Source: | Price Decreased | $1,199,999 -2.04% $265/sqft |
03/20/2025 Source: | Listed for Sale | $1,225,000 +2.08% $270/sqft |
03/20/2025 Source: | Off Market | $1,199,999 $265/sqft |
03/20/2025 Source: | Listed for Sale | $1,199,999 -2.04% $265/sqft |
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Based on information from Central Panhandle Association of REALTORS® MLS through Sep 19, 2026, 10:30PM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®
Advertising Broker: Moe Mossa (Savvy Avenue) | Savvy Avenue, LLC
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