For Sale
Single family home for sale at 109 Dragon Cir, Panama City, FL 32408 | MLS# 795021 | Listing updated on 2026-10-22
Photo 1 of Single family home for sale at 109 Dragon Cir, Panama City, FL 32408 | MLS# 795021 | Listing updated on 2026-10-22
Photo 2 of Single family home for sale at 109 Dragon Cir, Panama City, FL 32408 | MLS# 795021 | Listing updated on 2026-10-22
Photo 3 of Single family home for sale at 109 Dragon Cir, Panama City, FL 32408 | MLS# 795021 | Listing updated on 2026-10-22
Photo 4 of Single family home for sale at 109 Dragon Cir, Panama City, FL 32408 | MLS# 795021 | Listing updated on 2026-10-22
86+
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Street View

$1,149,000

Monthly Est:$5,719

  • Beds Icon5 Beds
  • Beds Icon
    5 Baths
  • Beds Icon4,536sqft

109 Dragon Cir, Panama City, FL 32408

$5,719/moEst:

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  • Single Family Residence

  • Built in 2005

  • $254.17/mo HOA

  • 0.48 acre lot

  • $253/sq.ft

Description

Experience elevated golf course living at 109 Dragon Circle, ideally positioned along the 8th green and 9th tee box of the prestigious Nicklaus Golf Course in Dragon's Ridge, the newer gated section of Bay Point in Panama City Beach. This beautifully updated residence blends refined finishes, generous living spaces, and resort-style outdoor living in one exceptional setting.
Inside, an impressive, oversized kitchen island anchors the open entertaining space, complemented by updated bathrooms, flooring, and fresh interior and exterior paint. Spacious rooms and thoughtfully designed gathering areas create an effortless flow for both everyday living and entertaining.
Outdo
ors, a private pool and hot tub overlooking the golf course create a true backyard retreat. The recently resurfaced pool, expansive outdoor space, three-car garage, oversized driveway, and park directly across the street further enhance the home's appeal. Bay Point offers a lifestyle unlike any other, with the Nicklaus Golf Course, Point South Marina, Gulf access, community boat launch, dining, playgrounds, and more just moments away. Whether enjoying an afternoon on the course, boating the Gulf, or relaxing poolside, 109 Dragon Circle delivers luxury coastal living in one of Panama City Beach's most desirable gated communities.

  • Houzeo last checked: 7 minutes ago
  • Listing updated: October 22, 2026 at 9:49 pm
  • Listing Provided by: Stacia Lamulle (850) 376-3865 DRE #BK3497138 | 1 Percent Lists Florida Coast (850) 376-3865
  • Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 795021 Bay/Panama City/Central Panhandle MLS-FL

Property Details

  • Status

    Active

  • Type

    Single Family Residence

  • No. of Stories

    -

  • County

    Bay County

  • City

    Panama City

  • Neighborhood

    --

  • Year Built

    2005

  • HOA Fees

    $254.17/mo

  • Finished Area

    4,536 sqft

  • Lot Size

    0.48 acre lot

  • Basement Area

    - sqft

  • MLS Name

    Bay/Panama City/Central Panhandle MLS

  • MLS Number

    795021

  • MLS Status

    Active

  • Days on Market

    61

  • Cumulative Days on Market

    49

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Location

HOA Management

N/A

HOA Fees

$3,050/ Annually

Amenities

Amenities and services may be covered by one or multiple associations and service providers.

Security Gate Security Gate

Trash Pickup Trash Pickup

Security Guard Security Guard

LegalAccounting LegalAccounting

AssociationManagement AssociationManagement

Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.

Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedrooms: 5

    Bathrooms: 5

  • BreakfastRoomNook

    Level: First

    Area: 120.00 Square Feet

    Dimensions: 12 x 10

  • FamilyRoom

    Level: First

    Area: 414.00 Square Feet

    Dimensions: 23 x 18

  • Kitchen

    Level: First

    Area: 324.00 Square Feet

    Dimensions: 18 x 18

  • DiningRoom

    Level: First

    Area: 180.00 Square Feet

    Dimensions: 15 x 12

  • LivingRoom

    Level: First

    Area: 285.00 Square Feet

    Dimensions: 19 x 15

Interior

  • Interior Features

    Double Vanity, Interior Steps, Main Level Primary, Sitting Area In Primary, Separate Shower, Walk In Closets

  • Sewer

    Public Sewer

  • Exterior Features

    Boat Ramp, Covered Patio, Deck

  • Appliances

    Bar Fridge, Electric Cooktop, Electric Range, Electric Water Heater

  • Cooling

    Central Air, Ceiling Fans, Energy Star Qualified Equipment, Multi Units

  • Heating

    Energy Star Qualified Equipment, Fireplaces

  • Window Features

    Double Pane Windows

Construction

  • Year Built

    Year Built: 2005

  • Home type

    Single Family Residence

  • Architectural Style

    Traditional

  • Foundation Details

    Slab

  • Construction Materials

    Stucco

  • Roof

    Shingle

Utilities & Energy

  • Security Features

    Gated With Guard, Gated Community, Twenty Four Hour Security, Security Guard, Security Gate, Smoke Detectors

  • Association Amenities

    Gated

  • Pool Features

    Gunite, In Ground, Private

  • Fireplace Features

    Electric

  • Parking Features

    Paved, Gated

Other Features

  • Community Features

    Boat Facilities, Dock, Fishing, Golf, Marina, Playground, Park, Shopping, Tennis Courts, Gated, Short Term Rental Allowed

  • Lot Features

    Sprinkler System, Paved

  • Subdivision Name

    Bay Point Unit 1

  • Patio And Porch Features

    Deck, Covered, Patio

Price History

DateEventPrice

09/03/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #795021

Listed for Sale

$1,195,000 +4.00%

$263/sqft

09/03/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #795021

Price Decreased

$1,149,000 -3.85%

$253/sqft

09/03/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #795021

Price Decreased

$1,195,000 -0.42%

$263/sqft

10/20/2025

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #770667

Sold

$1,199,999 +9.09%

$265/sqft

10/20/2025

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #770667

Price Decreased

$1,100,000 -8.33%

$243/sqft

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Nearby Homes

Based on information from Central Panhandle Association of REALTORS® MLS through Nov 05, 2026, 12:00AM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®

Advertising Broker: Moe Mossa (Savvy Avenue) | Savvy Avenue, LLC

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