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Single family home for sale at 4305 Catherine St, Panama City, FL 32408 | MLS# 795144 | Listing updated on 2026-11-04
Photo 1 of Single family home for sale at 4305 Catherine St, Panama City, FL 32408 | MLS# 795144 | Listing updated on 2026-11-04
Photo 2 of Single family home for sale at 4305 Catherine St, Panama City, FL 32408 | MLS# 795144 | Listing updated on 2026-11-04
Photo 3 of Single family home for sale at 4305 Catherine St, Panama City, FL 32408 | MLS# 795144 | Listing updated on 2026-11-04
Photo 4 of Single family home for sale at 4305 Catherine St, Panama City, FL 32408 | MLS# 795144 | Listing updated on 2026-11-04
29+
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Street View

$399,000

Monthly Est:$1,986

  • Beds Icon3 Beds
  • Beds Icon
    2 Baths
  • Beds Icon1,650sqft

4305 Catherine St, Panama City, FL 32408

$1,986/moEst:

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  • Single Family Residence

  • Built in 2026

  • $-- HOA

  • 0.15 acre lot

  • $242/sq.ft

Description

Brand-new coastal-style home in the desirable Bay Point area with NO HOA! Located in the established Magnolia Beach neighborhood, this thoughtfully designed single-level residence offers three bedrooms, two bathrooms, approximately 1,650 square feet of heated and cooled living area, and an attached two-car garage. Interior features include luxury vinyl plank flooring, stone countertops, stainless-steel appliances, contemporary cabinetry, a pantry, a spacious primary suite with walk-in closet, and bright, modern finishes throughout. The home also features a finished attic/storage area with drywall and flooring that benefits from partial conditioning through the home's HVAC system, providing unusually comfortable and versatile additional storage space. Energy- and storm-conscious construction includes spray foam insulation and hurricane-rated windows and doors, and the home is backed by a builder warranty. The exterior features coastal-blue siding, a white metal roof, covered front and rear porches, and a landscaped, fenced backyard with an irrigation system. Enjoy brand-new construction without HOA dues or restrictions in the sought-after Bay Point area, convenient to Bay Point Marina, golf, dining, shopping, St. Andrews State Park, the Navy Base, and the beaches of Panama City Beach. Certificate of Occupancy pending completion of final municipal water and sewer connection.

  • Houzeo last checked: 1 minute ago
  • Listing updated: November 4, 2026 at 5:53 pm
  • Listing Provided by: Jonathan Minerick (888) 400-2513 DRE #BK3477996 | HomeCoin.com (888) 400-2513
  • Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 795144 Bay/Panama City/Central Panhandle MLS-FL

Property Details

  • Status

    Active

  • Type

    Single Family Residence

  • No. of Stories

    -

  • County

    Bay County

  • City

    Panama City

  • Neighborhood

    --

  • Year Built

    2026

  • HOA Fees

    -

  • Finished Area

    1,650 sqft

  • Lot Size

    0.15 acre lot

  • Basement Area

    - sqft

  • MLS Name

    Bay/Panama City/Central Panhandle MLS

  • MLS Number

    795144

  • MLS Status

    Active

  • Days on Market

    56

  • Cumulative Days on Market

    57

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Location

Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedrooms: 3

    Bathrooms: 2

  • Garage

    Level: First

    Area: 552.00 Square Feet

    Dimensions: 23 x 24

  • Kitchen

    Level: First

    Area: 144.00 Square Feet

    Dimensions: 16 x 9

  • LivingRoom

    Level: First

    Area: 390.00 Square Feet

    Dimensions: 26 x 15

  • FullBath

    Level: First

    Area: 60.00 Square Feet

    Dimensions: 6 x 10

  • Bedroom

    Level: First

    Area: 168.00 Square Feet

    Dimensions: 12 x 14

  • Bedroom

    Level: First

    Area: 168.00 Square Feet

    Dimensions: 12 x 14

  • PrimaryBathroom

    Level: First

    Area: 90.00 Square Feet

    Dimensions: 9 x 10

  • PrimaryBedroom

    Level: First

    Area: 255.00 Square Feet

    Dimensions: 15 x 17

Interior

  • Appliances

    Electric Water Heater, Gas Cooktop, Gas Oven, Gas Range

  • Flooring

    Plank, Vinyl

  • Interior Features

    Coffered Ceilings, Double Vanity, Main Level Primary, Walk In Closets

Construction

  • Year Built

    Year Built: 2026

  • Home type

    Single Family Residence

  • Roof

    Metal

  • Foundation Details

    Slab

  • Architectural Style

    Coastal

  • Construction Materials

    Hardiplank Type, Vinyl Siding

Utilities & Energy

  • Utilities

    Electricity Available, Sewer Available

  • Security Features

    Smoke Detectors

  • Parking Features

    Paved

Other Features

  • Patio And Porch Features

    Covered, Porch

  • Lot Features

    Sprinkler System, Paved

  • Subdivision Name

    No Named Subdivision

Price History

DateEventPrice

10/15/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #795144

Price Decreased

$409,000 -2.39%

$248/sqft

09/23/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #795144

Price Increased

$419,000 +5.01%

$254/sqft

09/08/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #795144

Price Decreased

$399,000 -7.19%

$242/sqft

09/08/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #795144

Listed for Sale

$429,900

$261/sqft

Nearby Homes

Based on information from Central Panhandle Association of REALTORS® MLS through Nov 04, 2026, 07:45PM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®

Advertising Broker: Moe Mossa (Savvy Avenue) | Savvy Avenue, LLC

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