For Sale
Single family home for sale at 323 Prudence Ln, Panama City, FL 32408 | MLS# 794972 | Listing updated on 2026-11-03
Photo 1 of Single family home for sale at 323 Prudence Ln, Panama City, FL 32408 | MLS# 794972 | Listing updated on 2026-11-03
Photo 2 of Single family home for sale at 323 Prudence Ln, Panama City, FL 32408 | MLS# 794972 | Listing updated on 2026-11-03
Photo 3 of Single family home for sale at 323 Prudence Ln, Panama City, FL 32408 | MLS# 794972 | Listing updated on 2026-11-03
Photo 4 of Single family home for sale at 323 Prudence Ln, Panama City, FL 32408 | MLS# 794972 | Listing updated on 2026-11-03
30+
Beds Icon

Street View

$395,000

Monthly Est:$1,966

  • Beds Icon3 Beds
  • Beds Icon
    2 Baths
  • Beds Icon1,332sqft

323 Prudence Ln, Panama City, FL 32408

$1,966/moEst:

Get Pre-Approved

  • Single Family Residence

  • Built in 1986

  • $21.25/mo HOA

  • 0.37 acre lot

  • $297/sq.ft

Description

Move-in ready and fully renovated, this 3-bedroom, 2-bathroom home in Panama City Beach offers modern updates, a large backyard, and a convenient location near the beach, marina, Navy base, shopping, dining, and everyday conveniences.

Inside, you'll find new flooring, fresh interior paint, updated lighting, shaker-style trim throughout, and vaulted ceilings in the main living area that create an open and inviting feel. The updated kitchen features new quartz countertops and newer stainless steel appliances, making it perfect for both everyday living and entertaining.

The primary suite includes a beautifully updated bathroom with a tile shower and new vanity. Updated
windows throughout the home add to the refreshed, move-in-ready feel.

One of the standout features of this property is the oversized backyard one of the largest yards in the neighborhood. There is plenty of outdoor space for entertaining, pets, play areas, gardening, boat or recreational storage, or the possibility of adding a future pool.

Located just a few short miles from Captain Anderson's Marina, this home puts boating, fishing, and the Panama City Beach lifestyle within easy reach. You're also only minutes from the white sand beaches, local restaurants, shopping, entertainment, and attractions throughout Panama City Beach.

For buyers looking for a home near Naval Support Activity Panama City, Gulf Coast State College, or Panama City, this location offers added convenience. The Navy base is nearby, and the Hathaway Bridge provides quick access to Gulf Coast State College, Panama City, and surrounding Bay County destinations.

If you've been searching for a renovated 3 bedroom home in Panama City Beach with a large backyard, updated kitchen and bathrooms, and easy access to the beach and marina, this property checks all the boxes.

  • Houzeo last checked: 0 minutes ago
  • Listing updated: November 3, 2026 at 6:25 pm
  • Listing Provided by: Morgan Benton (850) 851-5508 | EXP Realty LLC (888) 883-8509
  • Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 794972 Bay/Panama City/Central Panhandle MLS-FL

Property Details

  • Status

    Active

  • Type

    Single Family Residence

  • No. of Stories

    -

  • County

    Bay County

  • City

    Panama City

  • Neighborhood

    --

  • Year Built

    1986

  • HOA Fees

    $21.25/mo

  • Finished Area

    1,332 sqft

  • Lot Size

    0.37 acre lot

  • Basement Area

    - sqft

  • MLS Name

    Bay/Panama City/Central Panhandle MLS

  • MLS Number

    794972

  • MLS Status

    Active

  • Days on Market

    62

  • Cumulative Days on Market

    172

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Location

HOA Management

N/A

HOA Fees

$255/ Annually

Amenities

Amenities and services may be covered by one or multiple associations and service providers.

Maintenance Maintenance

AssociationManagement AssociationManagement

Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.

Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedrooms: 3

    Bathrooms: 2

  • Bedroom

    Level: First

    Area: 121.00 Square Feet

    Dimensions: 11 x 11

  • Bedroom

    Level: First

    Area: 121.00 Square Feet

    Dimensions: 11 x 11

  • PrimaryBedroom

    Level: First

    Area: 210.25 Square Feet

    Dimensions: 14.5 x 14.5

Interior

  • Heating

    Central, Electric

  • Cooling

    Central Air, Ceiling Fans

  • Appliances

    Electric Oven

  • Interior Features

    Main Level Primary, Shower Only

  • Exterior Features

    Fire Pit

Construction

  • Year Built

    Year Built: 1986

  • Home type

    Single Family Residence

  • Architectural Style

    Craftsman

  • Roof

    Metal

Utilities & Energy

  • Parking Features

    Garage, Garage Door Opener

  • Utilities

    Electricity Available

Other Features

  • Patio And Porch Features

    Covered, Porch

  • Lot Features

    Cul De Sac, Paved

  • Subdivision Name

    North Lagoon Heights Phase Ii

  • Community Features

    Short Term Rental Allowed

Price History

DateEventPrice

09/23/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #794972

Price Decreased

$395,000 -1.23%

$297/sqft

09/03/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #794972

Price Decreased

$399,900 -0.02%

$300/sqft

06/05/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #789259

Price Decreased

$399,999 -3.59%

$300/sqft

05/28/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #789259

Price Increased

$414,900 +2.44%

$311/sqft

05/27/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #789259

Price Increased

$405,000 +1.25%

$304/sqft

Show more

Nearby Homes

Based on information from Central Panhandle Association of REALTORS® MLS through Nov 04, 2026, 11:45PM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®

Advertising Broker: Moe Mossa (Savvy Avenue) | Savvy Avenue, LLC

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