- Overview
- Description
- Property Details
- Location
- HOA Management
- Facts & Features
- Getting Around
- Nearby Homes

Street View
$395,000
Monthly Est:$1,966
3 Beds
- 2 Baths
2 full baths
1,332sqft
323 Prudence Ln, Panama City, FL 32408
$395,000
$1,966/moEst:
Get Pre-Approved
Single Family Residence
Built in 1986
$21.25/mo HOA
0.37 acre lot
$297/sq.ft
Description
Move-in ready and fully renovated, this 3-bedroom, 2-bathroom home in Panama City Beach offers modern updates, a large backyard, and a convenient location near the beach, marina, Navy base, shopping, dining, and everyday conveniences.
Inside, you'll find new flooring, fresh interior paint, updated lighting, shaker-style trim throughout, and vaulted ceilings in the main living area that create an open and inviting feel. The updated kitchen features new quartz countertops and newer stainless steel appliances, making it perfect for both everyday living and entertaining.
The primary suite includes a beautifully updated bathroom with a tile shower and new vanity. Updated windows throughout the home add to the refreshed, move-in-ready feel.
One of the standout features of this property is the oversized backyard one of the largest yards in the neighborhood. There is plenty of outdoor space for entertaining, pets, play areas, gardening, boat or recreational storage, or the possibility of adding a future pool.
Located just a few short miles from Captain Anderson's Marina, this home puts boating, fishing, and the Panama City Beach lifestyle within easy reach. You're also only minutes from the white sand beaches, local restaurants, shopping, entertainment, and attractions throughout Panama City Beach.
For buyers looking for a home near Naval Support Activity Panama City, Gulf Coast State College, or Panama City, this location offers added convenience. The Navy base is nearby, and the Hathaway Bridge provides quick access to Gulf Coast State College, Panama City, and surrounding Bay County destinations.
If you've been searching for a renovated 3 bedroom home in Panama City Beach with a large backyard, updated kitchen and bathrooms, and easy access to the beach and marina, this property checks all the boxes.
- Houzeo last checked: 0 minutes ago
- Listing updated: November 3, 2026 at 6:25 pm
- Listing Provided by: Morgan Benton (850) 851-5508 | EXP Realty LLC (888) 883-8509
- Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 794972

Property Details
Status
Active
Type
Single Family Residence
No. of Stories
-
County
City
Neighborhood
--
Year Built
1986
HOA Fees
$21.25/mo
Finished Area
1,332 sqft
Lot Size
0.37 acre lot
Basement Area
- sqft
MLS Name
Bay/Panama City/Central Panhandle MLS
MLS Number
794972
MLS Status
Active
Days on Market
62
Cumulative Days on Market
172

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Location
HOA Management
N/A
HOA Fees
$255/ Annually
Amenities
Amenities and services may be covered by one or multiple associations and service providers.
Maintenance
AssociationManagement
Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.
Facts & Features
Rooms
Bedrooms & bathrooms
Bedrooms: 3
Bathrooms: 2
Bedroom
Level: First
Area: 121.00 Square Feet
Dimensions: 11 x 11
Bedroom
Level: First
Area: 121.00 Square Feet
Dimensions: 11 x 11
PrimaryBedroom
Level: First
Area: 210.25 Square Feet
Dimensions: 14.5 x 14.5
Interior
Heating
Central, Electric
Cooling
Central Air, Ceiling Fans
Appliances
Electric Oven
Interior Features
Main Level Primary, Shower Only
Exterior Features
Fire Pit
Construction
Year Built
Year Built: 1986
Home type
Single Family Residence
Architectural Style
Craftsman
Roof
Metal
Utilities & Energy
Parking Features
Garage, Garage Door Opener
Utilities
Electricity Available
Other Features
Patio And Porch Features
Covered, Porch
Lot Features
Cul De Sac, Paved
Subdivision Name
North Lagoon Heights Phase Ii
Community Features
Short Term Rental Allowed
Price History
| Date | Event | Price |
|---|---|---|
09/23/2026 Source: | Price Decreased | $395,000 -1.23% $297/sqft |
09/03/2026 Source: | Price Decreased | $399,900 -0.02% $300/sqft |
06/05/2026 Source: | Price Decreased | $399,999 -3.59% $300/sqft |
05/28/2026 Source: | Price Increased | $414,900 +2.44% $311/sqft |
05/27/2026 Source: | Price Increased | $405,000 +1.25% $304/sqft |
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Based on information from Central Panhandle Association of REALTORS® MLS through Nov 04, 2026, 11:45PM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®
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