For Sale
Condo for sale at 109 Sand Oak Blvd #109, Panama City Beach, FL 32413 | MLS# 795518 | Listing updated on 2026-10-26
Photo 1 of Condo for sale at 109 Sand Oak Blvd #109, Panama City Beach, FL 32413 | MLS# 795518 | Listing updated on 2026-10-26
Photo 2 of Condo for sale at 109 Sand Oak Blvd #109, Panama City Beach, FL 32413 | MLS# 795518 | Listing updated on 2026-10-26
Photo 3 of Condo for sale at 109 Sand Oak Blvd #109, Panama City Beach, FL 32413 | MLS# 795518 | Listing updated on 2026-10-26
Photo 4 of Condo for sale at 109 Sand Oak Blvd #109, Panama City Beach, FL 32413 | MLS# 795518 | Listing updated on 2026-10-26
16+
Beds Icon

Street View

$304,000

Monthly Est:$1,513

  • Beds Icon3 Beds
  • Beds Icon
    3 Baths
  • Beds Icon1,560sqft

109 Sand Oak Blvd #109, Panama City Beach, FL 32413

$1,513/moEst:

Get Pre-Approved

  • Condominium

  • Built in 2008

  • $276.67/mo HOA

  • -- sqft lot

  • $195/sq.ft

Description

Located in Whisper Dunes on the desirable west end of the beach. This condo has it all. Vaulted ceilings. Brand new stainless appliances. New luxury lvp flooring. New paint throughout. Attached garage. Walk in closet. Full laundry room. Large linen closet. Porch with green area. Large pool with cabana for entertaining. Garage. Beautifully maintained very quiet neighborhood. Close to beach, grocery, and shopping. All new furnishings are included! (All room measurements are approximate )

  • Houzeo last checked: 7 minutes ago
  • Listing updated: October 26, 2026 at 4:06 pm
  • Listing Provided by: Steven Koleno (804) 656-5007 | Beycome of Florida LLC (804) 656-5007
  • Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 795518 Bay/Panama City/Central Panhandle MLS-FL

This condo is in:

Property Details

  • Status

    Active

  • Type

    Condominium

  • No. of Stories

    2

  • County

    Bay County

  • City

    Panama City Beach

  • Neighborhood

    --

  • Year Built

    2008

  • HOA Fees

    $276.67/mo

  • Finished Area

    1,560 sqft

  • Lot Size

    -- sqft lot

  • Basement Area

    - sqft

  • MLS Name

    Bay/Panama City/Central Panhandle MLS

  • MLS Number

    795518

  • MLS Status

    Active

  • Days on Market

    48

  • Cumulative Days on Market

    39

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Location

HOA Management

N/A

HOA Fees

$830/ Quarterly

Amenities

Amenities and services may be covered by one or multiple associations and service providers.

AssociationManagement AssociationManagement

Pools Pools

Gazebo Gazebo

Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.

Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedrooms: 3

    Bathrooms: 3

  • Garage

    Level: First

    Area: 240.00 Square Feet

    Dimensions: 20 x 12

  • Kitchen

    Level: First

    Area: 150.00 Square Feet

    Dimensions: 15 x 10

  • LivingRoom

    Level: First

    Area: 450.00 Square Feet

    Dimensions: 18 x 25

  • HalfBath

    Level: First

    Area: 60.00 Square Feet

    Dimensions: 10 x 6

  • FullBath

    Level: Second

    Area: 96.00 Square Feet

    Dimensions: 12 x 8

  • PrimaryBathroom

    Level: Second

    Area: 96.00 Square Feet

    Dimensions: 12 x 8

  • Bedroom

    Level: Second

    Area: 144.00 Square Feet

    Dimensions: 12 x 12

  • Bedroom

    Level: Second

    Area: 168.00 Square Feet

    Dimensions: 14 x 12

  • PrimaryBedroom

    Level: Second

    Area: 400.00 Square Feet

    Dimensions: 20 x 20

Interior

  • Sewer

    Public Sewer

  • Cooling

    Central Air

  • Interior Features

    Upper Level Primary

  • Heating

    Forced Air

  • Exterior Features

    Patio

Construction

  • Year Built

    Year Built: 2008

  • Home type

    Condominium

  • Foundation Details

    Slab

  • Construction Materials

    Block, Stucco

  • Architectural Style

    Low Rise

  • Roof

    Asphalt

Utilities & Energy

  • Pool Features

    Gunite, In Ground, Community

  • Utilities

    Underground Utilities

  • Association Amenities

    Gazebo

Other Features

  • Community Features

    Community Pool

  • Lot Features

    Sprinkler System

  • Patio And Porch Features

    Patio, Covered, Porch

  • Subdivision Name

    Whisper Dunes

Price History

DateEventPrice

10/06/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #795518

Price Increased

$309,000 +1.64%

$198/sqft

09/17/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #795518

Price Decreased

$304,000 -4.70%

$195/sqft

09/17/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #795518

Listed for Sale

$319,000

$204/sqft

Nearby Homes

Based on information from Central Panhandle Association of REALTORS® MLS through Nov 04, 2026, 11:45PM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®

Advertising Broker: Moe Mossa (Savvy Avenue) | Savvy Avenue, LLC

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