Price Drop: $5K
Homes for Sale Under 400K in Panama City Beach, FL
763 Homes for Sale
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Price Drop: $5K
8831 Attitude Ave, Panama City Beach, FL 32413
Beachy Beach Real Estate
Building 1 Unit Available
15928 Front Beach Rd #1505, Panama City Beach, FL 32413
Berkshire Hathaway Homeservices Beach Properties Of Florida
Building 24 Units Available
Unit #1505
15928 Front Bch Rd
$389,900 - $949,000
1 Bed
$389.9k+
3 Beds
$525k+
9860 S Thomas Dr #2127, Panama City Beach, FL 32408
Keller Williams Realty Emerald
Building 50 Units Available
Unit #2127
9860 S Thomas Dr
$215,000 - $1,750,000
1 Bed
$215k+
2 Beds
$325k+
3 Beds
$330k+
New Construction
$399,975
2
3Bds
2Ba
1,750sqft
Single family home for sale
Coldwell Banker Realty
520 N Richard Jackson Blvd #3214, Panama City Beach, FL 32407
Coastal Living Realty & Associates
Building 29 Units Available
Unit #3214
520 N Richard Jackson Blvd
$159,000 - $499,000
Studio
$199k+
1 Bed
$159k+
2 Beds
$248.5k+
3 Beds
$335k+
$399,900
15
4Bds
2Ba
1,691sqft
Single family home for sale
Counts Real Estate Group Inc
$399,900
2
2Bds
3Ba
1,580sqft
Townhouse for sale
Citistar Realty
Building 14 Units Available
Unit #2204D
17757 Front Bch Rd
$395,000 - $849,900
1 Bed
$395k+
2 Beds
$499k+
3 Beds
$679k+
3D Tour
$399,900
5
3Bds
3Ba
1,898sqft
Townhouse for sale
Houwzer Inc
Price Drop: $15K
15928 Front Beach Rd #32005, Panama City Beach, FL 32413
Exp Realty Llc
$399,900
4
2Bds
3Ba
1,600sqft
Townhouse for sale
The Ketchersid Group, Llc
14825 Front Beach Rd #2205, Panama City Beach, FL 32413
Scenic Sotheby'S International Realty
Building 14 Units Available
Unit #2205
14825 Front Bch Rd
$399,900 - $899,000
1 Bed
$399.9k+
2 Beds
$509k+
3 Beds
$723k+
Price Drop: $6K
$399,900
6
2Bds
2Ba
1,315sqft
Sale Pending
Watersound Real Estate
16701 Front Beach Rd #805, Panama City Beach, FL 32413
Berkshire Hathaway Homeservices Beach Properties Of Florida
Building 7 Units Available
Unit #805
16701 Front Bch Rd
$399,900 - $9,000,000
1 Bed
$399.9k+
2 Beds
$579.9k+
3 Beds
$674.4k+
3D Tour
$399,000
4
2Bds
3Ba
1,436sqft
Townhouse for sale
Keller Williams Realty Gulf Coast
$399,000
7
--Bds
--Ba
0.25acre lot
Land for sale
Counts Real Estate Group Inc
3D Tour
$399,000
4
2Bds
2Ba
1,315sqft
Townhouse for sale
Coldwell Banker Realty
$399,000
7
3Bds
2Ba
1,526sqft
Single family home for sale
Savvy Avenue Llc
11347 Front Beach Rd #306, Panama City Beach, FL 32407
Foundation Real Estate Agency Llc
Building 12 Units Available
Unit #306
11347 Front Bch Rd
$350,000 - $1,200,000
1 Bed
$350k+
2 Beds
$549k+
3 Beds
$639k+
3D Tour
$399,000
4
2Bds
2Ba
1,315sqft
Sale Pending
Coldwell Banker Realty
$399,000
2
3Bds
2Ba
1,484sqft
Single family home for sale
The Premier Property Group Wat
Hot
17729 Front Beach Rd #403E, Panama City Beach, FL 32413
Superior Of Florida, Llc.
Building 6 Units Available
Unit #403E
17729 Front Bch Rd
$399,000 - $849,000
1 Bed
$399k+
2 Beds
$486.5k+
3 Beds
$835k+
$399,000
19
3Bds
2Ba
1,616sqft
Single family home for sale
La Florida Coastal Properties
$399,000
4
2Bds
1Ba
840sqft
Single family home for sale
Keller Williams Success Realty
3D Tour
$399,000
3
2Bds
2Ba
1,080sqft
Single family home for sale
Keller Williams Realty Fwb
8723 Conch Shell Ct, Panama City Beach, FL 32413
Legacy Premier Agency
Building 1 Unit Available
11757 Front Beach Rd #L404, Panama City Beach, FL 32407
Keller Williams Success Realty
Building 5 Units Available
Unit #L404
11757 Front Bch Rd
$399,000 - $975,000
1 Bed
$399k+
2 Beds
$519.9k+
3 Beds
$659.9k+
10519 Front Beach Rd #2003C, Panama City Beach, FL 32407
Miller & Associates Realty
Building 5 Units Available
Unit #2003C
10519 Front Bch Rd
$390,000 - $654,900
1 Bed
$399k+
2 Beds
$390k+
Price Drop: $51K
$399,000
5
4Bds
3Ba
2,316sqft
Sale Pending
Top Producers Real Estate Group
$399,000
7
--Bds
--Ba
2.99acres lot
Land for sale
Blackwater River Realty
$399,000
4
2Bds
2Ba
1,308sqft
Townhouse for sale
Coldwell Banker Realty
New Construction
107 Palm Reef Wy #14-603, Panama City Beach, FL 32407
Hms Real Estate
Building 1 Unit Available
Unit #14-603
$398,000
8
--Bds
--Ba
0.74acre lot
Land for sale
The Premier Property Group
4726 Bay Point Rd #4204, Panama City Beach, FL 32408
Emerald Coast Realty Group
Building 7 Units Available
Unit #4204
15928 Front Beach Rd #3-803, Panama City Beach, FL 32413
Beachy Beach Real Estate
New Construction
109 Palm Reef Wy #14-602, Panama City Beach, FL 32407
Hms Real Estate
Building 1 Unit Available
Unit #14-602
New Construction
103 Palm Reef Wy #14-605, Panama City Beach, FL 32407
Hms Real Estate
Building 1 Unit Available
Unit #14-605
$395,000
2
--Bds
--Ba
0.85acre lot
Land for sale
Coldwell Banker Realty
$395,000
2
3Bds
2Ba
1,232sqft
Single family home for sale
850 Getaway Inc
9450 S Thomas Dr #1505D, Panama City, FL 32408
Miller & Associates Realty
Building 22 Units Available
Unit #1505D
9450 S Thomas Dr
$275,000 - $1,095,000
Studio
$275k+
1 Bed
$339k+
2 Beds
$474.9k+
3 Beds
$825k+
10901 Front Beach Rd #1414, Panama City Beach, FL 32407
Rc Real Estate Group
Building 10 Units Available
Unit #1414
10901 Front Bch Rd
$339,000 - $969,000
Studio
$339k+
1 Bed
$356.9k+
2 Beds
$449.9k+
3 Beds
$599k+
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Panama City Beach, FL Housing Market Overview
Panama City Beach is a buyer's market right now. Homes are sitting on the market for 84 days on average. With 11 months of supply, there's less pressure to rush and more room to negotiate on price and terms.
Status
Buyer's Market
Days on Market
84
Inventory
913
Sep 2021Jun 2024Sep 2026
Median Home Price
$355,000Down 0.00%
In Sep 2026 · YoY
Sep 2021Jun 2024Sep 2026
Mortgage Rates 30-Yr Fixed
6.23%Down 0.58%
Current rate · YoY
Loan Type
30-Year Fixed
Housing Supply
- Homes For Sale
- 913 Up 26.63%
- Newly Listed Homes
- 568 Up 3.09%
- Months of Supply
- 11 Up 27.91%
Housing Demand
- Homes Sold
- 249 Down 0.80%
- Sale-to-List Ratio
- 95.5% Up 0.21%
- Homes Sold Above List
- 5.6% Up 135.15%
30-yr fixed rate 6.23% · Data as of Sep 2026 · Source: Houzeo Research.
View Full Panama City Beach Market ReportNo. of Homes
Prices
No. of Homes
No. of Homes
Based on information from Stellar MLS® through Oct 9, 2026, 9:45 AM as submitted to and distributed by MLS GRID. All data is obtained from various sources and may not have been verified by the broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers’ personal non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. The use of the MLS GRID Data may be subject to an end-user license agreement prescribed by the Member Participant’s applicable MLS, if any, and as amended from time to time. © 2026 Stellar MLS. All Rights Reserved.
Based on information from Central Panhandle Association of REALTORS® MLS through Oct 9, 2026, 9:45 AM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®
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Panama City Beach, FL Housing Market
763
Homes Available
$ 355,000
Median List Price
84 Days
Avg on Market
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