$85,000
4
--Bds
--Ba
0.14acre lot
Land for sale
Bluewater Realty Of Bay County Inc
Homes for Sale Under 100K in Panama City Beach, FL
5 Homes for Sale
Sort by:Newest Listings
$78,900
9
--Bds
--Ba
--sqft
Land for sale
Beachy Beach Real Estate
$76,500
14
--Bds
--Ba
0.07acre lot
Land for sale
Lowest Fee Realty Llc
$74,900
3
--Bds
--Ba
0.1acre lot
Sale Pending
Century 21 Allpoints Realty
Hot
$74,500
21
--Bds
--Ba
0.07acre lot
Land for sale
Christies International Real Estate Emerald Coast
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Panama City Beach, FL Housing Market Overview
Panama City Beach is a buyer's market right now. Homes are sitting on the market for 84 days on average. With 11 months of supply, there's less pressure to rush and more room to negotiate on price and terms.
Status
Buyer's Market
Days on Market
84
Inventory
913
Sep 2021Jun 2024Sep 2026
Median Home Price
$355,000Down 0.00%
In Sep 2026 · YoY
Sep 2021Jun 2024Sep 2026
Mortgage Rates 30-Yr Fixed
6.23%Down 0.58%
Current rate · YoY
Loan Type
30-Year Fixed
Housing Supply
- Homes For Sale
- 913 Up 26.63%
- Newly Listed Homes
- 568 Up 3.09%
- Months of Supply
- 11 Up 27.91%
Housing Demand
- Homes Sold
- 249 Down 0.80%
- Sale-to-List Ratio
- 95.5% Up 0.21%
- Homes Sold Above List
- 5.6% Up 135.15%
30-yr fixed rate 6.23% · Data as of Sep 2026 · Source: Houzeo Research.
View Full Panama City Beach Market ReportNo. of Homes
Prices
No. of Homes
No. of Homes
Based on information from Central Panhandle Association of REALTORS® MLS through Oct 9, 2026, 10:45 AM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®
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Panama City Beach, FL Housing Market
5
Homes Available
$ 355,000
Median List Price
84 Days
Avg on Market
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