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Single family home for sale at 109 Whiterock Dr, Mount Holly, NC 28120 | MLS# 4402234 | Listing updated on 2026-10-07
Photo 1 of Single family home for sale at 109 Whiterock Dr, Mount Holly, NC 28120 | MLS# 4402234 | Listing updated on 2026-10-07
Photo 2 of Single family home for sale at 109 Whiterock Dr, Mount Holly, NC 28120 | MLS# 4402234 | Listing updated on 2026-10-07
Photo 3 of Single family home for sale at 109 Whiterock Dr, Mount Holly, NC 28120 | MLS# 4402234 | Listing updated on 2026-10-07
Photo 4 of Single family home for sale at 109 Whiterock Dr, Mount Holly, NC 28120 | MLS# 4402234 | Listing updated on 2026-10-07
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$975,000

Monthly Est:$4,853

  • Beds Icon4 Beds
  • Beds Icon
    4 Baths
  • Beds Icon3,796sqft

109 Whiterock Dr, Mount Holly, NC 28120

$4,853/moEst:

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  • Single Family Residence

  • Built in 2003

  • $223.33/mo HOA

  • 0.89 acre lot

  • $257/sq.ft

Description

Luxury, craftsmanship, and lake lifestyle come together in this beautifully updated custom full-brick home in Stonewater with resort-like amenities, one of Mount Holly's premier waterfront communities. Perfectly positioned on a spacious corner lot with seasonal water views, this exceptional property also includes a deeded boat slip (Dock A-26), offering convenient access to Mountain Island Lake. This home has been well maintained and pride of ownership is apparent. It has been thoughtfully enhanced with fresh interior paint, a refreshed kitchen, new and refinished hardwood flooring throughout (NO CARPETS), updated lighting, hardware, and staircase with a custom runner, creating a fresh, timeless aesthetic while preserving the home's quality craftsmanship. Inside, soaring ceilings, extensive moldings, detailed millwork, tray and vaulted ceilings, walls of windows, and rich architectural details define the spacious interior. The impressive two-story great room features a gas fireplace with custom built-in cabinetry and serves as the centerpiece of the home. The main-level primary suite offers two walk-in closets, including one with custom built-ins, along with dual granite vanities, a jetted tub, and separate shower. Every secondary bedroom includes its own walk-in closet, while all bathrooms feature granite countertops, tile flooring, and tiled bath surrounds. One of the home's signature spaces is the approximately 380-square-foot heated and cooled EasyBreeze sunporch. Although not included in the heated living area, it functions as a four-season retreat with vaulted pine ceilings and peaceful views of the mature landscape beyond the partially fenced backyard. The trex deck, patio, and partially fenced backyard complete this outdoor living space. Additional highlights include a recently encapsulated crawl space with dehumidifier, an expansive driveway, a side-entry oversized 2 car garage with epoxy flooring and custom built-in cabinetry and work bench, new water heater, central vacuum system, irrigation, security system, kitchen water filtration, and a spacious laundry room with cabinetry and utility sink. From its custom craftsmanship and extensive updates to its deeded boat slip and desirable waterfront community, this home offers a rare combination of elegance, functionality, and recreation—all just minutes from Charlotte, Belmont, and the amenities of Mountain Island Lake.

  • Houzeo last checked: 11 minutes ago
  • Listing updated: October 7, 2026 at 10:15 pm
  • Listing Provided by: Margaret Tavares (704) 654-9652 | Berkshire Hathaway HomeServices Carolinas Realty (704) 542-1100
  • Source: Canopy MLS | MLS#: 4402234 Canopy MLS

Property Details

  • Status

    Active

  • Type

    Single Family Residence

  • No. of Stories

    -

  • County

    Gaston County

  • City

    Mount Holly

  • Neighborhood

    --

  • Year Built

    2003

  • HOA Fees

    $223.33/mo

  • Finished Area

    3,796 sqft

  • Lot Size

    0.89 acre lot

  • Basement Area

    - sqft

  • MLS Name

    Canopy MLS

  • MLS Number

    4402234

  • MLS Status

    Active

  • Days on Market

    84

  • Cumulative Days on Market

    83

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Location

HOA Management

Cedar Management Group

HOA Fees

$1,327.5/ Annually

Cedar Management Group

HOA Fees

$1,352/ Annually

Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.

Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedrooms: 4

    Bathrooms: 4

Interior

  • Exterior Features

    In Ground Irrigation

  • Sewer

    Public Sewer

  • Interior Features

    Attic Stairs Pulldown, Breakfast Bar, Built In Features, Cable Prewire, Central Vacuum, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Walk In Closet(s), Whirlpool

  • Heating

    Central, Ductless, Forced Air, Natural Gas, Zoned

  • Flooring

    Tile, Wood

  • Appliances

    Dishwasher, Disposal, Down Draft, Electric Oven, Gas Cooktop, Gas Water Heater, Microwave, Plumbed For Ice Maker, Self Cleaning Oven, Wall Oven

  • Cooling

    Ceiling Fan(s), Central Air, Ductless, Electric, Zoned

Construction

  • Year Built

    Year Built: 2003

  • Home type

    Single Family Residence

  • Foundation Details

    Crawl Space

  • Roof

    Architectural Shingle

  • Construction Materials

    Brick Full

Utilities & Energy

  • Water Source

    City

  • Laundry Features

    Electric Dryer Hookup, Inside, Laundry Room, Main Level, Sink, Washer Hookup

  • Fireplace Features

    Gas, Great Room

  • Parking Features

    Driveway, Attached Garage, Garage Door Opener, Garage Faces Side, Keypad Entry

  • Security Features

    Security System

Other Features

  • Lot Features

    Corner Lot, Wooded

  • Subdivision Name

    Stonewater

  • Community Features

    Clubhouse, Game Court, Lake Access, Outdoor Pool, Picnic Area, Playground, Recreation Area, Sidewalks, Sport Court, Street Lights, Tennis Court(s), Walking Trails

  • Patio And Porch Features

    Covered, Deck, Enclosed, Patio

Price History

DateEventPrice

08/24/2026

Source: mls_logoCanopy MLS #CAR4402234

Price Decreased

$990,000 -1.00%

$261/sqft

07/16/2026

Source: mls_logoCanopy MLS #CAR4402234

Listed for Sale

$1,000,000 +2.56%

$263/sqft

07/16/2026

Source: mls_logoCanopy MLS #CAR4402234

Price Decreased

$975,000 -2.50%

$257/sqft

07/11/2026

Source: mls_logoCanopy MLS #CAR4402234

Coming Soon

$1,000,000

$263/sqft

Nearby Homes

Based on information submitted to the MLS GRID from Canopy MLS through Oct 08, 2026, 11:15PM. All data is obtained from various sources and may not have been verified by the broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers’ personal, noncommercial use. It may not be used for any purpose other than to identify prospective properties which the consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. The use of the MLS GRID Data may be subject to an end-user license agreement prescribed by the Member Participant’s applicable MLS, if any, and as amended from time to time. ©2026 Canopy MLS. All Rights Reserved.

Advertising Broker: Nicholas Huscroft | Chosen Realty