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$199,640
Monthly Est:$994
3 Beds
2 Baths2 full baths
1,288sqft
1121 S 23rd Street, Temple, TX 76504
$199,640
$994/moEst:
Get Pre-Approved
Single Family Residence
Built in 1940
$-- HOA
10,663.49 sqft lot
$155/sq.ft
Description
Seller Financing at 6% - 3BR/2BA on Quarter-Acre Lot Near Baylor Scott & White
Why rent when you can own for less? This 3-bedroom, 2-bath home (1,288 sqft) in the established Tal Coe Place neighborhood of Temple, TX is offered with seller financing at 6% - a full point below current bank rates, with no bank qualifying.
THE HOME: Set on a generous 10,663 sqft lot with room to garden, add on, or simply enjoy the space. Single-level living throughout with wheelchair accessibility. Central heat and air, gas cooktop, ceiling fans, a covered front patio, and a fully chain-link fenced backyard with an exterior storage shed. Detached carport parking. Foundation professionally repaired (pier & beam) - documentation available.
THE LOCATION: A very walkable neighborhood (Walk Score 73) just minutes from Baylor Scott & White Medical Center ideal for hospital professionals with easy access to shopping, dining, and I-35. Temple ISD: Travis Science Academy (0.3 mi), Scott Elementary, and Temple High School all nearby.
THE TERMS: $199,640 purchase price, $25,000 down, 6% interest amortized over 30 years with a 5-year balloon. That's roughly $1,047/mo principal and interest with taxes and insurance, still under the $1,581/mo these homes rent for. A real path to homeownership for self-employed buyers or anyone locked out of traditional lending at 7%+ rates.
Serious inquiries only. Proof of down payment required with offer.
- Houzeo last checked: 10 minutes ago
- Listing updated: September 23, 2026 at 9:05 am
- Listing Provided by: Ramgopal Surabi (832) 748-0134 | Texas Signature Realty (832) 876-2093
- Source: Unlock MLS-TX | MLS#: 7162261
Property Details
Status
Active
Type
Single Family Residence
No. of Stories
-
County
City
Neighborhood
--
Year Built
1940
HOA Fees
-
Finished Area
1,288 sqft
Lot Size
10,663.49 sqft lot
Basement Area
- sqft
MLS Name
Unlock MLS
MLS Number
7162261
MLS Status
Active
Days on Market
15
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Location
Facts & Features
Rooms
Bedrooms & bathrooms
Bedrooms: 3
Bathrooms: 2
Interior
Flooring
Carpet, Vinyl
Heating
Electric
Appliances
Refrigerator
Cooling
Electric
Window Features
Double Pane Windows
Exterior Features
None
Interior Features
Ceiling Fan(s), Multiple Dining Areas, Primary Bedroom On Main, Storage
Sewer
Public Sewer
Construction
Year Built
Year Built: 1940
Home type
Single Family Residence
Construction Materials
Vinyl Siding
Property Condition
Updated/remodeled
Foundation Details
Pillar/post/pier
Roof
Asphalt
Utilities & Energy
Water Source
Public
Fireplace Features
None
Parking Features
Additional Parking
Utilities
Electricity Connected, Natural Gas Available, Water Connected
Pool Features
None
Other Features
Community Features
None
Disclosures
Lead Base Paint Addendum, Owner/agent, Seller Provided Survey Available
Patio And Porch Features
Covered, Front Porch, Patio
Lot Features
Back Yard, Corner Lot, Few Trees, Front Yard
Subdivision Name
Tal Coe Place
Price History
| Date | Event | Price |
|---|---|---|
09/23/2026 Source: | Listed for Sale | $199,640 $155/sqft |
09/01/2026 Source: | Listing Removed | $199,640 $155/sqft |
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Based on information submitted to the MLS GRID from Unlock MLS through Oct 08, 2026, 10:31PM. All information provided is deemed reliable but is not guaranteed and should be independently verified. Unlock MLS and its affiliates provide the MLS and all content therein “AS IS” and without any warranty, express or implied. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. The information being provided is for consumers’ personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. © 2026 Unlock MLS. All Rights Reserved.
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