- Overview
- Description
- Property Details
- Location
- HOA Management
- Facts & Features
- Getting Around
- Nearby Homes

Street View
$429,900
Monthly Est:$2,140
2 Beds
- 2 Baths
2 full baths
1,076sqft
12011 Front Beach Rd #1104, Panama City Beach, FL 32407
$429,900
$2,140/moEst:
Get Pre-Approved
Condominium
Built in 2005
$970/mo HOA
-- sqft lot
$400/sq.ft
Description
This beautifully furnished and decorated two-bedroom, two-bath Gulf-front condo offers stunning views of the emerald waters and sugar-white sands of Panama City Beach. Enjoy the beauty of the Gulf from the spacious private balcony, where you can take in breathtaking sunsets, watch dolphins play, and experience the best of beachfront living. The Gulf-front living area features comfortable furnishings, abundant natural light, and direct access to the balcony, creating an inviting space to relax and entertain. The well-appointed kitchen offers granite countertops, stainless steel appliances, ample cabinet space, and a convenient breakfast bar overlooking the living and dining areas. The Gulf-front primary bedroom provides beautiful water views and direct balcony access, creating the perfect place to wake up to the sights and sounds of the beach. The primary bathroom features a spacious vanity and tub/shower combination. With attractive coastal décor, comfortable furnishings, and a desirable Gulf-front layout, this condo is ready to enjoy as a personal beach retreat or vacation rental investment. Don't miss the opportunity to own your own piece of paradise on the beautiful Gulf Coast! Underbuilding Parking is as convenient as it gets! Sterling Reef is the perfect beach vacation destination for your family. Conveniently located just west of M.B. Miller fishing pier (there is nothing in between Sterling Reef and the pier, and never will be), you enjoy 1700 feet of unspoiled and uncrowded beaches! You are close to everything with easy access to the middle and back beach roads to bypass traffic in heavy traffic. Sterling Reef amenities include a heated bi-level pool with connecting waterfall, fitness center overlooking the gulf, clubhouse with media room, video game room, movie rentals, sky BBQ terrace, and the convenience of covered parking in the same building. Take your fishing pole right out to the pier to catch your dinner!! Directly across the street is Shipwreck Island Water Park, and must for kids of all ages. The location is great, in the heart of Panama City. Out to the beach and there are beach umbrella and chair rentals for you to enjoy, banana boat rides, parasailing, and jet ski rentals.
- Houzeo last checked: 14 minutes ago
- Listing updated: November 3, 2026 at 9:27 pm
- Listing Provided by: John B Skinner Jr. (850) 543-5763 DRE #3226343 | Keller Williams Realty Emerald (850) 654-2900
- Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 797353

Property Details
Status
Active
Type
Condominium
No. of Stories
-
County
City
Neighborhood
--
Year Built
2005
HOA Fees
$970/mo
Finished Area
1,076 sqft
Lot Size
-- sqft lot
Basement Area
- sqft
MLS Name
Bay/Panama City/Central Panhandle MLS
MLS Number
797353
MLS Status
Active
Days on Market
1

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Location
HOA Management
N/A
HOA Fees
$970/ Monthly
Amenities
Amenities and services may be covered by one or multiple associations and service providers.
Sewer
Insurance
Internet
Club House
Water
Trash Pickup
Maintenance
Cable TV
SeeRemarks
Pools
FitnessFacility
LegalAccounting
Other
AssociationManagement
Barbecue
Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.
Facts & Features
Rooms
Bedrooms & bathrooms
Bedrooms: 2
Bathrooms: 2
Other
Level: First
Area: 167.70 Square Feet
Dimensions: 25.8 x 6.5
DiningRoom
Level: First
Area: 146.00 Square Feet
Dimensions: 10 x 14.6
Bedroom
Level: First
Area: 115.56 Square Feet
Dimensions: 10.8 x 10.7
PrimaryBedroom
Level: First
Area: 135.30 Square Feet
Dimensions: 12.3 x 11
Interior
Appliances
Electric Range, Electric Water Heater
Sewer
Public Sewer
Cooling
Central Air
Flooring
Plank, Vinyl
Interior Features
Balcony, Main Level Primary, Separate Shower, Tub Shower, Walk In Closets
Heating
Central, Electric
Construction
Year Built
Year Built: 2005
Home type
Condominium
Construction Materials
Concrete, Stucco
Architectural Style
High Rise
Utilities & Energy
Pool Features
Community
Utilities
Cable Connected, Electricity Available, Phone Connected
Association Amenities
Other, See Remarks, Barbecue
Other Features
Community Features
Barbecue, Clubhouse, Elevator, Fitness Center, Community Pool, Short Term Rental Allowed
Lot Features
Paved
Patio And Porch Features
Balcony
Subdivision Name
Sterling Reef
Price History
| Date | Event | Price |
|---|---|---|
11/03/2026 Source: | Listed for Sale | $429,900 +28.37% $400/sqft |
09/21/2020 Source: | Price Decreased | $334,900 -1.47% $311/sqft |
09/21/2020 Source: | Sold | $339,900 $316/sqft |
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Based on information from Central Panhandle Association of REALTORS® MLS through Nov 04, 2026, 11:00PM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®
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