For Sale
Condo for sale at 12011 Front Beach Rd #1104, Panama City Beach, FL 32407 | MLS# 797353 | Listing updated on 2026-11-03
Photo 1 of Condo for sale at 12011 Front Beach Rd #1104, Panama City Beach, FL 32407 | MLS# 797353 | Listing updated on 2026-11-03
Photo 2 of Condo for sale at 12011 Front Beach Rd #1104, Panama City Beach, FL 32407 | MLS# 797353 | Listing updated on 2026-11-03
Photo 3 of Condo for sale at 12011 Front Beach Rd #1104, Panama City Beach, FL 32407 | MLS# 797353 | Listing updated on 2026-11-03
Photo 4 of Condo for sale at 12011 Front Beach Rd #1104, Panama City Beach, FL 32407 | MLS# 797353 | Listing updated on 2026-11-03
33+
Beds Icon

Street View

$429,900

Monthly Est:$2,140

  • Beds Icon2 Beds
  • Beds Icon
    2 Baths
  • Beds Icon1,076sqft

12011 Front Beach Rd #1104, Panama City Beach, FL 32407

$2,140/moEst:

Get Pre-Approved

  • Condominium

  • Built in 2005

  • $970/mo HOA

  • -- sqft lot

  • $400/sq.ft

Description

This beautifully furnished and decorated two-bedroom, two-bath Gulf-front condo offers stunning views of the emerald waters and sugar-white sands of Panama City Beach. Enjoy the beauty of the Gulf from the spacious private balcony, where you can take in breathtaking sunsets, watch dolphins play, and experience the best of beachfront living. The Gulf-front living area features comfortable furnishings, abundant natural light, and direct access to the balcony, creating an inviting space to relax and entertain. The well-appointed kitchen offers granite countertops, stainless steel appliances, ample cabinet space, and a convenient breakfast bar overlooking the living and dining areas. The Gulf-front primary bedroom provides beautiful water views and direct balcony access, creating the perfect place to wake up to the sights and sounds of the beach. The primary bathroom features a spacious vanity and tub/shower combination. With attractive coastal décor, comfortable furnishings, and a desirable Gulf-front layout, this condo is ready to enjoy as a personal beach retreat or vacation rental investment. Don't miss the opportunity to own your own piece of paradise on the beautiful Gulf Coast! Underbuilding Parking is as convenient as it gets! Sterling Reef is the perfect beach vacation destination for your family. Conveniently located just west of M.B. Miller fishing pier (there is nothing in between Sterling Reef and the pier, and never will be), you enjoy 1700 feet of unspoiled and uncrowded beaches! You are close to everything with easy access to the middle and back beach roads to bypass traffic in heavy traffic. Sterling Reef amenities include a heated bi-level pool with connecting waterfall, fitness center overlooking the gulf, clubhouse with media room, video game room, movie rentals, sky BBQ terrace, and the convenience of covered parking in the same building. Take your fishing pole right out to the pier to catch your dinner!! Directly across the street is Shipwreck Island Water Park, and must for kids of all ages. The location is great, in the heart of Panama City. Out to the beach and there are beach umbrella and chair rentals for you to enjoy, banana boat rides, parasailing, and jet ski rentals.

  • Houzeo last checked: 14 minutes ago
  • Listing updated: November 3, 2026 at 9:27 pm
  • Listing Provided by: John B Skinner Jr. (850) 543-5763 DRE #3226343 | Keller Williams Realty Emerald (850) 654-2900
  • Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 797353 Bay/Panama City/Central Panhandle MLS-FL

Property Details

  • Status

    Active

  • Type

    Condominium

  • No. of Stories

    -

  • County

    Bay County

  • City

    Panama City Beach

  • Neighborhood

    --

  • Year Built

    2005

  • HOA Fees

    $970/mo

  • Finished Area

    1,076 sqft

  • Lot Size

    -- sqft lot

  • Basement Area

    - sqft

  • MLS Name

    Bay/Panama City/Central Panhandle MLS

  • MLS Number

    797353

  • MLS Status

    Active

  • Days on Market

    1

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Location

HOA Management

N/A

HOA Fees

$970/ Monthly

Amenities

Amenities and services may be covered by one or multiple associations and service providers.

Sewer Sewer

Insurance Insurance

Internet Internet

Club House Club House

Water Water

Trash Pickup Trash Pickup

Maintenance Maintenance

Cable TV Cable TV

SeeRemarks SeeRemarks

Pools Pools

FitnessFacility FitnessFacility

LegalAccounting LegalAccounting

Other Other

AssociationManagement AssociationManagement

Barbecue Barbecue

Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.

Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedrooms: 2

    Bathrooms: 2

  • Other

    Level: First

    Area: 167.70 Square Feet

    Dimensions: 25.8 x 6.5

  • DiningRoom

    Level: First

    Area: 146.00 Square Feet

    Dimensions: 10 x 14.6

  • Bedroom

    Level: First

    Area: 115.56 Square Feet

    Dimensions: 10.8 x 10.7

  • PrimaryBedroom

    Level: First

    Area: 135.30 Square Feet

    Dimensions: 12.3 x 11

Interior

  • Appliances

    Electric Range, Electric Water Heater

  • Sewer

    Public Sewer

  • Cooling

    Central Air

  • Flooring

    Plank, Vinyl

  • Interior Features

    Balcony, Main Level Primary, Separate Shower, Tub Shower, Walk In Closets

  • Heating

    Central, Electric

Construction

  • Year Built

    Year Built: 2005

  • Home type

    Condominium

  • Construction Materials

    Concrete, Stucco

  • Architectural Style

    High Rise

Utilities & Energy

  • Pool Features

    Community

  • Utilities

    Cable Connected, Electricity Available, Phone Connected

  • Association Amenities

    Other, See Remarks, Barbecue

Other Features

  • Community Features

    Barbecue, Clubhouse, Elevator, Fitness Center, Community Pool, Short Term Rental Allowed

  • Lot Features

    Paved

  • Patio And Porch Features

    Balcony

  • Subdivision Name

    Sterling Reef

Price History

DateEventPrice

11/03/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #797353

Listed for Sale

$429,900 +28.37%

$400/sqft

09/21/2020

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #690512

Price Decreased

$334,900 -1.47%

$311/sqft

09/21/2020

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #690512

Sold

$339,900

$316/sqft

Nearby Homes

Based on information from Central Panhandle Association of REALTORS® MLS through Nov 04, 2026, 11:00PM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®

Advertising Broker: Moe Mossa (Savvy Avenue) | Savvy Avenue, LLC

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