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1st image of 122 Monterey Ave, Panama City Beach, FL 32413 | MLS# 778175
2nd image of 122 Monterey Ave, Panama City Beach, FL 32413 | MLS# 778175
3rd image of 122 Monterey Ave, Panama City Beach, FL 32413 | MLS# 778175
4th image of 122 Monterey Ave, Panama City Beach, FL 32413 | MLS# 778175
5th image of 122 Monterey Ave, Panama City Beach, FL 32413 | MLS# 778175
59+
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$1,000,000

  • Beds Icon4 Beds
  • Beds Icon
    2 Baths

    2 full baths

  • Beds Icon1,848sqft

122 Monterey Ave, Panama City Beach, FL 32413

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  • Single Family Residence

  • Built in 1977

  • $20/mo HOA

  • 0.19 acre lot

  • $541/sq.ft

Description

NEW PRICE on this Florida Beach Cottage at 122 Monterey Avenue where original 1977 family craftsmanship meets timeless coastal living. This four-bedroom, two-bathroom home offers the perfect blend of vintage character and beachside convenience in the highly sought-after private beach access community of Santa Monica Beach. No crowds here!

The real treasure lies 400 feet from your front door with no beachfront residential or commercial development allowed, preserving the natural beauty of the gulf coast, meaning your slice of paradise will remain forever. Crystal white sandy beaches, clear emerald-green waters, bright blue skies and breathtaking sunsets guarantees relax...

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  • Houzeo last checked: 27 minutes ago
  • Listing updated: August 18, 2026 at 7:35 pm
  • Listing Provided by: Kellie Clements (770) 367-1261 | Compass Florida, LLC (850) 296-9769
  • Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 778175 Bay/Panama City/Central Panhandle MLS-FL

Property Details

  • Status

    Pending

  • Type

    Single Family Residence

  • No. of Stories

    -

  • County

    Bay County

  • City

    Panama City Beach

  • Neighborhood

    --

  • Year Built

    1977

  • HOA Fees

    $20/mo

  • Finished Area

    1,848 sqft

  • Lot Size

    0.19 acre lot

  • Basement Area

    - sqft

  • MLS Name

    Bay/Panama City/Central Panhandle MLS

  • MLS Number

    778175

  • MLS Status

    Pending

  • Days on Market

    13

  • Cumulative Days on Market

    345

Data provided by Redfin

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