For Sale
Single family home for sale at 123 Moonraker Cir, Panama City Beach, FL 32407 | MLS# 782046 | Listing updated on 2026-09-29
Photo 1 of Single family home for sale at 123 Moonraker Cir, Panama City Beach, FL 32407 | MLS# 782046 | Listing updated on 2026-09-29
Photo 2 of Single family home for sale at 123 Moonraker Cir, Panama City Beach, FL 32407 | MLS# 782046 | Listing updated on 2026-09-29
Photo 3 of Single family home for sale at 123 Moonraker Cir, Panama City Beach, FL 32407 | MLS# 782046 | Listing updated on 2026-09-29
Photo 4 of Single family home for sale at 123 Moonraker Cir, Panama City Beach, FL 32407 | MLS# 782046 | Listing updated on 2026-09-29
39+
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Street View

$524,900

Monthly Est:$2,613

  • Beds Icon4 Beds
  • Beds Icon
    3 Baths
  • Beds Icon2,191sqft

123 Moonraker Cir, Panama City Beach, FL 32407

$2,613/moEst:

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  • Single Family Residence

  • Built in 2019

  • $133.33/mo HOA

  • 0.18 acre lot

  • $240/sq.ft

Description

LOCATION, LOCATION, LOCATION -- CLOSE TO BEACH WITH A UNIQUE IN-LAW/GUEST SUITE!
Welcome to Moonraker Circle, where coastal living meets flexibility, privacy, and convenience. Located just .5 of a mile from M.B. Miller County Pier and the beautiful beaches of Panama City Beach, this distinctive 4-bedroom, 3-bath home has 2,191 heated/cooled sq. ft. and 2,862 sq. ft. under roof, with a layout that provides exceptional versatility.
One of the home's standout features is the in-law/guest suite under the same roof as the main home, complete with its own private exterior entrance and an interior connecting door. The suite includes a bedroom, full bathroom with a large walk-i
n shower, laundry closet designed for a stackable washer/dryer, full kitchen with dining area, and living room. It's an ideal space for extended family, guests, or anyone wanting additional privacy and flexibility.
The main home features a 3-bedroom, 2-bath split-bedroom floor plan with an open-concept living, dining, and kitchen area. The spacious primary bedroom measures approximately 14' x 16' and includes a large walk-in closet and ensuite bathroom with double vanity, garden tub, separate shower, and private toilet room. The two additional bedrooms each feature walk-in closets and share a full bathroom.
Step outside to the screened back porch overlooking the neighborhood pond, complete with a relaxing fountain. Enjoy your morning coffee while taking in the peaceful water view or unwind in the evening with a glass of wine. The fenced yard provides added privacy and is convenient for pets.
Additional highlights include:
• Two-car garage plus additional parking area for a third vehicle
• Shaw luxury vinyl plank flooring throughout the main living areas and guest suite
• Two main-home bedrooms re-carpeted in January 2025
• New HVAC unit on main house August 2026
• Exterior repainted December 2024
• Additional interior rooms painted fall 2025
• Crown molding in main living areas
• 3'' plantation shutters throughout the main home
• Separate laundry room with cabinets and full-size washer/dryer space
• Keyless front-door entry
• Wyze doorbell camera and PTZ driveway/road camera
• Low-voltage lighting along the rear and side yards
• Fenced yard with privacy and pet-friendly functionality
The $400 quarterly HOA fee provides maintenance of the community pool and bathrooms, covered cookout area and grill, dog park, doggie stations, and approximately 4.3 acres of maintained common-area grounds. Moonraker Circle is a pet-friendly community.
And the location is hard to beat -- close to the beach, restaurants, gyms, major grocery stores, home improvement centers, Shipwreck Island, and countless Panama City Beach attractions.
If you're looking for a home that provides beach proximity, peaceful water views, flexible living space, and a truly versatile guest/in-law suite, this one deserves a closer look. Some photos have been virtually rendered.

  • Houzeo last checked: 8 minutes ago
  • Listing updated: September 29, 2026 at 3:29 am
  • Listing Provided by: Steven Koleno (804) 656-5007 | Beycome of Florida LLC (804) 656-5007
  • Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 782046 Bay/Panama City/Central Panhandle MLS-FL

Property Details

  • Status

    Active

  • Type

    Single Family Residence

  • No. of Stories

    1

  • County

    Bay County

  • City

    Panama City Beach

  • Neighborhood

    --

  • Year Built

    2019

  • HOA Fees

    $133.33/mo

  • Finished Area

    2,191 sqft

  • Lot Size

    0.18 acre lot

  • Basement Area

    - sqft

  • MLS Name

    Bay/Panama City/Central Panhandle MLS

  • MLS Number

    782046

  • MLS Status

    Active

  • Days on Market

    339

  • Cumulative Days on Market

    308

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Location

HOA Management

N/A

HOA Fees

$400/ Quarterly

Amenities

Amenities and services may be covered by one or multiple associations and service providers.

Maintenance Maintenance

Pools Pools

LegalAccounting LegalAccounting

AssociationManagement AssociationManagement

Barbecue Barbecue

Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.

Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedrooms: 4

    Bathrooms: 3

  • ScreenedPorch

    Level: First

    Area: 131.13 Square Feet

    Dimensions: 14.1 x 9.3

  • PrimaryBathroom

    Level: First

    Area: 115.63 Square Feet

    Dimensions: 12.5 x 9.25

  • PrimaryBedroom

    Level: First

    Area: 225.60 Square Feet

    Dimensions: 14.1 x 16

  • Laundry

    Level: First

    Area: 35.20 Square Feet

    Dimensions: 5.5 x 6.4

  • GreatRoom

    Level: First

    Area: 325.88 Square Feet

    Dimensions: 16.5 x 19.75

  • Kitchen

    Level: First

    Area: 140.25 Square Feet

    Dimensions: 12.75 x 11

  • FullBath

    Level: First

    Area: 40.67 Square Feet

    Dimensions: 8.3 x 4.9

  • Bedroom

    Level: First

    Area: 137.94 Square Feet

    Dimensions: 11.4 x 12.1

  • Bedroom

    Level: First

    Area: 99.00 Square Feet

    Dimensions: 9 x 11

  • Bedroom

    Level: First

    Area: 134.31 Square Feet

    Dimensions: 12.1 x 11.1

  • Garage

    Level: First

    Area: 451.31 Square Feet

    Dimensions: 21.75 x 20.75

Interior

  • Exterior Features

    Patio, Porch, Rain Gutters

  • Interior Features

    Interior Steps, Main Level Primary

  • Heating

    Central

Construction

  • Year Built

    Year Built: 2019

  • Home type

    Single Family Residence

  • Roof

    Composition, Shingle

  • Foundation Details

    Slab

  • Architectural Style

    Contemporary

  • Construction Materials

    Hardiplank Type

Utilities & Energy

  • Utilities

    None

  • Association Amenities

    Barbecue

Other Features

  • Lot Features

    Sprinkler System

  • Patio And Porch Features

    Balcony, Patio, Porch, Screened

  • Subdivision Name

    Moonraker

Price History

DateEventPrice

05/13/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #782046

Listed for Sale

$524,900

$240/sqft

04/30/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #782046

Pending

$524,900

$240/sqft

03/27/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #782046

Price Decreased

$524,900 -0.96%

$240/sqft

03/06/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #782046

Price Decreased

$529,999 -0.56%

$242/sqft

02/04/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #782046

Price Decreased

$532,999 -0.56%

$243/sqft

Show more

Nearby Homes

Based on information from Central Panhandle Association of REALTORS® MLS through Oct 30, 2026, 08:00AM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®

Advertising Broker: Moe Mossa (Savvy Avenue) | Savvy Avenue, LLC

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