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Street View
$524,900
Monthly Est:$2,613
4 Beds
- 3 Baths
3 full baths
2,191sqft
123 Moonraker Cir, Panama City Beach, FL 32407
$524,900
$2,613/moEst:
Get Pre-Approved
Single Family Residence
Built in 2019
$133.33/mo HOA
0.18 acre lot
$240/sq.ft
Description
LOCATION, LOCATION, LOCATION -- CLOSE TO BEACH WITH A UNIQUE IN-LAW/GUEST SUITE!
Welcome to Moonraker Circle, where coastal living meets flexibility, privacy, and convenience. Located just .5 of a mile from M.B. Miller County Pier and the beautiful beaches of Panama City Beach, this distinctive 4-bedroom, 3-bath home has 2,191 heated/cooled sq. ft. and 2,862 sq. ft. under roof, with a layout that provides exceptional versatility.
One of the home's standout features is the in-law/guest suite under the same roof as the main home, complete with its own private exterior entrance and an interior connecting door. The suite includes a bedroom, full bathroom with a large walk-in shower, laundry closet designed for a stackable washer/dryer, full kitchen with dining area, and living room. It's an ideal space for extended family, guests, or anyone wanting additional privacy and flexibility.
The main home features a 3-bedroom, 2-bath split-bedroom floor plan with an open-concept living, dining, and kitchen area. The spacious primary bedroom measures approximately 14' x 16' and includes a large walk-in closet and ensuite bathroom with double vanity, garden tub, separate shower, and private toilet room. The two additional bedrooms each feature walk-in closets and share a full bathroom.
Step outside to the screened back porch overlooking the neighborhood pond, complete with a relaxing fountain. Enjoy your morning coffee while taking in the peaceful water view or unwind in the evening with a glass of wine. The fenced yard provides added privacy and is convenient for pets.
Additional highlights include:
• Two-car garage plus additional parking area for a third vehicle
• Shaw luxury vinyl plank flooring throughout the main living areas and guest suite
• Two main-home bedrooms re-carpeted in January 2025
• New HVAC unit on main house August 2026
• Exterior repainted December 2024
• Additional interior rooms painted fall 2025
• Crown molding in main living areas
• 3'' plantation shutters throughout the main home
• Separate laundry room with cabinets and full-size washer/dryer space
• Keyless front-door entry
• Wyze doorbell camera and PTZ driveway/road camera
• Low-voltage lighting along the rear and side yards
• Fenced yard with privacy and pet-friendly functionality
The $400 quarterly HOA fee provides maintenance of the community pool and bathrooms, covered cookout area and grill, dog park, doggie stations, and approximately 4.3 acres of maintained common-area grounds. Moonraker Circle is a pet-friendly community.
And the location is hard to beat -- close to the beach, restaurants, gyms, major grocery stores, home improvement centers, Shipwreck Island, and countless Panama City Beach attractions.
If you're looking for a home that provides beach proximity, peaceful water views, flexible living space, and a truly versatile guest/in-law suite, this one deserves a closer look. Some photos have been virtually rendered.
- Houzeo last checked: 8 minutes ago
- Listing updated: September 29, 2026 at 3:29 am
- Listing Provided by: Steven Koleno (804) 656-5007 | Beycome of Florida LLC (804) 656-5007
- Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 782046

Property Details
Status
Active
Type
Single Family Residence
No. of Stories
1
County
City
Neighborhood
--
Year Built
2019
HOA Fees
$133.33/mo
Finished Area
2,191 sqft
Lot Size
0.18 acre lot
Basement Area
- sqft
MLS Name
Bay/Panama City/Central Panhandle MLS
MLS Number
782046
MLS Status
Active
Days on Market
339
Cumulative Days on Market
308

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Location
HOA Management
N/A
HOA Fees
$400/ Quarterly
Amenities
Amenities and services may be covered by one or multiple associations and service providers.
Maintenance
Pools
LegalAccounting
AssociationManagement
Barbecue
Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.
Facts & Features
Rooms
Bedrooms & bathrooms
Bedrooms: 4
Bathrooms: 3
ScreenedPorch
Level: First
Area: 131.13 Square Feet
Dimensions: 14.1 x 9.3
PrimaryBathroom
Level: First
Area: 115.63 Square Feet
Dimensions: 12.5 x 9.25
PrimaryBedroom
Level: First
Area: 225.60 Square Feet
Dimensions: 14.1 x 16
Laundry
Level: First
Area: 35.20 Square Feet
Dimensions: 5.5 x 6.4
GreatRoom
Level: First
Area: 325.88 Square Feet
Dimensions: 16.5 x 19.75
Kitchen
Level: First
Area: 140.25 Square Feet
Dimensions: 12.75 x 11
FullBath
Level: First
Area: 40.67 Square Feet
Dimensions: 8.3 x 4.9
Bedroom
Level: First
Area: 137.94 Square Feet
Dimensions: 11.4 x 12.1
Bedroom
Level: First
Area: 99.00 Square Feet
Dimensions: 9 x 11
Bedroom
Level: First
Area: 134.31 Square Feet
Dimensions: 12.1 x 11.1
Garage
Level: First
Area: 451.31 Square Feet
Dimensions: 21.75 x 20.75
Interior
Exterior Features
Patio, Porch, Rain Gutters
Interior Features
Interior Steps, Main Level Primary
Heating
Central
Construction
Year Built
Year Built: 2019
Home type
Single Family Residence
Roof
Composition, Shingle
Foundation Details
Slab
Architectural Style
Contemporary
Construction Materials
Hardiplank Type
Utilities & Energy
Utilities
None
Association Amenities
Barbecue
Other Features
Lot Features
Sprinkler System
Patio And Porch Features
Balcony, Patio, Porch, Screened
Subdivision Name
Moonraker
Price History
| Date | Event | Price |
|---|---|---|
05/13/2026 Source: | Listed for Sale | $524,900 $240/sqft |
04/30/2026 Source: | Pending | $524,900 $240/sqft |
03/27/2026 Source: | Price Decreased | $524,900 -0.96% $240/sqft |
03/06/2026 Source: | Price Decreased | $529,999 -0.56% $242/sqft |
02/04/2026 Source: | Price Decreased | $532,999 -0.56% $243/sqft |
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Based on information from Central Panhandle Association of REALTORS® MLS through Oct 30, 2026, 08:00AM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®
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