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Sale Pending at 128 Central Ave, Panama City, FL 32401 | MLS# 795634 | Listing updated on 2026-10-30
Photo 1 of Sale Pending at 128 Central Ave, Panama City, FL 32401 | MLS# 795634 | Listing updated on 2026-10-30
Photo 2 of Sale Pending at 128 Central Ave, Panama City, FL 32401 | MLS# 795634 | Listing updated on 2026-10-30
Photo 3 of Sale Pending at 128 Central Ave, Panama City, FL 32401 | MLS# 795634 | Listing updated on 2026-10-30
Photo 4 of Sale Pending at 128 Central Ave, Panama City, FL 32401 | MLS# 795634 | Listing updated on 2026-10-30
26+
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Street View

$255,000

Monthly Est:$1,269

  • Beds Icon4 Beds
  • Beds Icon
    3 Baths
  • Beds Icon1,732sqft

128 Central Ave, Panama City, FL 32401

$1,269/moEst:

Get Pre-Approved

  • Multi Family

  • Built in 2026

  • $-- HOA

  • 0.2 acre lot

  • $147/sq.ft

Description

Possible rental income with mother in law! Welcome to this beautifully designed all-brick home, offering lasting durability, timeless curb appeal, and custom interior finishes throughout. From the moment you enter, you will notice the attention to detail, thoughtful design, and quality craftsmanship that make this property truly stand out.

The home features inviting living spaces, stylish custom touches, and a functional layout designed for both everyday living and entertaining. The all-brick exterior provides low-maintenance beauty, while the interior offers a warm and distinctive atmosphere that feels anything but ordinary.

The standout feature of this property is
the private mother-in-law suite, complete with its own full kitchen, full bathroom, bedroom, and private living space. This versatile addition is ideal for extended family, visiting guests, a private home office, or potential rental income. It provides independence and privacy while remaining conveniently located on the same property.

Whether you are looking for additional space for loved ones or an opportunity to generate extra income, this unique home offers flexibility that is difficult to find. Do not miss the opportunity to own a thoughtfully designed property with exceptional features and multiple possibilities.

  • Houzeo last checked: 12 hours ago
  • Listing updated: October 30, 2026 at 2:26 pm
  • Listing Provided by: Keant Allen (850) 896-4403 DRE #SL3421502 | Central Bay Realty and Property Management LLC (850) 257-5016
  • Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 795634 Bay/Panama City/Central Panhandle MLS-FL

Property Details

  • Status

    Pending

  • Type

    Multi Family

  • No. of Stories

    -

  • County

    Bay County

  • City

    Panama City

  • Neighborhood

    --

  • Year Built

    2026

  • HOA Fees

    -

  • Finished Area

    1,732 sqft

  • Lot Size

    0.2 acre lot

  • Basement Area

    - sqft

  • MLS Name

    Bay/Panama City/Central Panhandle MLS

  • MLS Number

    795634

  • MLS Status

    Pending

  • Days on Market

    43

  • Cumulative Days on Market

    94

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Location

Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedrooms: 4

    Bathrooms: 3

  • Bedroom

    Level: First

    Area: 121.00 Square Feet

    Dimensions: 11 x 11

  • Bedroom

    Level: First

    Area: 121.00 Square Feet

    Dimensions: 11 x 11

  • Bedroom

    Level: First

    Area: 121.00 Square Feet

    Dimensions: 11 x 11

  • PrimaryBedroom

    Level: First

    Area: 17388.00 Square Feet

    Dimensions: 126 x 138

Interior

  • Sewer

    Public Sewer

  • Heating

    Heat Pump

  • Interior Features

    Main Level Primary

  • Appliances

    Electric Oven, Electric Range, Electric Water Heater

  • Cooling

    Ductless, Heat Pump

Construction

  • Year Built

    Year Built: 2026

  • Home type

    Multi Family

  • Foundation Details

    Slab

  • Roof

    Asphalt

  • Construction Materials

    Brick

Utilities & Energy

  • Utilities

    Electricity Available

Other Features

  • Subdivision Name

    No Named Subdivision

  • Community Features

    Short Term Rental Allowed

Price History

DateEventPrice

10/30/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #795634

Pending

$255,000

$147/sqft

10/02/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #795634

Price Decreased

$255,000 -5.56%

$147/sqft

09/30/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #795634

Price Decreased

$269,999 -2.17%

$156/sqft

09/29/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #795634

Price Decreased

$276,000 -3.16%

$159/sqft

09/20/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #795634

Price Decreased

$285,000 -5.00%

$165/sqft

Show more

Nearby Homes

Based on information from Central Panhandle Association of REALTORS® MLS through Nov 02, 2026, 02:15PM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®

Advertising Broker: Moe Mossa (Savvy Avenue) | Savvy Avenue, LLC

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