Pending
Sale Pending at 12802 Merial Waters Pass, Panama City, FL 32409 | MLS# 795910 | Listing updated on 2026-10-16
Photo 1 of Sale Pending at 12802 Merial Waters Pass, Panama City, FL 32409 | MLS# 795910 | Listing updated on 2026-10-16
Photo 2 of Sale Pending at 12802 Merial Waters Pass, Panama City, FL 32409 | MLS# 795910 | Listing updated on 2026-10-16
Photo 3 of Sale Pending at 12802 Merial Waters Pass, Panama City, FL 32409 | MLS# 795910 | Listing updated on 2026-10-16
Photo 4 of Sale Pending at 12802 Merial Waters Pass, Panama City, FL 32409 | MLS# 795910 | Listing updated on 2026-10-16
51+
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Street View

$415,000

Monthly Est:$2,066

  • Beds Icon3 Beds
  • Beds Icon
    2 Baths
  • Beds Icon2,163sqft

12802 Merial Waters Pass, Panama City, FL 32409

$2,066/moEst:

Get Pre-Approved

  • Single Family Residence

  • Built in 2013

  • $117.67/mo HOA

  • 0.33 acre lot

  • $192/sq.ft

Description

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS
This beautiful all-brick home offers a spacious, open layout filled with natural light and thoughtful details throughout. Fresh interior paint gives the home a clean, updated feel, while the main living area features vaulted ceilings, wood flooring, and an open-concept design that flows easily into the kitchen with granite countertops, stainless steel appliances, abundant cabinetry, a center island, and breakfast bar. Generous bedrooms and a spacious primary suite provide plenty of room for comfortable everyday living.

Step outside to enjoy your own Florida backyard retreat featuring a private in-ground pool
, expansive paver patio, fenced yard, and plenty of green space for pets, play, or entertaining. Recent updates include a brand-new pool pump and garage door opener, while a shallow well provides water for the sprinkler system. With a two-car garage, extended driveway, attractive landscaping, and inviting indoor and outdoor spaces, this home is ready for its next owners to move in and enjoy.

  • Houzeo last checked: 6 minutes ago
  • Listing updated: October 16, 2026 at 4:04 pm
  • Listing Provided by: Kristen A Fondren (850) 896-4877 DRE #3509292 | Real Broker LLC (855) 450-0442
  • Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 795910 Bay/Panama City/Central Panhandle MLS-FL

Property Details

  • Status

    Pending

  • Type

    Single Family Residence

  • No. of Stories

    -

  • County

    Bay County

  • City

    Panama City

  • Neighborhood

    --

  • Year Built

    2013

  • HOA Fees

    $117.67/mo

  • Finished Area

    2,163 sqft

  • Lot Size

    0.33 acre lot

  • Basement Area

    - sqft

  • MLS Name

    Bay/Panama City/Central Panhandle MLS

  • MLS Number

    795910

  • MLS Status

    ActiveUnderContract

  • Days on Market

    32

  • Cumulative Days on Market

    17

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Location

HOA Management

N/A

HOA Fees

$353/ Quarterly

Amenities

Amenities and services may be covered by one or multiple associations and service providers.

Maintenance Maintenance

Security Gate Security Gate

AssociationManagement AssociationManagement

Gazebo Gazebo

Dock Dock

LegalAccounting LegalAccounting

FishingRights FishingRights

Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.

Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedrooms: 3

    Bathrooms: 2

  • Kitchen

    Level: First

    Area: 203.20 Square Feet

    Dimensions: 12.7 x 16

  • PrimaryBedroom

    Level: First

    Area: 215.73 Square Feet

    Dimensions: 14.1 x 15.3

  • Bedroom

    Level: First

    Area: 144.43 Square Feet

    Dimensions: 11.11 x 13

  • Bedroom

    Level: First

    Area: 144.43 Square Feet

    Dimensions: 11.11 x 13

  • Office

    Level: First

    Area: 140.61 Square Feet

    Dimensions: 10.9 x 12.9

Interior

  • Heating

    Central, Electric

  • Cooling

    Central Air, Ceiling Fans

  • Appliances

    Electric Cooktop, Electric Oven, Electric Water Heater, Ice Maker

  • Interior Features

    Double Vanity, Main Level Primary, Separate Shower, Walk In Closets

  • Sewer

    Public Sewer

Construction

  • Year Built

    Year Built: 2013

  • Home type

    Single Family Residence

  • Architectural Style

    Craftsman

  • Construction Materials

    Brick, Wood Frame

  • Foundation Details

    Slab

  • Roof

    Composition, Shingle

Utilities & Energy

  • Pool Features

    Fenced, Gunite, In Ground, Salt Water, Private

  • Association Amenities

    Dock, Gated, Gazebo

  • Parking Features

    Garage, Garage Door Opener, Gated

  • Security Features

    Gated Community, Fire Alarm, Security Gate, Smoke Detectors

  • Utilities

    Electricity Available, Underground Utilities

Other Features

  • Community Features

    Dock, Fishing, Waterfront, Gated

  • Disclosures

    Accepting Backup Offers

  • Lot Features

    Sprinkler System

  • Subdivision Name

    Lake Merial Phase One

Price History

DateEventPrice

10/15/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #795910

Pending

$415,000

$192/sqft

09/27/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #795910

Listed for Sale

$415,000

$192/sqft

Nearby Homes

Based on information from Central Panhandle Association of REALTORS® MLS through Oct 30, 2026, 07:00AM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®

Advertising Broker: Moe Mossa (Savvy Avenue) | Savvy Avenue, LLC

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