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Single family home for sale at 12814 Lake Merial Strand Dr, Panama City, FL 32409 | MLS# 797225 | Listing updated on 2026-10-30
Photo 1 of Single family home for sale at 12814 Lake Merial Strand Dr, Panama City, FL 32409 | MLS# 797225 | Listing updated on 2026-10-30
Photo 2 of Single family home for sale at 12814 Lake Merial Strand Dr, Panama City, FL 32409 | MLS# 797225 | Listing updated on 2026-10-30
Photo 3 of Single family home for sale at 12814 Lake Merial Strand Dr, Panama City, FL 32409 | MLS# 797225 | Listing updated on 2026-10-30
Photo 4 of Single family home for sale at 12814 Lake Merial Strand Dr, Panama City, FL 32409 | MLS# 797225 | Listing updated on 2026-10-30
52+
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Street View

$493,512

Monthly Est:$2,456

  • Beds Icon4 Beds
  • Beds Icon
    3 Baths
  • Beds Icon2,482sqft

12814 Lake Merial Strand Dr, Panama City, FL 32409

$2,456/moEst:

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  • Single Family Residence

  • Built in 2026

  • $117.67/mo HOA

  • 0.3 acre lot

  • $199/sq.ft

Description

PICTURES OF SIMILIAR HOME OPTIONS, COLORS AND UPGRADES MAY DIFFER! Introducing the Navarre B plan! With its spacious layout and thoughtful design, this home offers comfort, flexibility, and a touch of luxury. Covering an impressive 2,482 square feet, the Navarre is a home that provides ample space for the whole family.
As you approach the front entrance, you'll notice the large truss covered porch, adding charm and character to the exterior. Upon entering the foyer, you'll find an optional den/living space that can also be converted into a fifth bedroom, providing versatility to suit your needs. Adjacent to this area, there is a section of the home that can serve as gues
t quarters or an ideal space for multi-generational living or a teen space, offering privacy away from the other bedrooms. This area includes a separate full bath and a linen closet.
Moving through the dining room and great room combo, you'll experience an open and inviting atmosphere. The great room seamlessly connects to the kitchen and breakfast nook, creating a central hub for family gatherings and entertaining. The kitchen features an island that houses a dishwasher and sink, combining functionality with style. A corner pantry provides ample storage for your culinary essentials.

COME SEE THE HOLIDAY BUILDERS BY STANLEY MARTIN NAVARRE FLOORPLAN!

  • Houzeo last checked: 6 minutes ago
  • Listing updated: October 30, 2026 at 5:12 pm
  • Listing Provided by: Trish Lohela (904) 466-1901 | Holiday Builders of the Gulf Coast (321) 610-5940
  • Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 797225 Bay/Panama City/Central Panhandle MLS-FL

Property Details

  • Status

    Active

  • Type

    Single Family Residence

  • No. of Stories

    1

  • County

    Bay County

  • City

    Panama City

  • Neighborhood

    --

  • Year Built

    2026

  • HOA Fees

    $117.67/mo

  • Finished Area

    2,482 sqft

  • Lot Size

    0.3 acre lot

  • Basement Area

    - sqft

  • MLS Name

    Bay/Panama City/Central Panhandle MLS

  • MLS Number

    797225

  • MLS Status

    Active

  • Days on Market

    1

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Location

HOA Management

N/A

HOA Fees

$353/ Quarterly

Amenities

Amenities and services may be covered by one or multiple associations and service providers.

Maintenance Maintenance

Security Gate Security Gate

FishingRights FishingRights

Dock Dock

AssociationManagement AssociationManagement

LegalAccounting LegalAccounting

PicnicArea PicnicArea

Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.

Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedrooms: 4

    Bathrooms: 3

  • Bedroom

    Level: First

    Area: 121.00 Square Feet

    Dimensions: 11 x 11

  • Bedroom

    Level: First

    Area: 132.00 Square Feet

    Dimensions: 12 x 11

  • Bedroom

    Level: First

    Area: 132.00 Square Feet

    Dimensions: 12 x 11

  • BreakfastRoomNook

    Level: First

    Area: 108.00 Square Feet

    Dimensions: 9 x 12

  • DiningRoom

    Level: First

    Area: 192.00 Square Feet

    Dimensions: 16 x 12

  • GreatRoom

    Level: First

    Area: 288.00 Square Feet

    Dimensions: 18 x 16

  • PrimaryBedroom

    Level: First

    Area: 272.00 Square Feet

    Dimensions: 16 x 17

Interior

  • Appliances

    Electric Range, Electric Water Heater

  • Heating

    Central, Electric, Energy Star Qualified Equipment, Heat Pump

  • Sewer

    Public Sewer, Sewer Tap Paid

  • Interior Features

    Coffered Ceilings, Double Vanity, Main Level Primary, Walk In Closets

  • Cooling

    Central Air, Energy Star Qualified Equipment, Heat Pump

Construction

  • Year Built

    Year Built: 2026

  • Home type

    Single Family Residence

  • Roof

    Asphalt, Shingle

  • Architectural Style

    Craftsman

  • Foundation Details

    Slab

  • Construction Materials

    Brick, Hardiplank Type, Wood Frame

Utilities & Energy

  • Association Amenities

    Dock, Gated, Picnic Area

  • Security Features

    Prewired, Carbon Monoxide Detectors, Gated Community, Fire Alarm, Smoke Detectors

  • Utilities

    Electricity Available, High Speed Internet Available, Underground Utilities

Other Features

  • Patio And Porch Features

    Covered, Patio, Porch

  • Community Features

    Dock, Fishing, Park, Gated

  • Subdivision Name

    Lake Merial

  • Lot Features

    Sprinkler System, Paved

Price History

DateEventPrice

10/30/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #797225

Listed for Sale

$493,512

$199/sqft

Nearby Homes

Based on information from Central Panhandle Association of REALTORS® MLS through Oct 30, 2026, 09:45PM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®

Advertising Broker: Moe Mossa (Savvy Avenue) | Savvy Avenue, LLC

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