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- Description
- Property Details
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Street View
$490,000
Monthly Est:$2,439
-- Bed
- -- Bath
399sqft
130 Settlement Ridge Dr #48, Marion, NC 28752
$490,000
$2,439/moEst:
Get Pre-Approved
Single Family Residence
Built in 2017
$545.83/mo HOA
3.15 acres lot
$1,228/sq.ft
Description
Mountain Cabin with Deeded Boat Slip!! Welcome to Camp Catawba, Lake James NC! Truly Paradise Found! Tucked quietly into the heart of the most exclusive community known as Black Forest bordering the Catawba River, this rare artists cottage offers a chance to experience mountain/lake living in its purest form. Set within an exclusive 600 acre private , gated community on Lake James with only 50 homesites, the cabin rests on 3 private acres bordering protected, community owned conservation land creating an extraordinary sense of privacy, peace and connection to nature. This could be your tiny house while you build your main residence further up on the land or just come down for the weekend to enjoy the lake and relaxation. Designed with warmth and authenticity in mind, the cabin is wrapped in low maintenance poplar bark siding crafted with natural reclaimed woods throughout, giving the feel of a timeless woodland hideaway. The interior is cozy, inviting and intentionally simple... a place where mornings begin with birdsong and coffee on the screened porch or covered front porch and evenings end beside the glow of sunset off the back deck. Whether used as a weekend escape, creative retreat or future mountain homestead, the property allows flexibility rarely found in such a protected setting. The cabin allows for a simpler lifestyle close to nature, while still offering the opportunity to add a private well and septic system in the future if desired. The homesite also provides an additional building envelope with room for guest quarters, a studio,garage, workshop,or expanded living space- all while maintaining the natural beauty and privacy that make Black Forest so special. Surrounded by native hardwoods, mountain air and quiet trails this property feels worlds away while remaining part of one of the areas most unique and thoughtfully preserved developments. The existing 399 sq ft cabin offers spacious living room with reclaimed chestnut flooring, opening to large 204 sq ft heated screened porch which provides more living space and an open deck for grilling, overlooking the North Fork of Catawba River with views of the surrounding mountains an. Antique stained glass windows imported from France and hardware from Nepal. 50 sq ft loft for storage,etc.. This darling cabin/artist day studio has all of the perks of lake living without the premium price. A scenic walk approximately 1/3 mile (5 minute walk) from the cabin leads to the Lake Camp which includes your deeded boat slip #14 and pavilion . Enjoy easy access to the lake for boating, kayaking, fishing or simply relaxing along the shoreline while surrounded by the quiet beauty of the mountains. Also included is the River Camp with easy places to launch your kayak and fishing piers. This gated community offers a full time on site caretaker, a community building for cozy neighborhood get togethers and heli-pad . Only minutes to downtown Marion for dining, shopping, entertainment,etc. Also just 20 minutes to some of the best mountain biking and hiking trails at Fonta Flora State Park or Paddys Creek State Park. Truly nature's playground!
- Houzeo last checked: 9 minutes ago
- Listing updated: October 6, 2026 at 1:28 pm
- Listing Provided by: Dianne Reihl (828) 443-2172 | Engel & Volkers Foothills Lake James (828) 584-9999
- Source: Canopy MLS | MLS#: 4388960

Property Details
Status
Active
Type
Single Family Residence
No. of Stories
-
County
City
Neighborhood
--
Year Built
2017
HOA Fees
$545.83/mo
Finished Area
399 sqft
Lot Size
3.15 acres lot
Basement Area
- sqft
MLS Name
Canopy MLS
MLS Number
4388960
MLS Status
Active
Days on Market
147
Cumulative Days on Market
124

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Location
HOA Management
First Residential Services
HOA Fees
$6,550/ Annually
Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.
Facts & Features
Rooms
Bedrooms & bathrooms
Bedroom: --
Bathroom: --
Interior
Window Features
Insulated Window(s)
Flooring
Wood
Heating
Ductless, Electric
Interior Features
Open Floorplan
Sewer
None
Cooling
Ceiling Fan(s), Ductless, Window Unit(s)
Appliances
Convection Microwave, Refrigerator
Construction
Year Built
Year Built: 2017
Home type
Single Family Residence
Architectural Style
Cabin
Construction Materials
Wood, Other See Remarks
Roof
Composition, Metal
Foundation Details
Other See Remarks
Utilities & Energy
Water Source
None
Utilities
Electricity Connected
Parking Features
Driveway
Laundry Features
None
Other Features
Lot Features
Private, Rolling Slope, Wooded, Views
Subdivision Name
Black Forest
Patio And Porch Features
Covered, Deck, Front Porch, Screened
Community Features
Clubhouse, Gated, Helipad, Lake Access, Picnic Area, Recreation Area, Walking Trails
Price History
| Date | Event | Price |
|---|---|---|
06/04/2026 Source: | Listed for Sale | $490,000 $1,228/sqft |
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Based on information submitted to the MLS GRID from Canopy MLS through Oct 29, 2026, 01:31PM. All data is obtained from various sources and may not have been verified by the broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers’ personal, noncommercial use. It may not be used for any purpose other than to identify prospective properties which the consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. The use of the MLS GRID Data may be subject to an end-user license agreement prescribed by the Member Participant’s applicable MLS, if any, and as amended from time to time. ©2026 Canopy MLS. All Rights Reserved.
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