- Overview
- Description
- Property Details
- Location
- HOA Management
- Facts & Features
- Getting Around
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$330,000
Monthly Est:$1,643
3 Beds
- 2 Baths
2 full baths
1,721sqft
1340 Vernon Dr, Providence Village, TX 76227
$330,000
$1,643/moEst:
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Single Family Residence
Built in 2020
$52.5/mo HOA
0.15 acre lot
$192/sq.ft
Description
RARE 2.87% ASSUMABLE FHA LOAN OPPORTUNITY! Qualified buyers will have the incredible opportunity to assume the seller’s existing FHA loan at just 2.87% interest—a potentially significant savings compared to today’s market rates! Built by Centex Homes in 2020, this beautifully maintained home shows like new and offers 3 bedrooms, plus an office, large open kitchen, living, dining area, and 2 full baths. Bright, open-concept floor plan designed for comfortable everyday living and entertaining. The spacious kitchen with a large island opens seamlessly to the dining and living areas, while neutral finishes, abundant natural light and exceptional pride of ownership make this home truly move-in ready. Luxury vinyl plank flooring throughout and NEW carpet in the bedrooms. The well-designed layout offers a comfortable large owners suite with great sized walk in closet and generously sized secondary bedrooms and flexible space for guests or a home office. Outside, enjoy a private backyard with an extended covered patio offering plenty of room to relax, play and entertain. Located in the desirable Winn Ridge community with resort-style amenities including a community pool, playgrounds, green spaces, walking trails and sports fields. Conveniently situated near the rapidly growing Hwy 380 corridor with easy access to shopping, dining and surrounding North Texas communities. A like-new 2020 home combined with a 2.87% assumable FHA loan makes this an opportunity that is incredibly hard to duplicate! Loan assumption subject to buyer qualification, lender approval and applicable FHA requirements.
- Houzeo last checked: 6 minutes ago
- Listing updated: October 8, 2026 at 9:11 pm
- Listing Provided by: Kelly Inman | Compass RE Texas, LLC. (214) 814-8100
- Source: NTREIS MLS-TX | MLS#: 21404636

Property Details
Status
Active
Type
Single Family Residence
No. of Stories
1
County
City
Neighborhood
--
Year Built
2020
HOA Fees
$52.5/mo
Finished Area
1,721 sqft
Lot Size
0.15 acre lot
Basement Area
- sqft
MLS Name
NTREIS MLS
MLS Number
21404636
MLS Status
Active
Open House

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Location
HOA Management
Essex
HOA Fees
$630/ Annually
Amenities
Amenities and services may be covered by one or multiple associations and service providers.
Maintenance
AllFacilities
AssociationManagement
Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.
Facts & Features
Rooms
Bedrooms & bathrooms
Bedrooms: 3
Bathrooms: 2
Bedroom
Level: First
Area: 110.00 Square Feet
Dimensions: 11 x 10
Bedroom
Level: First
Area: 110.00 Square Feet
Dimensions: 11 x 10
PrimaryBedroom
Level: First
Area: 169.00 Square Feet
Dimensions: 13 x 13
LivingRoom
Level: First
Area: 285.00 Square Feet
Dimensions: 15 x 19
Kitchen
Level: First
Area: 150.00 Square Feet
Dimensions: 15 x 10
Office
Level: First
Area: 132.00 Square Feet
Dimensions: 11 x 12
Interior
Cooling
Attic Fan, Central Air, Ceiling Fans, Electric
Flooring
Carpet, Ceramic Tile, Luxury Vinyl Plank
Interior Features
Built In Features, Decorative Designer Lighting Fixtures, Double Vanity, Eat In Kitchen, Granite Counters, High Speed Internet, Kitchen Island, Open Floorplan, Pantry, Cable Tv, Walk In Closets
Exterior Features
Rain Gutters
Appliances
Dishwasher, Electric Cooktop, Electric Oven, Disposal, Gas Water Heater, Microwave, Refrigerator
Window Features
Window Coverings
Heating
Central, Electric
Sewer
Public Sewer
Construction
Year Built
Year Built: 2020
Home type
Single Family Residence
Architectural Style
Traditional, Detached
Property Condition
Resale
Foundation Details
Slab
Roof
Shingle
Construction Materials
Brick, Rock, Stone
Utilities & Energy
Pool Features
None, Community
Security Features
Security System, Carbon Monoxide Detectors, Fire Alarm
Water Source
Public
Utilities
Sewer Available, Water Available, Cable Available
Laundry Features
Washer Hookup, Electric Dryer Hookup, Laundry In Utility Room
Parking Features
Garage Faces Front, Garage, Lighted
Other Features
Subdivision Name
Winn Ridge Ph 2a
Community Features
Clubhouse, Fitness Center, Playground, Park, Pool, Trails Paths, Curbs, Sidewalks
Lot Features
Back Yard, Corner Lot, Lawn, Landscaped, Subdivision, Few Trees
Patio And Porch Features
Covered
Price History
| Date | Event | Price |
|---|---|---|
10/08/2026 Source: | Listed for Sale | $330,000 $192/sqft |
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Based on information from the North Texas Real Estate Information Systems, Inc., through Oct 08, 2026, 09:15PM. Information is provided exclusively for consumers’ personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate. This website may not include listings or property addresses of sellers who have directed their listing brokers to withhold their listing or their property address from display on the Internet. ©2026 North Texas Real Estate Information Systems, Inc. All Rights Reserved.
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