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- HOA Management
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Street View
$1,189,000
Monthly Est:$5,918
5 Beds
- 5 Baths
4 full baths + 1 half bath
2,128sqft
13649 Banana Wind Way #31, Panama City Beach, FL 32413
$1,189,000
$5,918/moEst:
Get Pre-Approved
Single Family Residence
Built in 2023
$741.67/mo HOA
0.06 acre lot
$559/sq.ft
Description
🌴Luxury 5-Bedroom Poolside Cottage at Margaritaville Beach Cottage Resort - Panama City Beach🌴
Your Gateway to Paradise!
ROI is up 74% over last year, YTD and growing!
Experience the ultimate coastal lifestyle at Margaritaville Beach Cottage Resort #31, Panama City Beach's only full-service beachfront resort. This exceptional 5-bedroom, 4.5-bath Caribbean-inspired cottage offers a rare blend of luxury living, resort-style amenities, and outstanding vacation-rental potential.
Offering approximately 2,100+ square feet of heated and cooled living space, plus covered outdoor living areas, this thoughtfully designed home is ideal for personal use, second-home ownership, or potential high-performing short-term rentals. With direct access to the resort-style pool and just steps from the private beach, this property delivers an elevated guest experience even during peak seasons.
🏡The Home
Step inside to a bright, coastal-chic retreat where modern beach elegance meets comfort and functionality. The open-concept floor plan is designed for entertaining and effortless living, highlighted by luxury vinyl plank flooring, 10-foot ceilings on the main level, and abundant natural light.
The chef-inspired kitchen features white quartz countertops, a large island with seating for four, stainless steel gas appliances including a 36-inch range, and an adjacent dining area with seating for eight--perfect for hosting family and guests.
The first-floor primary suite offers privacy and convenience with an ensuite bath featuring dual vanities and a walk-in shower, while a well-placed powder room serves the main living area. Upstairs, the home includes two additional ensuite bedrooms, two guest bedrooms connected by a Jack-and-Jill bath, and a discreetly tucked-away laundry area with built-in storage.
Enjoy outdoor living on the furnished patio, ideal for relaxing after a day at the beach or pool.
🌊Resort Lifestyle & Amenities
Margaritaville Beach Cottage Resort is a fully built-out, full-service beachfront community offering an impressive lineup of amenities:
580 feet of private beachfront with chair & umbrella service
2.5-acre heated oasis pool
425-foot lazy river and waterslides
Poolside food & beverage service
Paddleboard and kayak rentals
Game lawn and beachfront activities
On-site professional rental management team
Daily resort services
The resort's multi-level entertainment center is now open and beautifully completed, featuring a full-service restaurant, fully equipped fitness center, arcade, conference and event spaces, creating an exceptional environment for vacation rentals, corporate retreats, family reunions, and group gatherings.
📍Prime Panama City Beach Location
Located just 2 miles from Pier Park, owners and guests enjoy easy access to championship golf, premier dining, shopping, entertainment, fishing, boating, and the iconic emerald waters of the Gulf of America. Located 15.7 miles from Northwest Florida Beaches International Airport.
⭐Investment & Lifestyle Opportunity
Backed by a globally recognized coastal luxury lifestyle brand and supported by on-site professional rental management, this property represents a rare opportunity to own a luxury poolside cottage in one of Panama City Beach's most desirable resort communities.
Live the dream. Share the dream. Welcome to Margaritaville Beach Cottage Resort #31.
- Houzeo last checked: 10 minutes ago
- Listing updated: October 2, 2026 at 11:05 am
- Listing Provided by: Melissa Harris (770) 354-6442 DRE #BK3329690 | MJH Real Estate Brokerage, LLC (770) 354-6442
- Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 783789

Property Details
Status
Active
Type
Single Family Residence
No. of Stories
2
County
City
Neighborhood
--
Year Built
2023
HOA Fees
$741.67/mo
Finished Area
2,128 sqft
Lot Size
0.06 acre lot
Basement Area
- sqft
MLS Name
Bay/Panama City/Central Panhandle MLS
MLS Number
783789
MLS Status
Active
Days on Market
292
Cumulative Days on Market
259

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Location
HOA Management
N/A
HOA Fees
$2,225/ Quarterly
Amenities
Amenities and services may be covered by one or multiple associations and service providers.
Internet
Security Guard
Trash Pickup
Water
Cable TV
Maintenance
Club House
Beach
Game Room
Pools
RecreationFacilities
LegalAccounting
AssociationManagement
FitnessFacility
Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.
Facts & Features
Rooms
Bedrooms & bathrooms
Bedrooms: 5
Bathrooms: 5
Bedroom
Level: Second
Area: 142.14 Square Feet
Dimensions: 10.3 x 13.8
Bedroom
Level: Second
Area: 142.14 Square Feet
Dimensions: 10.3 x 13.8
Bedroom
Level: Second
Area: 106.05 Square Feet
Dimensions: 10.5 x 10.1
Bedroom
Level: First
Area: 199.32 Square Feet
Dimensions: 15.1 x 13.2
PrimaryBedroom
Level: Second
Area: 199.32 Square Feet
Dimensions: 15.1 x 13.2
Kitchen
Level: First
Area: 170.00 Square Feet
Dimensions: 12.5 x 13.6
GreatRoom
Level: First
Area: 335.49 Square Feet
Dimensions: 15.9 x 21.1
Interior
Exterior Features
Patio
Cooling
Central Air, Energy Star Qualified Equipment
Sewer
Public Sewer
Flooring
Plank, Vinyl
Interior Features
Balcony, Double Vanity, Interior Steps, Separate Shower, Upper Level Primary
Appliances
Energy Star Qualified Appliances, Electric Oven, Gas Cooktop, Ice Maker
Window Features
Double Pane Windows
Heating
Central, Energy Star Qualified Equipment
Construction
Year Built
Year Built: 2023
Home type
Single Family Residence
Roof
Metal
Construction Materials
Hardiplank Type
Utilities & Energy
Association Amenities
Beach Rights, Game Room
Security Features
Carbon Monoxide Detectors, Twenty Four Hour Security, Security Service
Utilities
Cable Connected
Pool Features
Electric Heat, In Ground, Community
Parking Features
Additional Parking, Paved
Other Features
Patio And Porch Features
Patio
Community Features
Beach, Clubhouse, Conference Meeting Room, Fitness Center, Game Room, Pool, Shopping, Waterfront, Community Pool, Short Term Rental Allowed
Lot Features
Sprinkler System, Paved
Subdivision Name
Margaritaville Cottages
Price History
| Date | Event | Price |
|---|---|---|
05/25/2026 Source: | Price Decreased | $1,199,000 -1.64% $563/sqft |
03/27/2026 Source: | Price Decreased | $1,219,000 -0.81% $573/sqft |
03/14/2026 Source: | Price Decreased | $1,229,000 -0.82% $578/sqft |
01/16/2026 Source: | Price Increased | $1,239,120 +4.22% $582/sqft |
01/16/2026 Source: | Price Decreased | $1,189,000 -0.83% $559/sqft |
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Based on information from Central Panhandle Association of REALTORS® MLS through Nov 05, 2026, 12:15AM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®
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