For Sale
Single family home for sale at 13649 Banana Wind Way #31, Panama City Beach, FL 32413 | MLS# 783789 | Listing updated on 2026-10-02
Photo 1 of Single family home for sale at 13649 Banana Wind Way #31, Panama City Beach, FL 32413 | MLS# 783789 | Listing updated on 2026-10-02
Photo 2 of Single family home for sale at 13649 Banana Wind Way #31, Panama City Beach, FL 32413 | MLS# 783789 | Listing updated on 2026-10-02
Photo 3 of Single family home for sale at 13649 Banana Wind Way #31, Panama City Beach, FL 32413 | MLS# 783789 | Listing updated on 2026-10-02
Photo 4 of Single family home for sale at 13649 Banana Wind Way #31, Panama City Beach, FL 32413 | MLS# 783789 | Listing updated on 2026-10-02
61+
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Street View

$1,189,000

Monthly Est:$5,918

  • Beds Icon5 Beds
  • Beds Icon
    5 Baths
  • Beds Icon2,128sqft

13649 Banana Wind Way #31, Panama City Beach, FL 32413

$5,918/moEst:

Get Pre-Approved

  • Single Family Residence

  • Built in 2023

  • $741.67/mo HOA

  • 0.06 acre lot

  • $559/sq.ft

Description

🌴Luxury 5-Bedroom Poolside Cottage at Margaritaville Beach Cottage Resort - Panama City Beach🌴

Your Gateway to Paradise!

ROI is up 74% over last year, YTD and growing!

Experience the ultimate coastal lifestyle at Margaritaville Beach Cottage Resort #31, Panama City Beach's only full-service beachfront resort. This exceptional 5-bedroom, 4.5-bath Caribbean-inspired cottage offers a rare blend of luxury living, resort-style amenities, and outstanding vacation-rental potential.

Offering approximately 2,100+ square feet of heated and cooled living space, plus covered outdoor living areas, this thoughtfully designed home is ideal for personal use,
second-home ownership, or potential high-performing short-term rentals. With direct access to the resort-style pool and just steps from the private beach, this property delivers an elevated guest experience even during peak seasons.

🏡The Home

Step inside to a bright, coastal-chic retreat where modern beach elegance meets comfort and functionality. The open-concept floor plan is designed for entertaining and effortless living, highlighted by luxury vinyl plank flooring, 10-foot ceilings on the main level, and abundant natural light.

The chef-inspired kitchen features white quartz countertops, a large island with seating for four, stainless steel gas appliances including a 36-inch range, and an adjacent dining area with seating for eight--perfect for hosting family and guests.

The first-floor primary suite offers privacy and convenience with an ensuite bath featuring dual vanities and a walk-in shower, while a well-placed powder room serves the main living area. Upstairs, the home includes two additional ensuite bedrooms, two guest bedrooms connected by a Jack-and-Jill bath, and a discreetly tucked-away laundry area with built-in storage.

Enjoy outdoor living on the furnished patio, ideal for relaxing after a day at the beach or pool.

🌊Resort Lifestyle & Amenities

Margaritaville Beach Cottage Resort is a fully built-out, full-service beachfront community offering an impressive lineup of amenities:

580 feet of private beachfront with chair & umbrella service

2.5-acre heated oasis pool

425-foot lazy river and waterslides

Poolside food & beverage service

Paddleboard and kayak rentals

Game lawn and beachfront activities

On-site professional rental management team

Daily resort services


The resort's multi-level entertainment center is now open and beautifully completed, featuring a full-service restaurant, fully equipped fitness center, arcade, conference and event spaces, creating an exceptional environment for vacation rentals, corporate retreats, family reunions, and group gatherings.

📍Prime Panama City Beach Location

Located just 2 miles from Pier Park, owners and guests enjoy easy access to championship golf, premier dining, shopping, entertainment, fishing, boating, and the iconic emerald waters of the Gulf of America. Located 15.7 miles from Northwest Florida Beaches International Airport.

⭐Investment & Lifestyle Opportunity

Backed by a globally recognized coastal luxury lifestyle brand and supported by on-site professional rental management, this property represents a rare opportunity to own a luxury poolside cottage in one of Panama City Beach's most desirable resort communities.

Live the dream. Share the dream. Welcome to Margaritaville Beach Cottage Resort #31.

  • Houzeo last checked: 10 minutes ago
  • Listing updated: October 2, 2026 at 11:05 am
  • Listing Provided by: Melissa Harris (770) 354-6442 DRE #BK3329690 | MJH Real Estate Brokerage, LLC (770) 354-6442
  • Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 783789 Bay/Panama City/Central Panhandle MLS-FL

Property Details

  • Status

    Active

  • Type

    Single Family Residence

  • No. of Stories

    2

  • County

    Bay County

  • City

    Panama City Beach

  • Neighborhood

    --

  • Year Built

    2023

  • HOA Fees

    $741.67/mo

  • Finished Area

    2,128 sqft

  • Lot Size

    0.06 acre lot

  • Basement Area

    - sqft

  • MLS Name

    Bay/Panama City/Central Panhandle MLS

  • MLS Number

    783789

  • MLS Status

    Active

  • Days on Market

    292

  • Cumulative Days on Market

    259

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Location

HOA Management

N/A

HOA Fees

$2,225/ Quarterly

Amenities

Amenities and services may be covered by one or multiple associations and service providers.

Internet Internet

Security Guard Security Guard

Trash Pickup Trash Pickup

Water Water

Cable TV Cable TV

Maintenance Maintenance

Club House Club House

Beach Beach

Game Room Game Room

Pools Pools

RecreationFacilities RecreationFacilities

LegalAccounting LegalAccounting

AssociationManagement AssociationManagement

FitnessFacility FitnessFacility

Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.

Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedrooms: 5

    Bathrooms: 5

  • Bedroom

    Level: Second

    Area: 142.14 Square Feet

    Dimensions: 10.3 x 13.8

  • Bedroom

    Level: Second

    Area: 142.14 Square Feet

    Dimensions: 10.3 x 13.8

  • Bedroom

    Level: Second

    Area: 106.05 Square Feet

    Dimensions: 10.5 x 10.1

  • Bedroom

    Level: First

    Area: 199.32 Square Feet

    Dimensions: 15.1 x 13.2

  • PrimaryBedroom

    Level: Second

    Area: 199.32 Square Feet

    Dimensions: 15.1 x 13.2

  • Kitchen

    Level: First

    Area: 170.00 Square Feet

    Dimensions: 12.5 x 13.6

  • GreatRoom

    Level: First

    Area: 335.49 Square Feet

    Dimensions: 15.9 x 21.1

Interior

  • Exterior Features

    Patio

  • Cooling

    Central Air, Energy Star Qualified Equipment

  • Sewer

    Public Sewer

  • Flooring

    Plank, Vinyl

  • Interior Features

    Balcony, Double Vanity, Interior Steps, Separate Shower, Upper Level Primary

  • Appliances

    Energy Star Qualified Appliances, Electric Oven, Gas Cooktop, Ice Maker

  • Window Features

    Double Pane Windows

  • Heating

    Central, Energy Star Qualified Equipment

Construction

  • Year Built

    Year Built: 2023

  • Home type

    Single Family Residence

  • Roof

    Metal

  • Construction Materials

    Hardiplank Type

Utilities & Energy

  • Association Amenities

    Beach Rights, Game Room

  • Security Features

    Carbon Monoxide Detectors, Twenty Four Hour Security, Security Service

  • Utilities

    Cable Connected

  • Pool Features

    Electric Heat, In Ground, Community

  • Parking Features

    Additional Parking, Paved

Other Features

  • Patio And Porch Features

    Patio

  • Community Features

    Beach, Clubhouse, Conference Meeting Room, Fitness Center, Game Room, Pool, Shopping, Waterfront, Community Pool, Short Term Rental Allowed

  • Lot Features

    Sprinkler System, Paved

  • Subdivision Name

    Margaritaville Cottages

Price History

DateEventPrice

05/25/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #783789

Price Decreased

$1,199,000 -1.64%

$563/sqft

03/27/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #783789

Price Decreased

$1,219,000 -0.81%

$573/sqft

03/14/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #783789

Price Decreased

$1,229,000 -0.82%

$578/sqft

01/16/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #783789

Price Increased

$1,239,120 +4.22%

$582/sqft

01/16/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #783789

Price Decreased

$1,189,000 -0.83%

$559/sqft

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Nearby Homes

Based on information from Central Panhandle Association of REALTORS® MLS through Nov 05, 2026, 12:15AM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®

Advertising Broker: Moe Mossa (Savvy Avenue) | Savvy Avenue, LLC

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