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- Description
- Property Details
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Street View
$450,000
Monthly Est:$2,240
3 Beds
- 2 Baths
2 full baths
1,990sqft
232 Middleburg Dr, Panama City Beach, FL 32413
$450,000
$2,240/moEst:
Get Pre-Approved
Single Family Residence
Built in 2006
$83/mo HOA
0.2 acre lot
$226/sq.ft
Description
A 2023 roof, fresh interior paint, and access to two community pools make this 3-bedroom, 2-bath home in Palmetto Trace an inviting option just minutes from Pier Park, Frank Brown Park, and the beach. Vaulted ceilings and natural light create an airy feel in the open living area, while the kitchen connects comfortably with the living and dining spaces for everyday meals and entertaining.
The split floor plan gives the primary suite added privacy, with a walk-in closet and a private bath featuring double vanities. Two additional bedrooms and a full bath offer space for guests, a home office, or hobbies. Step outside to a screened-in patio overlooking a fenced, easy-to-maintain yard--a comfortable spot for morning coffee or unwinding at the end of the day.
Palmetto Trace's sidewalks, golf cart-friendly setting, and two community pools add to the appeal, with shopping, dining, entertainment, and beach access close by. Enjoy a convenient Panama City Beach location with comfortable indoor and outdoor living. Schedule your showing today!
- Houzeo last checked: 5 minutes ago
- Listing updated: November 4, 2026 at 3:18 pm
- Listing Provided by: Team Don and Bubba (850) 624-8433 | eXp Realty, LLC (850) 624-8433
- Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 788660

Property Details
Status
Active
Type
Single Family Residence
No. of Stories
-
County
City
Neighborhood
--
Year Built
2006
HOA Fees
$83/mo
Finished Area
1,990 sqft
Lot Size
0.2 acre lot
Basement Area
- sqft
MLS Name
Bay/Panama City/Central Panhandle MLS
MLS Number
788660
MLS Status
Active
Days on Market
197
Cumulative Days on Market
197

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Location
HOA Management
N/A
HOA Fees
$249/ Quarterly
Amenities
Amenities and services may be covered by one or multiple associations and service providers.
Maintenance
Trash Pickup
AssociationManagement
Pools
Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.
Facts & Features
Rooms
Bedrooms & bathrooms
Bedrooms: 3
Bathrooms: 2
DiningRoom
Level: First
Area: 90.00 Square Feet
Dimensions: 10 x 9
Kitchen
Level: First
Area: 288.00 Square Feet
Dimensions: 18 x 16
GreatRoom
Level: First
Area: 648.00 Square Feet
Dimensions: 27 x 24
Bedroom
Level: First
Area: 110.00 Square Feet
Dimensions: 11 x 10
Bedroom
Level: First
Area: 121.00 Square Feet
Dimensions: 11 x 11
PrimaryBedroom
Level: First
Area: 272.00 Square Feet
Dimensions: 17 x 16
Interior
Appliances
Electric Range, Electric Water Heater
Exterior Features
Patio, Porch
Sewer
Public Sewer
Cooling
Central Air, Ceiling Fans
Heating
Central, Electric
Interior Features
Double Vanity, Main Level Primary, Walk In Closets
Construction
Year Built
Year Built: 2006
Home type
Single Family Residence
Roof
Composition, Shingle
Architectural Style
Contemporary
Construction Materials
Stucco
Utilities & Energy
Utilities
Underground Utilities
Pool Features
In Ground, Community
Other Features
Patio And Porch Features
Enclosed, Patio, Porch, Screened
Community Features
Pool, Community Pool
Lot Features
Paved
Subdivision Name
Palmetto Trace Phase Iv
Price History
| Date | Event | Price |
|---|---|---|
10/27/2026 Source: | Price Increased | $460,000 +1.21% $231/sqft |
10/15/2026 Source: | Price Decreased | $454,500 -0.33% $228/sqft |
10/07/2026 Source: | Price Decreased | $456,000 -0.22% $229/sqft |
09/24/2026 Source: | Price Decreased | $457,000 -0.22% $230/sqft |
09/17/2026 Source: | Price Decreased | $458,000 -0.22% $230/sqft |
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Based on information from Central Panhandle Association of REALTORS® MLS through Nov 04, 2026, 10:45PM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®
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