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Single family home for sale at 232 Middleburg Dr, Panama City Beach, FL 32413 | MLS# 788660 | Listing updated on 2026-09-17
Photo 1 of Single family home for sale at 232 Middleburg Dr, Panama City Beach, FL 32413 | MLS# 788660 | Listing updated on 2026-09-17
Photo 2 of Single family home for sale at 232 Middleburg Dr, Panama City Beach, FL 32413 | MLS# 788660 | Listing updated on 2026-09-17
Photo 3 of Single family home for sale at 232 Middleburg Dr, Panama City Beach, FL 32413 | MLS# 788660 | Listing updated on 2026-09-17
Photo 4 of Single family home for sale at 232 Middleburg Dr, Panama City Beach, FL 32413 | MLS# 788660 | Listing updated on 2026-09-17
23+
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Street View

$458,000

Monthly Est:$2,280

  • Beds Icon3 Beds
  • Beds Icon
    2 Baths
  • Beds Icon1,990sqft

232 Middleburg Dr, Panama City Beach, FL 32413

$2,280/moEst:

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  • Single Family Residence

  • Built in 2006

  • $83/mo HOA

  • 0.2 acre lot

  • $230/sq.ft

Description

Palmetto Trace w/ community pool!
Located in the highly sought-after Palmetto Trace community, this 3-bedroom, 2-bath home puts you right in the center of Panama City Beach--just minutes from Pier Park, Frank Brown Park, and the beach.
Inside, you'll find a functional split floor plan with an open living space, vaulted ceilings, and plenty of natural light. The kitchen flows easily into the main living and dining areas, making it practical for everyday living and easy to entertain when needed. Fresh interior paint gives the home a clean, updated feel.
The primary suite is set apart from the secondary bedrooms and offers good space, a walk-in closet, and a private bath ...

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  • Houzeo last checked: 4 minutes ago
  • Listing updated: September 17, 2026 at 4:25 pm
  • Listing Provided by: Team Don and Bubba (850) 624-8433 | eXp Realty, LLC (850) 624-8433
  • Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 788660 Bay/Panama City/Central Panhandle MLS-FL

Property Details

  • Status

    Active

  • Type

    Single Family Residence

  • No. of Stories

    -

  • County

    Bay County

  • City

    Panama City Beach

  • Neighborhood

    --

  • Year Built

    2006

  • HOA Fees

    $83/mo

  • Finished Area

    1,990 sqft

  • Lot Size

    0.2 acre lot

  • Basement Area

    - sqft

  • MLS Name

    Bay/Panama City/Central Panhandle MLS

  • MLS Number

    788660

  • MLS Status

    Active

  • Days on Market

    151

  • Cumulative Days on Market

    149

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HOA Management

N/A

HOA Fees

$249/ Quarterly

Amenities

Amenities and services may be covered by one or multiple associations and service providers.

Maintenance Maintenance

Trash Pickup Trash Pickup

Pools Pools

AssociationManagement AssociationManagement

Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.

Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedrooms: 3

    Bathrooms: 2

  • DiningRoom

    Level: First

    Area: 90.00 Square Feet

    Dimensions: 10 x 9

  • Kitchen

    Level: First

    Area: 288.00 Square Feet

    Dimensions: 18 x 16

  • GreatRoom

    Level: First

    Area: 648.00 Square Feet

    Dimensions: 27 x 24

  • Bedroom

    Level: First

    Area: 110.00 Square Feet

    Dimensions: 11 x 10

  • Bedroom

    Level: First

    Area: 121.00 Square Feet

    Dimensions: 11 x 11

  • PrimaryBedroom

    Level: First

    Area: 272.00 Square Feet

    Dimensions: 17 x 16

Interior

  • Interior Features

    Double Vanity, Main Level Primary, Walk In Closets

  • Sewer

    Public Sewer

  • Cooling

    Central Air, Ceiling Fans

  • Exterior Features

    Patio, Porch

  • Heating

    Central, Electric

  • Appliances

    Electric Range, Electric Water Heater

Construction

  • Year Built

    Year Built: 2006

  • Home type

    Single Family Residence

  • Architectural Style

    Contemporary

  • Roof

    Composition, Shingle

  • Construction Materials

    Stucco

Utilities & Energy

  • Pool Features

    In Ground, Community

  • Utilities

    Underground Utilities

Other Features

  • Subdivision Name

    Palmetto Trace Phase Iv

  • Patio And Porch Features

    Enclosed, Patio, Porch, Screened

  • Community Features

    Pool, Community Pool

  • Lot Features

    Paved

Price History

DateEventPrice

09/11/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #788660

Price Decreased

$459,000 -3.37%

$231/sqft

08/17/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #788660

Price Decreased

$475,000 -4.04%

$239/sqft

05/19/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #788660

Price Decreased

$495,000 -5.71%

$249/sqft

04/21/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #788660

Listed for Sale

$525,000 +14.63%

$264/sqft

04/21/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #788660

Price Decreased

$458,000 -12.76%

$230/sqft

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Based on information from Central Panhandle Association of REALTORS® MLS through Sep 20, 2026, 02:00PM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®

Advertising Broker: Moe Mossa (Savvy Avenue) | Savvy Avenue, LLC

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