For Sale
Single family home for sale at 232 Middleburg Dr, Panama City Beach, FL 32413 | MLS# 788660 | Listing updated on 2026-11-04
Photo 1 of Single family home for sale at 232 Middleburg Dr, Panama City Beach, FL 32413 | MLS# 788660 | Listing updated on 2026-11-04
Photo 2 of Single family home for sale at 232 Middleburg Dr, Panama City Beach, FL 32413 | MLS# 788660 | Listing updated on 2026-11-04
Photo 3 of Single family home for sale at 232 Middleburg Dr, Panama City Beach, FL 32413 | MLS# 788660 | Listing updated on 2026-11-04
Photo 4 of Single family home for sale at 232 Middleburg Dr, Panama City Beach, FL 32413 | MLS# 788660 | Listing updated on 2026-11-04
23+
Beds Icon

Street View

$450,000

Monthly Est:$2,240

  • Beds Icon3 Beds
  • Beds Icon
    2 Baths
  • Beds Icon1,990sqft

232 Middleburg Dr, Panama City Beach, FL 32413

$2,240/moEst:

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  • Single Family Residence

  • Built in 2006

  • $83/mo HOA

  • 0.2 acre lot

  • $226/sq.ft

Description

A 2023 roof, fresh interior paint, and access to two community pools make this 3-bedroom, 2-bath home in Palmetto Trace an inviting option just minutes from Pier Park, Frank Brown Park, and the beach. Vaulted ceilings and natural light create an airy feel in the open living area, while the kitchen connects comfortably with the living and dining spaces for everyday meals and entertaining.
The split floor plan gives the primary suite added privacy, with a walk-in closet and a private bath featuring double vanities. Two additional bedrooms and a full bath offer space for guests, a home office, or hobbies. Step outside to a screened-in patio overlooking a fenced, easy-to-mai
ntain yard--a comfortable spot for morning coffee or unwinding at the end of the day.
Palmetto Trace's sidewalks, golf cart-friendly setting, and two community pools add to the appeal, with shopping, dining, entertainment, and beach access close by. Enjoy a convenient Panama City Beach location with comfortable indoor and outdoor living. Schedule your showing today!

  • Houzeo last checked: 5 minutes ago
  • Listing updated: November 4, 2026 at 3:18 pm
  • Listing Provided by: Team Don and Bubba (850) 624-8433 | eXp Realty, LLC (850) 624-8433
  • Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 788660 Bay/Panama City/Central Panhandle MLS-FL

Property Details

  • Status

    Active

  • Type

    Single Family Residence

  • No. of Stories

    -

  • County

    Bay County

  • City

    Panama City Beach

  • Neighborhood

    --

  • Year Built

    2006

  • HOA Fees

    $83/mo

  • Finished Area

    1,990 sqft

  • Lot Size

    0.2 acre lot

  • Basement Area

    - sqft

  • MLS Name

    Bay/Panama City/Central Panhandle MLS

  • MLS Number

    788660

  • MLS Status

    Active

  • Days on Market

    197

  • Cumulative Days on Market

    197

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Location

HOA Management

N/A

HOA Fees

$249/ Quarterly

Amenities

Amenities and services may be covered by one or multiple associations and service providers.

Maintenance Maintenance

Trash Pickup Trash Pickup

AssociationManagement AssociationManagement

Pools Pools

Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.

Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedrooms: 3

    Bathrooms: 2

  • DiningRoom

    Level: First

    Area: 90.00 Square Feet

    Dimensions: 10 x 9

  • Kitchen

    Level: First

    Area: 288.00 Square Feet

    Dimensions: 18 x 16

  • GreatRoom

    Level: First

    Area: 648.00 Square Feet

    Dimensions: 27 x 24

  • Bedroom

    Level: First

    Area: 110.00 Square Feet

    Dimensions: 11 x 10

  • Bedroom

    Level: First

    Area: 121.00 Square Feet

    Dimensions: 11 x 11

  • PrimaryBedroom

    Level: First

    Area: 272.00 Square Feet

    Dimensions: 17 x 16

Interior

  • Appliances

    Electric Range, Electric Water Heater

  • Exterior Features

    Patio, Porch

  • Sewer

    Public Sewer

  • Cooling

    Central Air, Ceiling Fans

  • Heating

    Central, Electric

  • Interior Features

    Double Vanity, Main Level Primary, Walk In Closets

Construction

  • Year Built

    Year Built: 2006

  • Home type

    Single Family Residence

  • Roof

    Composition, Shingle

  • Architectural Style

    Contemporary

  • Construction Materials

    Stucco

Utilities & Energy

  • Utilities

    Underground Utilities

  • Pool Features

    In Ground, Community

Other Features

  • Patio And Porch Features

    Enclosed, Patio, Porch, Screened

  • Community Features

    Pool, Community Pool

  • Lot Features

    Paved

  • Subdivision Name

    Palmetto Trace Phase Iv

Price History

DateEventPrice

10/27/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #788660

Price Increased

$460,000 +1.21%

$231/sqft

10/15/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #788660

Price Decreased

$454,500 -0.33%

$228/sqft

10/07/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #788660

Price Decreased

$456,000 -0.22%

$229/sqft

09/24/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #788660

Price Decreased

$457,000 -0.22%

$230/sqft

09/17/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #788660

Price Decreased

$458,000 -0.22%

$230/sqft

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Nearby Homes

Based on information from Central Panhandle Association of REALTORS® MLS through Nov 04, 2026, 10:45PM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®

Advertising Broker: Moe Mossa (Savvy Avenue) | Savvy Avenue, LLC

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