- Overview
- Description
- Property Details
- Location
- HOA Management
- Facts & Features
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Street View
$339,900
Monthly Est:$1,692
3 Beds
- 2 Baths
2 full baths
1,305sqft
138 White Cap Way, Panama City Beach, FL 32407
$339,900
$1,692/moEst:
Get Pre-Approved
Single Family Residence
Built in 2006
$165.67/mo HOA
0.11 acre lot
$260/sq.ft
Description
CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS Turnkey and fully updated, this three-bedroom, two-bathroom home in the gated Palm Cove community offers the ideal setup for a full-time residence or an immediate rental property. This house is being sold mostly furnished with all-new furniture.
Recent interior updates include new flooring, fresh paint throughout, new light fixtures and more. The newly installed vinyl plank flooring and furniture offer both modern appeal and the durability needed for the beach lifestyle. The attached one-car garage provides dedicated parking and storage.
Outside, a new raised concrete patio overlooks a large wooded area that only a handful of homes in the community back up to. Residents of the Palm Cove subdivision enjoy access to a community pool and playground.
This home is situated in the heart of Panama City Beach, just over a mile from one of the main public beach areas and near local restaurants like Saltwater Grill, Bella Roma Tuscan Grill, and Firefly. This home offers a great opportunity to join the beachy Florida lifestyle without breaking the bank!
- Houzeo last checked: 12 hours ago
- Listing updated: October 14, 2026 at 6:13 pm
- Listing Provided by: The Beninateam (706) 615-5336 | Beachy Beach Real Estate (850) 532-6262
- Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 792988

Property Details
Status
Active
Type
Single Family Residence
No. of Stories
1
County
City
Neighborhood
--
Year Built
2006
HOA Fees
$165.67/mo
Finished Area
1,305 sqft
Lot Size
0.11 acre lot
Basement Area
- sqft
MLS Name
Bay/Panama City/Central Panhandle MLS
MLS Number
792988
MLS Status
Active
Days on Market
85
Cumulative Days on Market
78

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Location
HOA Management
N/A
HOA Fees
$497/ Quarterly
Amenities
Amenities and services may be covered by one or multiple associations and service providers.
Park Playground
Trash Pickup
Maintenance
Security Gate
Pools
Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.
Facts & Features
Rooms
Bedrooms & bathrooms
Bedrooms: 3
Bathrooms: 2
Kitchen
Level: First
Area: 130.00 Square Feet
Dimensions: 13 x 10
Bedroom
Level: First
Area: 110.00 Square Feet
Dimensions: 11 x 10
Bedroom
Level: First
Area: 132.00 Square Feet
Dimensions: 11 x 12
PrimaryBedroom
Level: First
Area: 186.00 Square Feet
Dimensions: 12 x 15.5
Interior
Appliances
Electric Oven, Electric Range, Electric Water Heater
Heating
Electric
Exterior Features
Deck, Patio
Interior Features
Double Vanity, Main Level Primary, Tub Shower, Walk In Closets
Flooring
Plank, Vinyl
Cooling
Central Air, Ceiling Fans
Sewer
Public Sewer
Construction
Year Built
Year Built: 2006
Home type
Single Family Residence
Construction Materials
Vinyl Siding
Foundation Details
Slab
Architectural Style
Coastal
Roof
Composition, Shingle
Utilities & Energy
Security Features
Gated Community, Security Service
Association Amenities
Gated
Utilities
Electricity Available
Pool Features
Community
Other Features
Patio And Porch Features
Deck, Covered, Patio
Lot Features
Paved
Subdivision Name
Palm Cove Phase Iii
Community Features
Playground, Pool, Community Pool, Gated, Short Term Rental Allowed
Price History
| Date | Event | Price |
|---|---|---|
10/14/2026 Source: | Listed for Sale | $339,900 $260/sqft |
08/17/2026 Source: | Pending | $339,900 $260/sqft |
07/22/2026 Source: | Coming Soon | $339,900 -5.56% $260/sqft |
04/04/2026 Source: | Off Market | $359,900 +20.01% $276/sqft |
10/23/2025 Source: | Sold | $299,900 +3.41% $230/sqft |
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Getting Around 138 White Cap Way
Bike Score®
Somewhat Bikeable
42/100
Walk Score®
Car-Dependent
27/100
Data provided by Redfin
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Based on information from Central Panhandle Association of REALTORS® MLS through Oct 15, 2026, 06:45AM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®
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