For Sale
Single family home for sale at 138 White Cap Way, Panama City Beach, FL 32407 | MLS# 792988 | Listing updated on 2026-10-14
Photo 1 of Single family home for sale at 138 White Cap Way, Panama City Beach, FL 32407 | MLS# 792988 | Listing updated on 2026-10-14
Photo 2 of Single family home for sale at 138 White Cap Way, Panama City Beach, FL 32407 | MLS# 792988 | Listing updated on 2026-10-14
Photo 3 of Single family home for sale at 138 White Cap Way, Panama City Beach, FL 32407 | MLS# 792988 | Listing updated on 2026-10-14
Photo 4 of Single family home for sale at 138 White Cap Way, Panama City Beach, FL 32407 | MLS# 792988 | Listing updated on 2026-10-14
43+
Beds Icon

Street View

$339,900

Monthly Est:$1,692

  • Beds Icon3 Beds
  • Beds Icon
    2 Baths
  • Beds Icon1,305sqft

138 White Cap Way, Panama City Beach, FL 32407

$1,692/moEst:

Get Pre-Approved

  • Single Family Residence

  • Built in 2006

  • $165.67/mo HOA

  • 0.11 acre lot

  • $260/sq.ft

Description

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS Turnkey and fully updated, this three-bedroom, two-bathroom home in the gated Palm Cove community offers the ideal setup for a full-time residence or an immediate rental property. This house is being sold mostly furnished with all-new furniture.

Recent interior updates include new flooring, fresh paint throughout, new light fixtures and more. The newly installed vinyl plank flooring and furniture offer both modern appeal and the durability needed for the beach lifestyle. The attached one-car garage provides dedicated parking and storage.

Outside, a new raised concrete patio overlooks a large wooded area th
at only a handful of homes in the community back up to. Residents of the Palm Cove subdivision enjoy access to a community pool and playground.

This home is situated in the heart of Panama City Beach, just over a mile from one of the main public beach areas and near local restaurants like Saltwater Grill, Bella Roma Tuscan Grill, and Firefly. This home offers a great opportunity to join the beachy Florida lifestyle without breaking the bank!

  • Houzeo last checked: 12 hours ago
  • Listing updated: October 14, 2026 at 6:13 pm
  • Listing Provided by: The Beninateam (706) 615-5336 | Beachy Beach Real Estate (850) 532-6262
  • Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 792988 Bay/Panama City/Central Panhandle MLS-FL

Property Details

  • Status

    Active

  • Type

    Single Family Residence

  • No. of Stories

    1

  • County

    Bay County

  • City

    Panama City Beach

  • Neighborhood

    --

  • Year Built

    2006

  • HOA Fees

    $165.67/mo

  • Finished Area

    1,305 sqft

  • Lot Size

    0.11 acre lot

  • Basement Area

    - sqft

  • MLS Name

    Bay/Panama City/Central Panhandle MLS

  • MLS Number

    792988

  • MLS Status

    Active

  • Days on Market

    85

  • Cumulative Days on Market

    78

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Location

HOA Management

N/A

HOA Fees

$497/ Quarterly

Amenities

Amenities and services may be covered by one or multiple associations and service providers.

Park Playground Park Playground

Trash Pickup Trash Pickup

Maintenance Maintenance

Security Gate Security Gate

Pools Pools

Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.

Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedrooms: 3

    Bathrooms: 2

  • Kitchen

    Level: First

    Area: 130.00 Square Feet

    Dimensions: 13 x 10

  • Bedroom

    Level: First

    Area: 110.00 Square Feet

    Dimensions: 11 x 10

  • Bedroom

    Level: First

    Area: 132.00 Square Feet

    Dimensions: 11 x 12

  • PrimaryBedroom

    Level: First

    Area: 186.00 Square Feet

    Dimensions: 12 x 15.5

Interior

  • Appliances

    Electric Oven, Electric Range, Electric Water Heater

  • Heating

    Electric

  • Exterior Features

    Deck, Patio

  • Interior Features

    Double Vanity, Main Level Primary, Tub Shower, Walk In Closets

  • Flooring

    Plank, Vinyl

  • Cooling

    Central Air, Ceiling Fans

  • Sewer

    Public Sewer

Construction

  • Year Built

    Year Built: 2006

  • Home type

    Single Family Residence

  • Construction Materials

    Vinyl Siding

  • Foundation Details

    Slab

  • Architectural Style

    Coastal

  • Roof

    Composition, Shingle

Utilities & Energy

  • Security Features

    Gated Community, Security Service

  • Association Amenities

    Gated

  • Utilities

    Electricity Available

  • Pool Features

    Community

Other Features

  • Patio And Porch Features

    Deck, Covered, Patio

  • Lot Features

    Paved

  • Subdivision Name

    Palm Cove Phase Iii

  • Community Features

    Playground, Pool, Community Pool, Gated, Short Term Rental Allowed

Price History

DateEventPrice

10/14/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #792988

Listed for Sale

$339,900

$260/sqft

08/17/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #792988

Pending

$339,900

$260/sqft

07/22/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #792988

Coming Soon

$339,900 -5.56%

$260/sqft

04/04/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #787909

Off Market

$359,900 +20.01%

$276/sqft

10/23/2025

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #771488

Sold

$299,900 +3.41%

$230/sqft

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Getting Around 138 White Cap Way

Bike Score®

Bike Score

Somewhat Bikeable

42/100

Walk Score®

Walk Score

Car-Dependent

27/100

Data provided by Redfin

Nearby Homes

Based on information from Central Panhandle Association of REALTORS® MLS through Oct 15, 2026, 06:45AM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®

Advertising Broker: Moe Mossa (Savvy Avenue) | Savvy Avenue, LLC