For Sale
Single family home for sale at 163 Ryder Ln, Panama City, FL 32404 | MLS# 792406 | Listing updated on 2026-10-21
Photo 1 of Single family home for sale at 163 Ryder Ln, Panama City, FL 32404 | MLS# 792406 | Listing updated on 2026-10-21
Photo 2 of Single family home for sale at 163 Ryder Ln, Panama City, FL 32404 | MLS# 792406 | Listing updated on 2026-10-21
Photo 3 of Single family home for sale at 163 Ryder Ln, Panama City, FL 32404 | MLS# 792406 | Listing updated on 2026-10-21
Photo 4 of Single family home for sale at 163 Ryder Ln, Panama City, FL 32404 | MLS# 792406 | Listing updated on 2026-10-21
46+
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Street View

$505,000

Monthly Est:$2,514

  • Beds Icon5 Beds
  • Beds Icon
    3 Baths
  • Beds Icon2,552sqft

163 Ryder Ln, Panama City, FL 32404

$2,514/moEst:

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  • Single Family Residence

  • Built in 2022

  • $96.67/mo HOA

  • 0.27 acre lot

  • $198/sq.ft

Description

If you've been waiting for a home that turns heads, this is it! Welcome to 163 Ryder Lane, where resort-style living meets everyday comfort. This five-bedroom, three-bath home offers one of the most impressive backyards you'll find in Bridge Harbor, centered around an incredible heated, screened saltwater pool with an 8.5-foot deep end, tanning ledge, underwater seating, Pebble Sheen finish, color-changing LED lighting, and a spacious paver deck. The heated saltwater pool has been professionally serviced weekly since the day it was installed--a true testament to the exceptional care and meticulous maintenance this home has received. This backyard was designed for year-round entertaining, family fun, and relaxing weekends at home.
The screened enclosure features no-see-um screening, a super gutter system, and even a convenient dog door, while French drains, extensive paver work, and a fully fenced backyard create a low-maintenance outdoor space built to last.
Inside, you'll love the spacious open-concept design with luxury vinyl plank flooring throughout. The kitchen is the heart of the home, featuring a large center island, breakfast bar, stainless steel appliances, a walk-in pantry, generous dining space, and seamless flow into the living area--perfect for hosting family and friends.
The split-bedroom floor plan provides flexibility for growing families, guests, or a home office. The oversized primary suite offers a relaxing retreat with dual vanities, a soaking tub, separate shower with upgraded anti-streak glass, and a large walk-in closet. A guest bedroom and full bath are conveniently located near the pool, making outdoor entertaining even more functional.
Additional upgrades include a whole-house water filtration and softener system, irrigation in both the front and back yards, gutters, hurricane shutters, a hurricane-rated front entry door that may qualify for insurance discounts, an inviting paver front porch, and extra privacy thanks to the additional space along the left side of the property. Washer and dryer are included.
Located in the highly sought-after Bridge Harbor community, residents enjoy resort-style amenities including a community pool, outdoor kitchen, playground, sidewalks, and convenient access to the bay.
This beautiful home is almost perfectly halfway between Mexico Beach (20 miles) and Panama City Beach, driving. Also, only 6 miles to Tyndall AFB ''front gate''. Nice for active duty, or for veterans to have access to base amenities and the commissary. Homes like this don't come along often. Between the exceptional pool, thoughtful upgrades, spacious five-bedroom layout, and outstanding community amenities, 163 Ryder Lane delivers a lifestyle that's difficult to replicate. Schedule your private showing today before someone else calls it home.

  • Houzeo last checked: 12 hours ago
  • Listing updated: October 21, 2026 at 4:59 pm
  • Listing Provided by: Team Don and Bubba (850) 624-8433 | eXp Realty, LLC (850) 624-8433
  • Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 792406 Bay/Panama City/Central Panhandle MLS-FL

Property Details

  • Status

    Active

  • Type

    Single Family Residence

  • No. of Stories

    -

  • County

    Bay County

  • City

    Panama City

  • Neighborhood

    --

  • Year Built

    2022

  • HOA Fees

    $96.67/mo

  • Finished Area

    2,552 sqft

  • Lot Size

    0.27 acre lot

  • Basement Area

    - sqft

  • MLS Name

    Bay/Panama City/Central Panhandle MLS

  • MLS Number

    792406

  • MLS Status

    Active

  • Days on Market

    116

  • Cumulative Days on Market

    142

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Location

HOA Management

N/A

HOA Fees

$290/ Quarterly

Amenities

Amenities and services may be covered by one or multiple associations and service providers.

AssociationManagement AssociationManagement

Pools Pools

Disclaimer: Amenities are based on third-party information and may vary; buyers must independently verify all amenities, as information is deemed reliable but not guaranteed.

Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedrooms: 5

    Bathrooms: 3

  • Porch

    Level: First

    Area: 195.00 Square Feet

    Dimensions: 13 x 15

  • Garage

    Level: First

    Area: 340.00 Square Feet

    Dimensions: 17 x 20

  • LivingRoom

    Level: First

    Area: 414.00 Square Feet

    Dimensions: 18 x 23

  • Bedroom

    Level: First

    Area: 126.00 Square Feet

    Dimensions: 14 x 9

  • Bedroom

    Level: First

    Area: 120.00 Square Feet

    Dimensions: 12 x 10

  • Bedroom

    Level: First

    Area: 120.00 Square Feet

    Dimensions: 12 x 10

  • Bedroom

    Level: First

    Area: 120.00 Square Feet

    Dimensions: 12 x 10

  • Bedroom

    Level: First

    Area: 224.00 Square Feet

    Dimensions: 14 x 16

Interior

  • Appliances

    Electric Oven, Electric Range

  • Sewer

    Public Sewer

  • Interior Features

    Double Vanity, Soaking Tub, Separate Shower, Walk In Closets

  • Cooling

    Central Air, Ceiling Fans

  • Flooring

    Plank, Vinyl

  • Exterior Features

    Porch, Rain Gutters

  • Window Features

    Double Pane Windows

Construction

  • Year Built

    Year Built: 2022

  • Home type

    Single Family Residence

  • Architectural Style

    Craftsman

  • Roof

    Shingle

  • Foundation Details

    Slab

  • Construction Materials

    Hardiplank Type

Utilities & Energy

  • Pool Features

    In Ground, Screen Enclosure, Salt Water, Community, Private

Other Features

  • Lot Features

    Paved

  • Patio And Porch Features

    Covered, Patio, Porch, Screened

  • Community Features

    Pool

  • Subdivision Name

    Bridge Harbor

Price History

DateEventPrice

07/09/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #792406

Listed for Sale

$515,000 +1.98%

$202/sqft

07/09/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #792406

Price Decreased

$505,000 -3.81%

$198/sqft

03/16/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #785606

Pending

$525,000

$206/sqft

03/16/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #785606

Off Market

$525,000

$206/sqft

02/21/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #785606

Listed for Sale

$525,000

$206/sqft

Nearby Homes

Based on information from Central Panhandle Association of REALTORS® MLS through Nov 02, 2026, 02:15PM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®

Advertising Broker: Moe Mossa (Savvy Avenue) | Savvy Avenue, LLC

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