For Sale
Multi family home for sale at 21523 Front Beach Rd, Panama City Beach, FL 32413 | MLS# 794502 | Listing updated on 2026-09-22
Photo 1 of Multi family home for sale at 21523 Front Beach Rd, Panama City Beach, FL 32413 | MLS# 794502 | Listing updated on 2026-09-22
Photo 2 of Multi family home for sale at 21523 Front Beach Rd, Panama City Beach, FL 32413 | MLS# 794502 | Listing updated on 2026-09-22
Photo 3 of Multi family home for sale at 21523 Front Beach Rd, Panama City Beach, FL 32413 | MLS# 794502 | Listing updated on 2026-09-22
Photo 4 of Multi family home for sale at 21523 Front Beach Rd, Panama City Beach, FL 32413 | MLS# 794502 | Listing updated on 2026-09-22
62+
Beds Icon

Street View

$5,700,000

Monthly Est:$28,371

  • Beds Icon12 Beds
  • Beds Icon
    16 Baths
  • Beds Icon7,914sqft

21523 Front Beach Rd, Panama City Beach, FL 32413

$28,371/moEst:

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  • Multi Family

  • Built in 2007

  • $-- HOA

  • 0.09 acre lot

  • $720/sq.ft

Description

The opportunity you've been waiting for has arrived. This extraordinary Gulf-front property on the desirable West End of Panama City Beach offers a rare combination of substantial construction, direct beach access, luxury coastal living, and proven income-producing potential, all just a short drive from iconic 30A no HOA restrictions!

Built with longevity in mind, this impressive beachfront building features concrete construction, metal studs, a tile roof, and stucco exterior, providing a level of stability and quality that sets it apart from typical coastal properties.

The building consists of three individual income-producing residences, each offering approximate
ly 2,500 square feet with 4 bedrooms and 4.5 bathrooms. One private residence occupies each of the second, third, and fourth floors, creating an exceptional opportunity to own an entire Gulf-front building with three separate luxury rental units and multiple income streams.

Each residence features two oversized Gulf-front balconies with panoramic views of the emerald waters, sugar-white sand, and unforgettable sunsets. Walls of glass fill the interiors with natural light while showcasing uninterrupted Gulf views throughout the living spaces.

Inside, each residence is thoughtfully designed for both luxury and functionality. Gourmet kitchens feature custom wood cabinetry, extensive granite countertops, premium stainless-steel appliances, generous preparation space, and elegant wet bars with dedicated wine storage.

The outdoor amenities make this property equally impressive. A large, covered entertainment area provides plenty of space for guests to gather and relax while enjoying the private pool and hot tub. From there, private beach access leads directly to the Gulf of America, creating the complete beachfront experience for owners and rental guests alike.

Whether you're looking for a high-quality Gulf-front investment with three individual income-producing residences, a multi-generational coastal retreat, or the rare opportunity to own an entire beachfront building, this property delivers. With its concrete construction, metal studs, direct Gulf frontage, resort-style amenities, West End Panama City Beach location, and convenient access to 30A, opportunities like this are exceptionally difficult to find.

  • Houzeo last checked: 5 minutes ago
  • Listing updated: September 22, 2026 at 4:50 pm
  • Listing Provided by: Garrison D Dykes (229) 206-1088 DRE #3619394 | Found Real Estate Company (904) 584-5161
  • Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 794502 Bay/Panama City/Central Panhandle MLS-FL

Property Details

  • Status

    Active

  • Type

    Multi Family

  • No. of Stories

    -

  • County

    Bay County

  • City

    Panama City Beach

  • Neighborhood

    --

  • Year Built

    2007

  • HOA Fees

    -

  • Finished Area

    7,914 sqft

  • Lot Size

    0.09 acre lot

  • Basement Area

    - sqft

  • MLS Name

    Bay/Panama City/Central Panhandle MLS

  • MLS Number

    794502

  • MLS Status

    Active

  • Days on Market

    46

  • Cumulative Days on Market

    50

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Location

Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedrooms: 12

    Bathrooms: 16

  • FullBath

    Level: First

    Area: 0.00 Square Feet

    Dimensions: 0 x 0

  • FullBath

    Level: First

    Area: 0.00 Square Feet

    Dimensions: 0 x 0

  • DiningRoom

    Level: First

    Area: 0.00 Square Feet

    Dimensions: 0 x 0

  • Laundry

    Level: First

    Area: 0.00 Square Feet

    Dimensions: 0 x 0

  • Bedroom

    Level: First

    Area: 180.00 Square Feet

    Dimensions: 15 x 12

  • PrimaryBedroom

    Level: First

    Area: 221.00 Square Feet

    Dimensions: 17 x 13

  • Bedroom

    Level: First

    Area: 132.00 Square Feet

    Dimensions: 12 x 11

  • PrimaryBedroom

    Level: First

    Area: 156.00 Square Feet

    Dimensions: 13 x 12

  • Kitchen

    Level: First

    Area: 0.00 Square Feet

    Dimensions: 0 x 0

  • Other

    Level: First

    Area: 0.00 Square Feet

    Dimensions: 0 x 0

  • DiningRoom

    Level: First

    Area: 0.00 Square Feet

    Dimensions: 0 x 0

  • LivingRoom

    Level: First

    Area: 0.00 Square Feet

    Dimensions: 0 x 0

Interior

  • Exterior Features

    Outdoor Shower

  • Sewer

    Public Sewer

  • Cooling

    Central Air, Ceiling Fans, Separate Meters

  • Appliances

    Bar Fridge, Electric Cooktop, Electric Oven, Electric Water Heater

  • Heating

    Central, Electric

  • Interior Features

    Balcony, Jetted Tub, Main Level Primary, Sitting Area In Primary, Separate Shower, Walk In Closets

Construction

  • Year Built

    Year Built: 2007

  • Home type

    Multi Family

  • Roof

    Tile

  • Construction Materials

    Concrete, Steel Frame, Stucco

Utilities & Energy

  • Utilities

    Cable Connected

  • Pool Features

    Fenced, In Ground, Community, Private

  • Security Features

    Fire Sprinkler System, Fire Alarm

Other Features

  • Community Features

    Elevator, Pool, Waterfront, Short Term Rental Allowed

  • Patio And Porch Features

    Balcony

  • Subdivision Name

    Riviera Beach

Price History

DateEventPrice

08/24/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #794502

Listed for Sale

$5,700,000 -4.84%

$720/sqft

07/29/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #793258

Off Market

$5,990,000

$757/sqft

07/29/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #793258

Listed for Sale

$5,990,000

$757/sqft

Nearby Homes

Based on information from Central Panhandle Association of REALTORS® MLS through Oct 10, 2026, 12:15PM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®

Advertising Broker: Moe Mossa (Savvy Avenue) | Savvy Avenue, LLC