For Sale
House for sale at 109 Granger Ln, Panama City Beach, FL 32413 | MLS# 781140 | Listing updated on 2026-10-05
Photo 1 of House for sale at 109 Granger Ln, Panama City Beach, FL 32413 | MLS# 781140 | Listing updated on 2026-10-05
Photo 2 of House for sale at 109 Granger Ln, Panama City Beach, FL 32413 | MLS# 781140 | Listing updated on 2026-10-05
Photo 3 of House for sale at 109 Granger Ln, Panama City Beach, FL 32413 | MLS# 781140 | Listing updated on 2026-10-05
Photo 4 of House for sale at 109 Granger Ln, Panama City Beach, FL 32413 | MLS# 781140 | Listing updated on 2026-10-05
66+
Beds Icon

Street View

$815,000

Monthly Est:$4,057

  • Beds Icon4 Beds
  • Beds Icon
    4 Baths
  • Beds Icon2,738sqft

109 Granger Ln, Panama City Beach, FL 32413

$4,057/moEst:

Get Pre-Approved

  • Duplex

  • Built in 1983

  • $-- HOA

  • 0.23 acre lot

  • $298/sq.ft

Description

Luxury Beachside Duplex | Laguna Beach | No HOA | High-Yield STR Potential

Discover the ultimate ''Laguna Beach Lifestyle'' at 109 Granger Lane. Nestled on a rare 0.25-acre lot just steps from the Gulf of Mexico, this 2,738 sq. ft. duplex offers the perfect blend of coastal charm and massive investment upside. Whether you are looking for a high-performing short-term rental, a multi-generational beach retreat, or a ''live-in-one, rent-the-other'' setup, this turnkey property delivers.

The Property Highlights:
Prime Location: Situated in the golf-cart-friendly Laguna Beach community, minutes from 30A but without the 30A price tag.

Flexible Layout: Currently config
ured as a spacious duplex (4BR total), the property features rear entries and efficiency kitchens upstairs, offering the rare potential to be converted into a Quadplex.

Turnkey Ready: Professionally furnished and decorated--this ''Gem'' is ready to hit the rental market on day one.

Outdoor Oasis: The oversized lot provides ample parking for guests and toys, with plenty of room to add a private pool to further boost rental ADR (Average Daily Rate).

Unbeatable Views: Rare dual-aspect appeal with Gulf proximity to the south and serene waterfront lake views to the north.

Investment Snapshot:
Projected Annual Income: Up to $130,000 in gross short-term rental revenue.

Land Value: Situated on a premium parcel with land value alone estimated near $700k.

No HOA: Total freedom for owners with no restrictive associations or monthly dues.

Experience the quiet side of PCB with easy beach access and high-end vibes. 109 Granger Lane isn't just a home; it's a strategic asset in the Florida Panhandle's most sought-after growth corridor.

  • Houzeo last checked: 1 hour ago
  • Listing updated: October 5, 2026 at 7:07 pm
  • Listing Provided by: Brian Clowdus | Christies International Real Estate Emerald Coast (850) 213-2800
  • Source: Bay/Panama City/Central Panhandle MLS-FL | MLS#: 781140 Bay/Panama City/Central Panhandle MLS-FL

Part of

Building
109 Granger Ln
No reviews yet

Property Details

  • Status

    Active

  • Type

    Multi Family

  • No. of Stories

    -

  • County

    Bay County

  • City

    Panama City Beach

  • Neighborhood

    --

  • Year Built

    1983

  • HOA Fees

    -

  • Finished Area

    2,738 sqft

  • Lot Size

    0.23 acre lot

  • Basement Area

    - sqft

  • MLS Name

    Bay/Panama City/Central Panhandle MLS

  • MLS Number

    781140

  • MLS Status

    Active

  • Days on Market

    340

  • Cumulative Days on Market

    336

Continue Your Journey in App

Find your dream home, receive real-time updates, and many more!

Location

Facts & Features

Rooms

  • Bedrooms & bathrooms

    Bedrooms: 4

    Bathrooms: 4

  • Bedroom

    Level: Second

    Area: 225.00 Square Feet

    Dimensions: 15 x 15

  • LivingRoom

    Level: First

    Area: 300.00 Square Feet

    Dimensions: 15 x 20

  • Bedroom

    Level: Second

    Area: 225.00 Square Feet

    Dimensions: 15 x 15

  • LivingRoom

    Level: First

    Area: 300.00 Square Feet

    Dimensions: 15 x 20

Interior

  • Heating

    Ductless

  • Interior Features

    Balcony, Interior Steps, Sitting Area In Primary

  • Appliances

    Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater

  • Exterior Features

    Covered Patio, Deck, Patio, Outdoor Shower

  • Cooling

    Ceiling Fans, Ductless

  • Sewer

    Public Sewer

Construction

  • Year Built

    Year Built: 1983

  • Home type

    Duplex

  • Construction Materials

    Stucco

  • Architectural Style

    Duplex

  • Roof

    Composition, Shingle

Utilities & Energy

  • Parking Features

    Additional Parking

Other Features

  • Subdivision Name

    Laguna Beach

  • Lot Features

    Paved

  • Community Features

    Short Term Rental Allowed

  • Patio And Porch Features

    Balcony, Deck, Covered, Open, Patio, Porch

Price History

DateEventPrice

07/22/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #781140

Price Decreased

$849,000 -5.56%

$310/sqft

04/15/2026

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #781140

Price Increased

$899,000 +10.31%

$328/sqft

11/03/2025

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #781140

Listed for Sale

$815,000 -14.12%

$298/sqft

11/03/2025

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #781140

Price Decreased

$949,000 -4.91%

$347/sqft

05/05/2025

Source: mls_logoBay/Panama City/Central Panhandle MLS-FL #773016

Listed for Sale

$998,000 -14.92%

$364/sqft

Show more

Nearby Homes

Based on information from Central Panhandle Association of REALTORS® MLS through Oct 09, 2026, 12:00PM. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. ©2026 Bay Central Panhandle Association of REALTORS®

Advertising Broker: Moe Mossa (Savvy Avenue) | Savvy Avenue, LLC